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  1. Replies
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    Just gift the money after you’ve taken it...

    Just gift the money after you’ve taken it yourself.
    That’s A lot simpler than your option.
  2. Replies
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    That's not what I said. Since they are not buying...

    That's not what I said. Since they are not buying the shares they are a 'gift'.
    What that means is complex and nuanced.
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    on dividends Taxation of dividends | Investors &...

    on dividends
    Taxation of dividends | Investors & Shareholders | Bank BNP Paribas.

    on gifts
    Gifts Tax in France
    nothing about gifts to non-family members in that article

    But over here it...
  4. Replies
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    even a spouse would count as having the shares...

    even a spouse would count as having the shares gifted if they were, well gifted.
    Me. I sold my shares to my wife. £1 and a BJ each ;)

    your friend could buy the shares. If (s)he pays fair market...
  5. easy. QDOS will continue to sell insurance or...

    easy.

    QDOS will continue to sell insurance or go bust. TLC35 is gonna disappear but there will always be PI/PL/EL insurance business.
    IPSE aren't an insurer so what happens to them depends on...
  6. Replies
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    :spel you're

    :spel you're
  7. Replies
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    we're getting somewhere now.... What tax...

    we're getting somewhere now....
    What tax residency is your friend in? there may be tax due on the gift
    What happens when you die?
    What happens when your friend dies?
    As your friend now owns 50%...
  8. Replies
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    you want to buy insurance now, to protect you...

    you want to buy insurance now, to protect you from investigations relating to a contract that ended in April?
    Read the small print.

    How long was the contract anyway? Are we talking years?
    IPSE+...
  9. Replies
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    if they don't mention the rate it's either tulip...

    if they don't mention the rate it's either tulip or the job doesn't exist.
  10. Replies
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    these are all questions the tax man will ask. ...

    these are all questions the tax man will ask.

    And when person B gets their shares, OP will have to inform companies house so it will be a matter of public record.
  11. Replies
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    Adding a foreign shareholder

    That’s not actually true though. Transfer of wealth has repercussions. You don’t have to be on a watch list to get hit with an UWO for example.
    And there are tax implications in many jurisdictions...
  12. Ask your accountant cousin then. The problem...

    Ask your accountant cousin then.

    The problem is that you’re asking a complex question, to people who don’t specialise in the subject.
    We know it’s sufficiently complex that it needs professional...
  13. or downsideup

    or downsideup
  14. Replies
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    yes it is. However more are applying in France...

    yes it is.
    However more are applying in France anyway. Asylum statistics - Statistics Explained

    But we've had enough of facts haven't we?
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    but they'd need that to be agreed rather than...

    but they'd need that to be agreed rather than vetoed.


    The whole thing is daft. There's no way Turkey is joining the EU in the next several decades. Britain will be back in first.
    This is just...
  16. Replies
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    money laundering????

    money laundering????
  17. you're missing the advantage of doing it through...

    you're missing the advantage of doing it through an app.
    It will be updated, secured, patched etc. by a provider who knows what they are doing.

    10 years ago all this was done as you desire, and...
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    I thought Iceland was all hot blonde honies and...

    I thought Iceland was all hot blonde honies and volcanoes.
  19. Replies
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    Tesco????? INKSPE Kiev from Waitrose. Heinz...

    Tesco????? INKSPE

    Kiev from Waitrose. Heinz baked beans.
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    What if I cooked it on request?

    What if I cooked it on request?
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    Chicken Kiev and baked beans

    Wrong or inspired?
    Do I need a divorce lawyer?
  22. Replies
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    Presumably only needed for any sick period longer...

    Presumably only needed for any sick period longer than self declared.
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    Shame you missed the market spotting that in...

    Shame you missed the market spotting that in March...

    Have they fixed the Dreamliner engines yet?
    Or got rid of 7 layers of useless middle management?

    There’s lots wrong at RR.
  24. Replies
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    Errr. They make engines for aeroplanes. And...

    Errr. They make engines for aeroplanes. And nobody wants to fly.
  25. Replies
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    Possible? Highly likely from what I’ve seen of...

    Possible? Highly likely from what I’ve seen of contractors over the years.
    Availability wins over productivity in too many cases.
  26. Replies
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    I wonder where they boss stands legally with...

    I wonder where they boss stands legally with this.

    An employee can self-diagnose for 5 (I think) sick days without a sick note.
    I don’t think a boss can.
    So presumably your brother is on full...
  27. Indeed. The first step in solving a problem is...

    Indeed.

    The first step in solving a problem is to accept there is a problem.
  28. Replies
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    State of the Market

    Bollocks.
    WFH provides flexibility and if you’re not capable of providing value without being a bum on a seat the problem is closer to home.

    Put it like this. Without home working I wouldn’t be...
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    [QUOTE=edison;2822982] 1.2 must have been...

    1.2 must have been blanked by my mind in shock.....
    20 years ago skiing in the Bernese Oberland was a bargain. Not any more.
  30. Replies
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    I must have misunderstood what I was being told....

    I must have misunderstood what I was being told.
    perhaps they meant what is the minimum paid to get staff, not necessarily a legal obligation. Certainly the bar staff in the ski resort I frequent...
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    Errr. What does uk minimum wage have to do with...

    Errr. What does uk minimum wage have to do with Switzerland?
    Their minimum wage is a LOT higher.
    Or at least for the Bernese canton anyway.
  32. Make sure you have the holy trinity. -...

    Make sure you have the holy trinity.

    - intention to buy (PO or contract)
    - proof of delivery
    - invoice

    Best bet is to get a statement of work that the client will sign off.
    If it’s just time...
  33. But seeing as the scheme is in effect a loan, how...

    But seeing as the scheme is in effect a loan, how do you criminalise it?
    Most of the nudge, wink sales patter is verbal.
  34. Replies
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    That’s minimum wage isn’t it? Or near as damn it....

    That’s minimum wage isn’t it? Or near as damn it. Might as well work in a bar and at least get tips.
  35. Thread: Aftermarket GPUs

    by Lance
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    just got an order placed for this bad boy...

    just got an order placed for this bad boy
    https://img-comment-fun.9cache.com/media/aDmVAz9/awWMEJ2x_700w_0.jpg
  36. It sounds too good to be true. Go and have a...

    It sounds too good to be true.

    Go and have a read over here for tales from people who went for a wheeze that was too good to be true. https://www.contractoruk.com/forums/hmrc-scheme-enquiries/
  37. Thread: Loans advice

    by Lance
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    But you will have a debt to your company. Take...

    But you will have a debt to your company.
    Take the dividends now and you don’t have to pay the extra tax till jan22.
    And you will be genuinely debt free.
  38. Thread: Loans advice

    by Lance
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    I'm not sure any lender is going to see a...

    I'm not sure any lender is going to see a consolidated debt as much better than credit cards when it comes to assessing your ability to pay off a mortgage.
    If you want to improve your credit rating...
  39. Replies
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    yes Residency/work is immaterial to whether...

    yes

    Residency/work is immaterial to whether someone can be a shareholder.
    There might be other issues though.
    Is this person your spouse? If not then you might have a problem.
    Can you access...
  40. Sort of. I think you need to run the numbers...

    Sort of.

    I think you need to run the numbers over a 10 year cycle and see what it looks like.
    And compare that to if you took dividends from CO1 and lent to CO2 personally.
    And compare to if you...
  41. what does your accountant say? You can do both...

    what does your accountant say?

    You can do both options without any issues. I'm not sure there are any other options.
    But I'm not sure either option achieves your objective of lowering your tax...
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    £40k?

    £40k?
  43. Thread: Stupid Criminal

    by Lance
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    4 years suspended? Must have been mitigating...

    4 years suspended?
    Must have been mitigating circumstances of being a total fookwit.
  44. Replies
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    great. I can get fat, have the tulips but don't...

    great.

    I can get fat, have the tulips but don't need to worry about a hangover any more.
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    UPS Batteries, Yuasa Car and Motorcycle Batteries...

    UPS Batteries, Yuasa Car and Motorcycle Batteries - Free Delivery. | MDS Battery


    I've used them on and off for 20 years. But not in the last 5.


    EDIT: although it looks like they don't do...
  46. Replies
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    that's not a proper routing table though. This...

    that's not a proper routing table though.

    This is...
    Network Destination Netmask Gateway Interface Metric
    0.0.0.0 0.0.0.0 ...
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    Losing your pension won't impact your chances of...

    Losing your pension won't impact your chances of getting SC clearance though.
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    Personally I'd put it more down to incompetence...

    Personally I'd put it more down to incompetence or greed than malevolence.
  49. Replies
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    No it doesn’t. You have started negotiation...

    No it doesn’t.
    You have started negotiation which in some ways might be helpful, but it’s also evidence.
    Did you mark your offer as ‘without prejudice’? I presume not as you’re asking.
    But that...
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    they look like a startup consultancy. Could be a...

    they look like a startup consultancy.
    Could be a good opportunity.
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