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  1. I hear they are sold on auction websites starting...

    I hear they are sold on auction websites starting at 99p
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    Sticky: TFBSZ :wave:

    TFBSZ :wave:
  3. If a cyclist dies in the woods and no one finds...

    If a cyclist dies in the woods and no one finds them, are they really dead?


    (asking for a friend)
  4. Replies
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    Sticky: If someone asks you a question and you get paid...

    If someone asks you a question and you get paid to think about the answer, do you complain?
  5. Replies
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    Sticky: You learn something new every day... I had a...

    You learn something new every day...

    I had a system-generated spreadsheet where the name of the file included a timestamp, e.g.




    "WTFH - Ban Hammer Preparation Report_120191163022500.xlsx"...
  6. Thread: Cancel Culture?

    by WTFH
    Replies
    63
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    1,055

    We'd have to ban Christian and Jewish speakers as...

    We'd have to ban Christian and Jewish speakers as well, based on your same argument.
  7. May I suggest...

    May I suggest
    https://medino-product.imgix.net/senokot-maximum-strength-48-4df4825e4048b1bd5301a5cbb8e6d072.png
  8. Unfortunately, when challenged, people on here...

    Unfortunately, when challenged, people on here will immediately say that it's not them that need to have fewer babies, but "OTHERS".
    Do nothing yourself, always blame others.

    Each individual...
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    Sticky: Morning all :wave: Not raining at the minute....

    Morning all :wave:

    Not raining at the minute.
    Run a few numbers on the SDLT, it knocks over £15k off the cost of moving. Just need to get this place on the market and sell it.
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    Sticky: TFBSZ :wave:

    TFBSZ :wave:
  11. Replies
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    197,214

    Alex Pullin Alex Pullin: Australian...

    Alex Pullin
    Alex Pullin: Australian world-champion snowboarder dies - BBC News
  12. Replies
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    Sticky: Maybe take a walk to The Weald museum Weald and...

    Maybe take a walk to The Weald museum Weald and Downland Living Museum
    Might be a bit far, but The Repair Shop could have a look at it.
  13. Thread: Trump on Trump

    by WTFH
    Replies
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    387

    If it sells more copies than some of his books,...

    If it sells more copies than some of his books, that will upset him.
    But expect him to spin it as proof that people love him and want to know more about him.
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    Sticky: Morning all :wave: Yesterday was lovely and...

    Morning all :wave:
    Yesterday was lovely and sunny.
    Today it's raining.

    An estate agent was due to come yesterday, but had to reschedule to today for the market appraisal. This is the first agent...
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    Sticky: test please delete

    Am I the only one getting database errors?

    TFBSZ :wave:
  16. And Japan?

    And Japan?
  17. Replies
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    Sticky: Oh, and FYI, Waitrose Cellar | Wine Delivery |...

    Oh, and FYI, Waitrose Cellar | Wine Delivery | Quality Red & White Wine
    25% discount ends today.
  18. Replies
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    Sticky: "Watching" a parcel, travelling by FedEx from...

    "Watching" a parcel, travelling by FedEx from near Cork.
    Collected and then went to Cork Airport yesterday
    Was flown up to Shannon Airport at about 6pm.
    Then flew to CDG (Paris) - arrived just...
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    For you, the test is to hold up a mirror.

    For you, the test is to hold up a mirror.
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    Politician? There's a lot on here who produce...

    Politician?
    There's a lot on here who produce hot air while saying nothing. Could be a simple move from MF to MP.
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    Knock yourself out. (https://ruler.onl)

    Knock yourself out.
  22. Yes. Proper face masks prevent the spread of...

    Yes.
    Proper face masks prevent the spread of infection to others by capturing your germs as you breathe out.

    This is why they are hated by Trump supporters - a mask is not to protect you, but to...
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    Sticky: Morning all :wave: CBS, etc here. Very pleasant...

    Morning all :wave: CBS, etc here. Very pleasant walk earlier.
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    That's an opinion piece most likely based on the...

    That's an opinion piece most likely based on the study published in May:
    https://www.cell.com/cell/fulltext/S0092-8674(20)30610-3

    Which was based on a study involving 20 people where they didn't...
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    Sticky: TFBSZ :wave:

    TFBSZ :wave:
  26. Replies
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    Sticky: Left overs from yesterday for tea. Along with...

    Left overs from yesterday for tea.
    Along with another slice of very tasty rhubarb and ginger cake.
  27. Thread: Who was this?

    by WTFH
    Replies
    6
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    219

    Looks vaguely like one of my gardener's pool cars...

    Looks vaguely like one of my gardener's pool cars that he uses to take the chicken manure to the tip.
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    The last one I used is now retired. He gave me...

    The last one I used is now retired. He gave me the option of paying him a fee, or having it as a cut from the lender (or as zonk calls it "free").
    I chose the option of paying him the fee. The rates...
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    i.e. not free. The 0.3% comes from somewhere....

    i.e. not free.

    The 0.3% comes from somewhere.

    As for advisors charging a fee only, obviously you are refusing to read the links provided.

    Now, tell me how many mortgages you have taken out...
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    Last time I headed that direction, I met Brillo...

    Last time I headed that direction, I met Brillo with his exes going the other way, they were carrying bags of cats.
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    How is it free for you?

    How is it free for you?
  32. If his skin colour was different, would the wail...

    If his skin colour was different, would the wail have spun it that he was a drug dealer, due to his attempts to legalise the sale of cannabis, and his arrest in 2010 for possession and dealing.
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    It's "free" for you, because you're not seeing it...

    It's "free" for you, because you're not seeing it as a single payment, instead it's a sum added on to the mortgage repayment.

    These guys are not charities, they are in a job to make money.
    Some...
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    I've just provided you with a list. Here's a...

    I've just provided you with a list.

    Here's a bit more for you to explain how mortgages work these days.
    Mortgage Advisor Fees
    or here:
    Guide to financial adviser fees - Money Advice Service
    ...
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    Sticky: Knock on her 6th floor apartment door and ask for...

    Knock on her 6th floor apartment door and ask for some milk, then use your charm, some grass and an elevator.
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    Just tick the boxes down the side for "Fee" and...

    Just tick the boxes down the side for "Fee" and "Fixed fee":
    Top 20 Independent Mortgage Advisers & Brokers in SW1A | Mortgage Advice | unbiased.co.uk

    There's a list of a few that do not get a %...
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    Garbage. Plenty of advisors do not take...

    Garbage. Plenty of advisors do not take kickbacks.

    I did not say they did it for free, I said they did not get a % kickback from lenders.
    And therein lies the problem - you won't get impartial...
  38. This is a wokeflake thread. When will MrD...

    This is a wokeflake thread.

    When will MrD organise a march?
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    Sticky: Morning all :wave: CBS, etc here. It appears I...

    Morning all :wave:
    CBS, etc here. It appears I may have got a bit of a tan yesterday while doing home improvements on the property I bought for my African ladies.
    I have also managed to bugger my...
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    As explained above, this does not happen with...

    As explained above, this does not happen with independent mortgage advisors. They do not get paid a commission by the lenders as this can be seen as a way of preventing them providing independent...
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    Sticky: Morning all :wave: a bit damp out. oh, and...

    Morning all :wave:

    a bit damp out.

    oh, and just noticed we’re on a palipage :yay:
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    I’ve already been to the pub and the hairdresser....

    I’ve already been to the pub and the hairdresser. I’ve had a short and a back and sides.
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    Sticky: The Wife (tm) isn’t prone to profanity, but has...

    The Wife (tm) isn’t prone to profanity, but has just watched the news about the Sutton hospital. Signed off almost a year ago, but then “delayed” for unknown reasons.
    She thought it was being saved...
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    Sticky: Are you sure?

    Are you sure?
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    BBC iPlayer - Staged...

    BBC iPlayer - Staged
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    https://youtu.be/WAlslN90CWw

    https://youtu.be/WAlslN90CWw
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    Sticky: That conjures up the Last Tango.

    That conjures up the Last Tango.
  48. I ask about all the complexities of taxation, and...

    I ask about all the complexities of taxation, and you change that to be "if you don't understand the basics"

    Notice the difference?
    You then refer to people as "dim" etc.

    Do you read the...
  49. I guess the thing is, is the tax...

    I guess the thing is, is the tax advisor/accountant doing your tax returns for you and tells you that what they have done is legal and correct, should you haver a second accountant to review the...
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    Sticky: Morning all :wave: Pleasant walk up the hill...

    Morning all :wave:

    Pleasant walk up the hill earlier. Blue skies over me, a few light clouds over London.
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