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    Obvious to some people but going by some of the...

    Obvious to some people but going by some of the stuff we see posted on the forum it wouldn't surprise me if someone tried to give a voucher to their dog.
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    And looks like you can only give them to...

    And looks like you can only give them to employees i.e. director in our case, and not to shareholders i.e. the Mrs.
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    So you can literally pay yourself cash? (I mean...

    So you can literally pay yourself cash? (I mean bank transfer :happy)
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    I've never used the Trivial Benefit allowance...

    I've never used the Trivial Benefit allowance before.

    Is this in addition to the Annual Event £150 allowance?

    And can we have multiple trivial benefits of max £50 each, up to a £300 annual...
  5. ANTI-DOOM: Quick economic recovery could see Treasury delay tax rises plan

    Rapid economic recovery next year could allow Rishi Sunak to delay tax rises until 2022 | Daily Mail Online

    I can't imagine any government to be stupid enough to try and raise taxes when the...
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    S.E. I'm in an unusual situation wrt rates so...

    S.E.

    I'm in an unusual situation wrt rates so they are upper end for me, but not in demand any more.

    Interesting thing is 2 jobs I'm looking at, which pay £67k and £80k. And of course the...
  7. There's always a way, but the OP is unlikely to...

    There's always a way, but the OP is unlikely to return and so we'll never really know the true story and so won't be able to help him any further.
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    Well well punybrain, quite the observation there....

    Well well punybrain, quite the observation there.

    I meant long term, post Covid. It's something I openly discuss with recruiters rather than beating around the bush. I'd go as far as having it...
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    Had a flurry of calls for permie jobs at the end...

    Had a flurry of calls for permie jobs at the end of this week. Bearing in mind that I'm only really looking for perm jobs now (and that half-heartedly).

    Not sure why the sudden pick up in calls,...
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    :grin

    :grin
  11. Thread: boomed

    by ChimpMaster
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    1,058

    Am guessing it's in the S.E. at those prices? ...

    Am guessing it's in the S.E. at those prices?

    I bought at the peak in 2006 and the house lost 20% in value in the ensuing crash up to 2011. But in those 4 or 5 years I was fortunate to have a...
  12. Thread: boomed

    by ChimpMaster
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    1,058

    That's a lot of debt on just 3 properties!...

    That's a lot of debt on just 3 properties! Assuming they're all investments and one isn't your main resi.
  13. 18 months isn't too long at all, especially in...

    18 months isn't too long at all, especially in this economic climate. Hang in there and if you're bored then find other ways to keep yourself amused.

    You certainly need to be aware of falling...
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    Exactly this: a product transfer is the easiest...

    Exactly this: a product transfer is the easiest thing to do. My broker has often told me that it's quicker for me to do it myself, even though he'd get commission for doing it.
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    I miss Scootie. I'm sure he's reading these...

    I miss Scootie. I'm sure he's reading these posts, so Scoots if you see this message, always remember:

    I told you so.
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    My condolences.

    My condolences.
  17. Plenty he can still do if he speaks with a...

    Plenty he can still do if he speaks with a knowledgeable insolvency firm and an accountant who is more of a tax specialist than a generalist.

    The DL account can be cleared on liquidation through...
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    He's gone. Finally, his lies and distortion can...

    He's gone. Finally, his lies and distortion can hurt you no more.
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    You can't draw dividends @ 7.5% if you are...

    You can't draw dividends @ 7.5% if you are gainfully employed elsewhere into the higher tax brackets. And what if you have a lifetime's worth of capital in the business account (£100k, £300k, £500k...
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    This is a hard decision and the uncertainty...

    This is a hard decision and the uncertainty caused by this government is nothing short of disastrous. I don't blame you for considering closing down your company at this stage, and in your situation....
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    Complete rip off by the accountants. Look at the...

    Complete rip off by the accountants. Look at the list of tasks an accountant needs to do when closing the company - it's barely a few hours additional work on top of the final accounts.

    Liquidator...
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    Where is that permabear Scoots anyway? I'm keen...

    Where is that permabear Scoots anyway? I'm keen to show him week 2 of my day-trading returns :rolleyes:

    Call me day-trader one more time...
  23. MVL and ITTOIA05/S415 : using directors loans at point of liquidation

    Hey all

    Quite a lot of threads already on MVL but I thought I'd add the benefit of my research seeing as I'd spent the time on it anyway. This might help if you're considering liquidating and have...
  24. Thread: CGT Review

    by ChimpMaster
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    You already have your distribution. You have a...

    You already have your distribution.
    You have a professional opinion from your accountant, an opinion you presumably paid for.
    You have a professional opinion from your liquidator, an opinion you...
  25. Thread: CGT Review

    by ChimpMaster
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    Though having said the above and now having read...

    Though having said the above and now having read the report, it's clear that the OTS and government are looking at BADR yet again.

    I hope they don't rush anything into the March 2021 budget, and...
  26. Thread: CGT Review

    by ChimpMaster
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    I wouldn't worry about it just yet. Especially as...

    I wouldn't worry about it just yet. Especially as the paragraph hasn't been been proof-read.

    ER/BADR was nerfed last time rather than removed entirely because most of the tax advantage was at the...
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    Thanks OG, have PM'd you.

    Thanks OG, have PM'd you.
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    Mine was similar: a consultant for a software...

    Mine was similar: a consultant for a software company, 20 years ago now. I enjoyed it at the time but eventually grew weary of the constant travel, so I quit when I was told to go to a 1 year project...
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    Anyone have experience of Cerner, the healthcare...

    Anyone have experience of Cerner, the healthcare company?

    This is for a permie position. They seem super-keen after the first interview but I'm not really getting a good feeling about their...
  30. Thread: CGT Review

    by ChimpMaster
    Replies
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    CG Tax is based on the transaction date. Besides,...

    CG Tax is based on the transaction date. Besides, there isn't any noise about removal of BADR / ER. They already nerfed it last time.

    If your distribution has been made then you can apply for BADR...
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    Can you tell us the name of the liquidator? I...

    Can you tell us the name of the liquidator? I assume they are separate to SJD?
  32. Thread: DOOM: CGT

    by ChimpMaster
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    FTSE is already the dog of global stock markets...

    FTSE is already the dog of global stock markets :tantrum:


    Here's an FT article without paywall:
    Govt urged to overhaul capital gains tax in OTS review - FTAdviser.com
  33. Thread: DOOM: CGT

    by ChimpMaster
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    CGT aligning with income tax will hit...

    CGT aligning with income tax will hit non-property assets harder. Gains on property are currently taxed at 18% or 28%, whereas gains on other assets (shares etc) are taxed at 10% or 20%.

    So if the...
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    FOA Scoots the non-day-trader

    Just for jokes, I chucked in £2k, 7 days ago, and had some fun through the volatility.

    2 images attached to show 7 day and 30 day timeframe, just to prove that I did really start on 04/11.

    BTW...
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    No but if you gave me £250k, I'd buy a single...

    No but if you gave me £250k, I'd buy a single severely out-of-the-money short term Put option on the FTSE100 at a time when £trillions are being pumped into the economy and markets.
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    I don't use BTL rental agents, they're a waste of...

    I don't use BTL rental agents, they're a waste of time. Worse than IT recruitment agents by a long way.

    If you want complete hands off, find a leasing company / housing association. They will take...
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    WTF is it 1980 again? :laugh Even as a...

    WTF is it 1980 again?

    :laugh

    Even as a comedic troll here, you're getting boring now Scoots - evolve, or just leave.
  38. Hmmmmmm methinks the lady doth protest too much...

    Hmmmmmm methinks the lady doth protest too much :eyes
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    Ah, because he doesn't have a brain.

    Ah, because he doesn't have a brain.
  40. A Great fraud you say... remind you of another...

    A Great fraud you say... remind you of another far right narcissist by any chance?

    https://iili.io/FJLbIf.md.webp


    BTW SLDT tax receipts are up since the cut earlier this year. Funny that...
  41. UK stocks are trash. Haven't you heard? The...

    UK stocks are trash.

    Haven't you heard? The FTSE100 will be at 4,500 by the end of November :tumble:

    I'll bet £250k on that.

    Actually, I won't.
  42. Someone buying a house for £500k now, is saving...

    Someone buying a house for £500k now, is saving £15k in SLDT. Hardly going to rock the market if they have to pay that in the future.

    Besides, lots of noise being made about the SLDT cut becoming...
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    Absolutely this. He is a troll, and worse still...

    Absolutely this. He is a troll, and worse still has a narcissistic need to go around giving unsolicited financial advice on a forum in which he has otherwise no useful information to provide.
    ...
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    At the risk of sounding lazy, do you have any...

    At the risk of sounding lazy, do you have any examples you can link to?
  45. Replies
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    Is it me you're looking for? :confused:

    Is it me you're looking for? :confused:
  46. Replies
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    Move the line slightly to where it makes more...

    Move the line slightly to where it makes more sense, hits more actual price points - and you have a different viewpoint:

    https://iili.io/3QQAzu.md.png

    Well well look at me, I'm a TA expert now.
  47. This is the crux of it. David your accountant...

    This is the crux of it.

    David your accountant has screwed you over if he hadn't warned you about s455 tax on directors loans. You'll need to pay the £18k back to the company and then reclaim the...
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    Sometimes I think I am joking, and as...

    Sometimes I think I am joking, and as NowPermOutsideUK says I don't need to work in IT any more. Heck I've been working my nuts off for the past 20 years just so that I don't have to work any more...
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    Can I have a job please?

    Can I have a job please?
  50. Replies
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    So ScattyScot needs only a mere 22% fall by the...

    So ScattyScot needs only a mere 22% fall by the end of Nov to be quids in?
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