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  1. :eek:

    :eek:
  2. I understand conventional wisdom is that this is...

    I understand conventional wisdom is that this is generally a bad idea. Not least because the individual has a CGT allowance, a company does not. An individual has tax breaks available like ISA and...
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    My advice is don't hold your breath. UK...

    My advice is don't hold your breath. UK Government debt is about to reach post World War II proportions. They will be pushing for every penny they can raise over the forthcoming few years.
  4. Indeed, the elephant in the room that I have...

    Indeed, the elephant in the room that I have asked about before. Nobody seems to be to explain why the scheme trustees who have to put the trust beneficiaries interests first by law. How do they see...
  5. I realise it's way too late to say this, but it...

    I realise it's way too late to say this, but it might help someone out there one day. HMRC never approve tax avoidance schemes - ever. QC cannot approve a tax avoidance scheme. But they can offer an...
  6. Exactly.

    Exactly.
  7. If I use a UK Ltd Co again I will be using a...

    If I use a UK Ltd Co again I will be using a NatWest/RBS bank account with bundled FreeAgent. And a software package for end of year accounts, Companies House and CT600 submissions. In nearly 15...
  8. Anyone can call themseves an accountant. Or...

    Anyone can call themseves an accountant. Or engineer, or plumber or chef etc... What you cannot do, is call yourself a Chartered Accountant (or one of the other types of accounts professionals). Nor...
  9. You don't even have to be that clever, just post...

    You don't even have to be that clever, just post from the sockie account while having a coffee in Starbucks or a Big Mac in McDonalds. And only post from home from your main CUK account.
  10. Exactly what I would too. Good luck.

    Exactly what I would too. Good luck.
  11. Are you using FreeAgent? If you keep that up to...

    Are you using FreeAgent? If you keep that up to date, you can export the accounts to import into an accounting package that generates and submits the CT600 and Companies House returns for you. If I...
  12. More than likely to be an unoccupied rental...

    More than likely to be an unoccupied rental property, I'd think. It would be if I was that bloke.
  13. My own experience is that if there's a mistake...

    My own experience is that if there's a mistake 99% of the time it's the accountants making the mistake. I simply got sick and tired of checking and double checking everything the accountants did....
  14. Exactly my experience too. The myth of a...

    Exactly my experience too. The myth of a proactive accountant doing anything other than feeding your Ltd Co business through a sausage machine is alive and well it seems.
  15. RBS or NatWest it is then.

    RBS or NatWest it is then.
  16. Even cheaper - RBS/NatWest challenger banking arm...

    Even cheaper - RBS/NatWest challenger banking arm called Mettle offers free banking and a FreeAgent account. Note that for a new account holder, RBS/Natwest are free of charge for 18 months....
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    My true concern is that we are already this close...

    My true concern is that we are already this close (fingers 1mm apart) to another Piper Alpha style incident. The ongoing campaigns to hack and slash at what were until recently called essential...
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    If you want to see slow, then move into the...

    If you want to see slow, then move into the nuclear industry. It's not uncommon for people to work their entire career in the nuclear industry and never see a single project completed and in...
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    1 Yes there are people who can assist. 2 Yes...

    1 Yes there are people who can assist.

    2 Yes it was legal.

    3 In short - Because you signed an agreement to send your earnings to a third party who then gave most of it back to you as a loan...
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    Present (not UK) operating company I am in has...

    Present (not UK) operating company I am in has announced both CAPEX and OPEX reductions of 30% for 2020. Doesn't look good for temporary workers and I expect older staff guys to be asked if they...
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    In fact, I would suggest it's absurd to go that...

    In fact, I would suggest it's absurd to go that far.
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    Well, being effectively a double agent would be a...

    Well, being effectively a double agent would be a very dangerous game to play. I can't imagine, (though recognise it's possible) anyone with a shred of credibility could pull that one off. It'd be...
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    I am beggining to wonder. I really hope not. It'd...

    I am beggining to wonder. I really hope not. It'd be the biggest scam of all if it was.
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    I have no skin in this game. But maybe, just...

    I have no skin in this game. But maybe, just maybe, if the wheels haven't yet fallen off that band wagon, then they are all loose and wobbly? I watch with interest. There could be a good book in this...
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    I struggle to believe anything truly confidential...

    I struggle to believe anything truly confidential appears on a forum, even one like BG which is somewhat restricted. Surely not? That's certainly one of the last places I would post anything that...
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    Don't know the guy and never will. But in the...

    Don't know the guy and never will. But in the time he was here, he came across publicly (in my opinion) as a very loose cannon indeed. I would have a very hard time trusting him or beliving anything...
  27. Welcome to the world of faceless private equity...

    Welcome to the world of faceless private equity investors. Imagine what it must be like working there. The only big winner was Mr Dolan who played an amazing hand over a spreadsheet, it seems to me.
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    FWIW - A quick Google will inform anyone...

    FWIW - A quick Google will inform anyone wondering about cojak's post here. I believe we are referring to Saleos Consultancy Services Ltd, director I believe, is Mr Matthew Hall. Information...
  29. This gets wierder and wierder. Is it not possible...

    This gets wierder and wierder. Is it not possible to ask the current or last known trustees of the loan whether they have transferred the loan to a third party? I can't understand how a trustee...
  30. BP, to be clear, you are suggesting that the...

    BP, to be clear, you are suggesting that the trustees have not in fact transferred or sold the loans to a third party? Thanks.
  31. Exactly my point. I am merely an interested...

    Exactly my point. I am merely an interested bystander. But now I see this unfolding, I am totally baffled how the trustees can act like this. It seems to me totally against the role of the trustee...
  32. Very interesting how this is unfolding. Begs the...

    Very interesting how this is unfolding. Begs the question, why have the trustees seemingly acted against the interests of the beneficiaries? That's not the role of a trustee. Likely I have missed...
  33. Possible fly in that ointment. If I were...

    Possible fly in that ointment. If I were Gladstones (I'm not) I would say the address came from public records. Companies House, Electoral Roll, Credit Rating Agency etc....
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    Great to know, thanks.

    Great to know, thanks.
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    I think that's preferable from a security...

    I think that's preferable from a security perspective too, but perhaps I am a bit too cynical. I just do not want to leave any potential back door entries open, none more than I have to at any rate....
  36. Quite. And for the simplest of nano businesses...

    Quite. And for the simplest of nano businesses that have just one or two payments in and one out monthly, the Nat West/RBS deal with FreeAgent is perfect.
  37. Because you get a free FreeAgent account?

    Because you get a free FreeAgent account?
  38. Throw in the free FreeAgent account and it's...

    Throw in the free FreeAgent account and it's unbeatable?
  39. Sorry, only just seen your question. When it...

    Sorry, only just seen your question. When it became obvious that the UK contracting industry was under serious attack and was going to effectively end, I took the decision to give up on the industry...
  40. Oh how true. And how incredibly sad. "I'm a...

    Oh how true. And how incredibly sad. "I'm a proper bizniz" was never going to save anyone once the end game arrived. It's only a surprise how long it took.
  41. My Plan A worked amazingly well. I even think I...

    My Plan A worked amazingly well. I even think I am grateful for what has unfolded the last number of years. It got me off my butt and doing stuff I wouldn't have missed for the world. Even better, I...
  42. That in itself is remarkable given the (thousands...

    That in itself is remarkable given the (thousands of?) posts here on CUK that nobody knew they were agreeing to a loan. Thank you.
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    Likely they risk assessed this and see a business...

    Likely they risk assessed this and see a business opportunity ahead. "Hey Mr O&G operator. Your projects are behind schedule? Come and talk to us, we can help".
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    Exacty. Really surprises me that having dodged...

    Exacty. Really surprises me that having dodged IR35 for twenty years, folks express surprise at lack of sympathy out there. "£100k+ a year contractors asked to pay a bit more tax" plays well to the...
  45. Just a thought, these abulance chasing companies....

    Just a thought, these abulance chasing companies. I had thought there were rules and codes of practice, if not actual legislation preventing professional services firms intimidating or making veiled...
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    Ring ring, Ring ring............. "Hello?" ...

    Ring ring, Ring ring.............

    "Hello?"

    "Oh hi, Premier Oil here, is that Wood/Petrofac/Aibel/Aker/Worley/A N Other? We have a business proposition we'd like to talk about with you."
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    Above Lead Engineer it tends to be a project...

    Above Lead Engineer it tends to be a project management role.
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    Good luck with that while day rates are at...

    Good luck with that while day rates are at multi-decade lows and many very good people are still out of work.
  49. Precisely the same in the energy industry,...

    Precisely the same in the energy industry, operators and contracting companies. India > UAE > UK via intracompany transfer visas tends to be the default route. There are many experienced UK guys out...
  50. Unless they can prove negligence, though I...

    Unless they can prove negligence, though I imagine that is a higher bar?
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