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  1. Replies
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    + kids moving out :laugh

    + kids moving out :laugh
  2. Replies
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    An unusual week for me. 2 calls for...

    An unusual week for me.

    2 calls for contracts, one in Germany and one in Luxembourg. One for Wipro and the other TCS, end clients are financial institutions. Both paying around 700 Euros / day. ...
  3. I doubt it. It always comes down to money....

    I doubt it.

    It always comes down to money. And that includes backhanders and bonuses. Management in charge don't care about long term results provided by the offshore firms, because they're...
  4. Your aim has been to liquidate before any...

    Your aim has been to liquidate before any potential tax changes come into play in April.

    Don't risk your primary objective over one last hurrah. It's not worth a few more £k in the bank if it...
  5. Replies
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    This is absolutely the way forward for me. I am...

    This is absolutely the way forward for me. I am hoping to put as much possible into the employer's pension scheme when I turn permie in the spring/summer. Heck if I can, I'll put the max £40k in. ...
  6. My bad, and it was literally on the next line...

    My bad, and it was literally on the next line :tired

    I wonder if it's as simple as adding the wife as a secretary now. Best to ask the professionals :rolleyes:
  7. IF that's what the accountant said, sack him. ...

    IF that's what the accountant said, sack him.

    A 5 second Google will teach you lots: What do you need to know about Business Asset Disposal Relief (BADR) | SG Contractor Accounting

    How do I...
  8. Replies
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    This reminds of a time during my early years in...

    This reminds of a time during my early years in IT, earning £22k as a SAP "consultant" (trainee ABAP more like it): I bumped into a heavy-set fellow in his 30s at a strip joint where he'd clearly had...
  9. Not much info to go on from his message but I...

    Not much info to go on from his message but I think it's because she hasn't held the shares long enough to qualify.
  10. Replies
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    Didn't expect it so soon. Scoots was right....

    Didn't expect it so soon.

    Scoots was right. Just out by a magnitude of time.
  11. Replies
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    If a criminal gave you a BTC - that he 'earned'...

    If a criminal gave you a BTC - that he 'earned' 10 year ago - from his cold wallet, then how is anyone ever to know where it came from? He could move the BTC from his cold wallet to your exchange...
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    Ah so she never wanted you to meet another woman...

    Ah so she never wanted you to meet another woman :wink

    Congrats on the house sale. There are ways the buyers can expedite the purchase but it'll depend on a number of things such as mortgage (and...
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    Exactly this. The past 10 years of criminal...

    Exactly this.

    The past 10 years of criminal proceeds are now easy to launder: $Billions being washed through into fiat every day. One might imagine, once the majority of these proceeds are...
  14. It was this I think:...

    It was this I think:
    https://www.contractoruk.com/forums/accounting-legal/128163-hmrc-attacking-treatment-director-loan-mvls.html?highlight=mvl+specie

    and it was a genuine concern due to HMRC's...
  15. You say Hudson Weir is a preferred option but you...

    You say Hudson Weir is a preferred option but you don't specify the reason why, other than flexibility on timing of the 2nd distribution. What else attracts you to them? How can they do a day 1...
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    Bitcoin has been the currency of choice for dark...

    Bitcoin has been the currency of choice for dark web criminals for 10 years. Can you imagine how much crypto those guys might be holding now.

    Whoever said crime doesn't pay was an idiot :rolleyes:
  17. Replies
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    It's always nice to hear the really big success...

    It's always nice to hear the really big success stories.
  18. Replies
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    A lot can happen between now and the future.

    A lot can happen between now and the future.
  19. Replies
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    Grantham cited shares in the electric car maker...

    Grantham cited shares in the electric car maker as an example of the market bubble. “As a model 3 owner, my personal favourite Tesla tidbit is that its market capitalisation, now over $600bn, amounts...
  20. Quick question about remote working for client in Germany

    I've never had a European client so just quickly while I am on email ping-pong with an agent:-

    Prospective client is in Germany. Will allow remote working at least for now.

    My understanding is...
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    Yes my implication was that it's not unimaginable...

    Yes my implication was that it's not unimaginable to be able to generate such an amount of income if one has invested/saved over a course of 30 years or so. Assuming of course that you have earned a...
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    Kids are a key factor, probably THE key factor,...

    Kids are a key factor, probably THE key factor, in determining when you will be able to kick back and semi-retire.

    Without kids the numbers become a lot easier to deal with. With kids - and...
  23. Are we talking cuckold here?

    Are we talking cuckold here?
  24. Thread: RIP Mrs W

    by ChimpMaster
    Replies
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    1,711

    My condolences Whorty. It makes me so sad to hear...

    My condolences Whorty. It makes me so sad to hear this.

    I have been married almost 20 years and my wife is my rock. I couldn't imagine how things would be without her.

    My heart goes out to...
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    Time to sell or go short then.

    Time to sell or go short then.
  26. Replies
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    You'll need the distribution to be made before...

    You'll need the distribution to be made before any budget changes become effective. This is the key date that will matter if the budget changes anything.
  27. I think they're only comparing house prices.

    I think they're only comparing house prices.
  28. Replies
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    None of them are anything.

    None of them are anything.
  29. Replies
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    Congrats - £105k is an AMAZING perm salary, even...

    Congrats - £105k is an AMAZING perm salary, even when compared to your day rate. What area do you work in?

    My day rate was higher but my perm offers are in the £80k range, which is pretty much...
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    I've jumped off a 5 metre pier into the ocean and...

    I've jumped off a 5 metre pier into the ocean and that was frightening enough. But it was absolutely exhilarating and I did it again and again afterwards. And I suppose that is the psychology of it.
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    Congratulations on the move. I think it's a good...

    Congratulations on the move. I think it's a good choice to have made. This country has utterly gone to pot and things will only get worse as living standards decline further and taxes increase with...
  32. Thread: Roll call

    by ChimpMaster
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    This will be the first year ever where I haven't...

    This will be the first year ever where I haven't taken a day off.

    I'm not going to ruin it now.
  33. Replies
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    Very well said, apt and great advice. I'm 10...

    Very well said, apt and great advice.

    I'm 10 years behind you but I wish I had done some of the things you mentioned:-

    Put money in your pension as early as you can. Five years of 40k in your...
  34. Replies
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    Pretty much my situation. Though the mortgage...

    Pretty much my situation.

    Though the mortgage was paid off some time ago, we then chose to release a significant sum to re-invest elsewhere.

    I'm retiring from my technical work and moving more...
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    What age do you plan to semi-retire?

    I'll put this here because General would quickly go off track. There's been some talk here of monthly costs and people retiring etc. I've always found this to be an interesting topic because I firmly...
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    That's quite a hole you've dug yourself. You...

    That's quite a hole you've dug yourself.

    You might want to look into reining in your costs. As a contractor you've always got to be wary of when you might not be able to put in good rates -...
  37. £150 doesn't have to be at Xmas. It can be on...

    £150 doesn't have to be at Xmas. It can be on more than one event, throughout the year.
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    Market has known about this for months and priced...

    Market has known about this for months and priced in the risk already - I mean, that's what I think anyway.

    And if we get no-deal and the £ falls then it makes UK PLC cheaper for foreign investors...
  39. Replies
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    An update on my situation. Contract coming to...

    An update on my situation.

    Contract coming to an end in the next couple of months. Long term plan had always been to semi-retire and manage my side business instead, but the wife has that well in...
  40. It is a scare story but sometimes the govt/HMRC...

    It is a scare story but sometimes the govt/HMRC put these things out to test the waters and to lay the ground to hike taxes on 'greedy' middle classes / business people / landlords / <insert this...
  41. Thread: Wealth tax

    by ChimpMaster
    Replies
    13
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    521

    A wealth tax will be introduced in the UK at some...

    A wealth tax will be introduced in the UK at some point, except it won't hit the truly wealthy. It'll be designed to maximise tax-take from the middle classes as usual.
  42. Thread: G'day

    by ChimpMaster
    Replies
    14
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    471

    Definitely a lot of "old" faces here.

    Definitely a lot of "old" faces here.
  43. Replies
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    Sheesh and I thought I had a sad life.

    Sheesh and I thought I had a sad life.
  44. Replies
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    Really sorry to hear that. There's always one...

    Really sorry to hear that.

    There's always one contractor who is the client's favourite. We have one of those at my current client and I'm sure he will outlive the "no contractors" rule that is...
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    Can't say I've been through this and I certainly...

    Can't say I've been through this and I certainly wouldn't have let an accountant (or anyone) delay my plans for months. Sounds awful.

    I am planning to MVL early next year and it's going to be a...
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    Your accountant is ripping you off but it's...

    Your accountant is ripping you off but it's probably too late to shift away from them now.

    I pay < £90 (inclusive of VAT) a month and there is no additional charge for anything, not even for the...
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    Very true. I make sure to only ever soil...

    Very true.

    I make sure to only ever soil myself when I'm wearing the latest Primark fashion.
  48. Replies
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    Samsung 34" Ultrawide. Had mine 2 years and...

    Samsung 34" Ultrawide. Had mine 2 years and wouldn't ever go back to a smaller screen. Great for multi-tasking and for gaming too.

    Go via IPSE Perks and get 10% off.
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    Obvious to some people but going by some of the...

    Obvious to some people but going by some of the stuff we see posted on the forum it wouldn't surprise me if someone tried to give a voucher to their dog.
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    And looks like you can only give them to...

    And looks like you can only give them to employees i.e. director in our case, and not to shareholders i.e. the Mrs.
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