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Happy new year all - Hope you had a good Christmas.


Key points:

- Annual house price growth rose to a six-year high of 7.3% at the end of 2020

- Prices up 0.8% month-on-month, after taking...

Full report here:

Bank Rate maintained at 0.1% - December 2020 | Bank of England

Annual house price growth accelerates further in November

Key points:

- Annual house price growth rose to 6.5% in November, the highest rate since Jan 2015

- Prices up 0.9% month-on-month,...

Full report here:

https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2020/november-2020

Key points:

- Annual house price growth rises to 5.8% in October, the highest rate since Jan 2015

- Prices up 0.8% month-on-month, after taking account of seasonal factors

Full report here:...

Key Points:

House prices up 33% in 10s vs 180% in 80s

London top performer in 2010s with house prices rising twice as fast as UK average

Low interest rates have helped support affordability...

2 really good questions. Right now I would say I am seeing lots of first time buyers who have been renting and want to take advantage of the stamp duty holiday.

The second demographic I would...

Key points:

- Annual price growth picked up to 5.0% in September, the highest rate since Sep 2016

- Prices rose 0.9% month-on-month, after taking account of seasonal factors

- Most regions...

Taken from the BBC:

Bank deputy governor warns against negative interest rates - BBC News

Bank Rate maintained at 0.1% - September 2020

Full report here:

Bank Rate maintained at 0.1% - September 2020 | Bank of England

This is a really interesting point. I am certainly seeing a lot of my clients tell me they want to leave London so they can have some outdoor space. Whilst like Whorty, I do not predict a major...

Key points:

- House prices recover from recent dip to reach new all-time high in August

- Annual house price growth picked up to 3.7% in August

- Prices up 2% month-on-month, after taking...

Interesting report from Bloomberg:

https://www.bloomberg.com/news/articles/2020-08-19/u-k-inflation-rate-unexpectedly-jumps-in-july-on-fuel-clothing

Full story here:

Bank Rate maintained at 0.1% - August 2020 | Bank of England

Key Points:

- Annual house price growth recovers to 1.5% in July

- Prices up 1.7% month-on-month, after taking account of seasonal factors, reversing last month’s fall

- Stamp duty holiday...

Very good article from Bloomberg:

https://www.bloomberg.com/work-from-home-tips

Interesting report from Reuters:

UK housing mini-boom is gathering pace, property firm Rightmove says - Reuters

From Reuters:

UK raises threshold on property purchase tax to boost housing market after COVID - Reuters

Key points:

- Annual price growth grinds to a halt in June with prices down 0.1%

- Annual growth negative for first time since 2012

- Prices fell 1.4% month-on-month, after taking account...

Interesting speech given by Andy Haldane (Chief Economist of the BOE) discussing the UK economic outlook:
...

Interesting report from Reuters:

Johnson demands Britain 'Build, build, build' to beat COVID-19 slump - Reuters

Interesting report from Reuters:

Bank of England set to rebuild stimulus war-chest - Reuters

Full report here from Reuters:

UK economy shrinks by record 20.4% in April lockdown - Reuters

Key points:

- House price growth slows sharply as the impact of the pandemic begins to filter through

- Annual house price growth slows to 1.8%

- Prices down 1.7% month-on-month, after...

Taken from the BBC

Mortgage payment holiday extended for further three months - BBC News

Good article explaining the pros and cons of negative interest rates:

Explainer: How do negative interest rates work? - Reuters

Interesting report from Reuters:

Sterling stabilises as dollar falls, low UK inflation still a concern - Reuters

Taken from Reuters:

Bank of England looking more urgently at negative rates, riskier assets: Haldane - Reuters

Taken from Reuters:

Government gives green light for English football to return in June - Reuters

Taken from the Bank of England website:

"Our MPC voted unanimously to maintain Bank Rate at 0.1%. The Committee voted by a majority of 7-2 for the Bank of England to continue with the programme of...

Annual house price growth was gaining momentum before the pandemic struck the UK.

Key points:

- Annual house price growth edges up to 3.7%, the strongest since February 2017

- Impact of...

"The restart of the world economy risks going ahead without a key ingredient: the consumer."

Interesting report from Bloomberg:
...

Bumped in case anyone missed first time around.

@quackhandle & scoobos

Had this on the headphones for this mornings run:

Dj Sasha - Universe 92

~ Sasha @ Universe Pleasure Planet (REMASTERED) ~ by OlD sKoOl RaVeRs UnItE! | Mixcloud

They had a big event at Cheltenham race course last year called Clockstock. The line up looked good as well with dj's like Sneak, Joey Negro & Grooverider.

haha - worth a shot though.

This gig of the roses at Blackpool is incredible. "Manchester we're in the area"

YouTube

Reni for me was the pinnacle of cool and one of the greatest drummers...

One of those iconic clubs I would have love to have gone to along with:

Stone Roses - Spike Island and Blackpool Ballroom
Happy Mondays - G Mex

Interesting story from Reuters:

Bank of England agrees to finance UK government if markets turn sour - Reuters

Key points:

- Prices rose 0.8% in March, after taking account of seasonal factors

- The sample period excludes recent COVID-19 related disruption

- Annual growth highest since January 2018
...

Interesting article from Bloomberg:

https://www.bloomberg.com/news/articles/2020-03-29/stay-at-home-means-stay-put-for-homebuyers-in-pandemic

Mi Soul Radio on DAB.

Lots of soul, funk, hip hop and rare groove.

This is something we have recently sent our clients and thought it would be useful to post here regarding your mortgage:


The good news is that lenders are offering specialist support to clients...

As long as you are in it for the long term, my feeling is that you will be just fine. Of course, like any other investment there will be periods of up's and downs. The alternative is of course to...

Coronavirus: Bank of England cuts base rate to 0.1% | UK News | Sky News

Monetary Policy Summary for the special Monetary Policy Committee meeting on 19 March 2020 | Bank of England

Not sure why that happened as i only posted the article once. Have edited the duplicate.

Full details here from the UK Finance website:

Support for mortgage customers | UK Finance

Budget 2020: Stamp duty hiked for overseas buyers - CityAM : CityAM

Great stuff NorthernladUK :yay:

Interestingly, one major UK bank today has just announced they are increasing their fixed rates.

You should see the benefit of a lower monthly payment from next month. Depending on your long term plans, you may wish to take advantage of the over payment facility, keep the mortgage payment the...

Interesting report from Bloomberg:

https://www.bloomberg.com/opinion/articles/2020-03-09/oil-crash-saudi-arabia-s-price-war-worked-once-but-may-backfire