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    [QUOTE=edison;2822982] 1.2 must have been...

    1.2 must have been blanked by my mind in shock.....
    20 years ago skiing in the Bernese Oberland was a bargain. Not any more.
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    I must have misunderstood what I was being told....

    I must have misunderstood what I was being told.
    perhaps they meant what is the minimum paid to get staff, not necessarily a legal obligation. Certainly the bar staff in the ski resort I frequent...
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    Errr. What does uk minimum wage have to do with...

    Errr. What does uk minimum wage have to do with Switzerland?
    Their minimum wage is a LOT higher.
    Or at least for the Bernese canton anyway.
  4. Make sure you have the holy trinity. -...

    Make sure you have the holy trinity.

    - intention to buy (PO or contract)
    - proof of delivery
    - invoice

    Best bet is to get a statement of work that the client will sign off.
    If it’s just time...
  5. But seeing as the scheme is in effect a loan, how...

    But seeing as the scheme is in effect a loan, how do you criminalise it?
    Most of the nudge, wink sales patter is verbal.
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    That’s minimum wage isn’t it? Or near as damn it....

    That’s minimum wage isn’t it? Or near as damn it. Might as well work in a bar and at least get tips.
  7. Thread: Aftermarket GPUs

    by Lance
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    just got an order placed for this bad boy...

    just got an order placed for this bad boy
    https://img-comment-fun.9cache.com/media/aDmVAz9/awWMEJ2x_700w_0.jpg
  8. It sounds too good to be true. Go and have a...

    It sounds too good to be true.

    Go and have a read over here for tales from people who went for a wheeze that was too good to be true. https://www.contractoruk.com/forums/hmrc-scheme-enquiries/
  9. Thread: Loans advice

    by Lance
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    But you will have a debt to your company. Take...

    But you will have a debt to your company.
    Take the dividends now and you don’t have to pay the extra tax till jan22.
    And you will be genuinely debt free.
  10. Thread: Loans advice

    by Lance
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    I'm not sure any lender is going to see a...

    I'm not sure any lender is going to see a consolidated debt as much better than credit cards when it comes to assessing your ability to pay off a mortgage.
    If you want to improve your credit rating...
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    yes Residency/work is immaterial to whether...

    yes

    Residency/work is immaterial to whether someone can be a shareholder.
    There might be other issues though.
    Is this person your spouse? If not then you might have a problem.
    Can you access...
  12. Sort of. I think you need to run the numbers...

    Sort of.

    I think you need to run the numbers over a 10 year cycle and see what it looks like.
    And compare that to if you took dividends from CO1 and lent to CO2 personally.
    And compare to if you...
  13. what does your accountant say? You can do both...

    what does your accountant say?

    You can do both options without any issues. I'm not sure there are any other options.
    But I'm not sure either option achieves your objective of lowering your tax...
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    £40k?

    £40k?
  15. Thread: Stupid Criminal

    by Lance
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    4 years suspended? Must have been mitigating...

    4 years suspended?
    Must have been mitigating circumstances of being a total fookwit.
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    great. I can get fat, have the tulips but don't...

    great.

    I can get fat, have the tulips but don't need to worry about a hangover any more.
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    UPS Batteries, Yuasa Car and Motorcycle Batteries...

    UPS Batteries, Yuasa Car and Motorcycle Batteries - Free Delivery. | MDS Battery


    I've used them on and off for 20 years. But not in the last 5.


    EDIT: although it looks like they don't do...
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    that's not a proper routing table though. This...

    that's not a proper routing table though.

    This is...
    Network Destination Netmask Gateway Interface Metric
    0.0.0.0 0.0.0.0 ...
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    Losing your pension won't impact your chances of...

    Losing your pension won't impact your chances of getting SC clearance though.
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    Personally I'd put it more down to incompetence...

    Personally I'd put it more down to incompetence or greed than malevolence.
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    No it doesn’t. You have started negotiation...

    No it doesn’t.
    You have started negotiation which in some ways might be helpful, but it’s also evidence.
    Did you mark your offer as ‘without prejudice’? I presume not as you’re asking.
    But that...
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    they look like a startup consultancy. Could be a...

    they look like a startup consultancy.
    Could be a good opportunity.
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    one brother and one uncle.... Nobody pays two...

    one brother and one uncle....
    Nobody pays two firms. Certainly not the OP.

    To the OP. Not sure there is any particular advantage in having one start vs. another. I'd just got for date of...
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    You do realise that is confirmation bias don't...

    You do realise that is confirmation bias don't you?
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    For a patching engineer I think 1500 is wishful....

    For a patching engineer I think 1500 is wishful. But god loves a trier.

    Have you thought about asking them for an offer based on your experience?
    At least that way you know the bottom price so...
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    given the naivety of the question it might be...

    given the naivety of the question it might be reasonable. Not 1200 a day in any case.
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    you programmers may laugh, but software defined...

    you programmers may laugh, but software defined networking has removed most of the skill from networking and made it all about learning the vendors platform.
    Just try finding a proper routing table...
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    ahh. never thought of that. A week seems more...

    ahh. never thought of that. A week seems more like it.
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    is a freehold flat possible? is freehold in...

    is a freehold flat possible?
    is freehold in London possible?
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    It depends..... What's the role? (cyber...

    It depends.....



    What's the role? (cyber security is pretty meaningless really) CISO would expect quite a bit more, a junior analyst would be less.
    What are you worth? How good are you? What...
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    Given that this is a 3 year old thread. and the...

    Given that this is a 3 year old thread. and the OP hasn't posted since.
    I don't think you're going to get an answer.
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    FTFY

    FTFY
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    I'm not sure why you'd do it any other way.

    I'm not sure why you'd do it any other way.
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    this thread is very tl;dr but, am I missing...

    this thread is very tl;dr


    but, am I missing something...
    If a person has a company provided car, the BIK on the car covers the car and it's insurance surely?
  35. This is a bit of a first world problem really. ...

    This is a bit of a first world problem really.

    At some point all the extra cost and hassle of whatever wheeze you thought was saving you tax, is going to cost more than you saved.

    If you can’t...
  36. Thread: Sopra Steria

    by Lance
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    I've not worked in Sopra, but have worked for...

    I've not worked in Sopra, but have worked for their customers, and know a person who did a short stint with them.

    Same as any large outsourcer. Depends on the people you work with and whether the...
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    IPSE provide a reasonable contract template you...

    IPSE provide a reasonable contract template you can use.
    See what the client says through. They may insist on their Ts and Cs.

    IR35 is unchanged. If anything you’re in a better position as...
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    I believe this may be the answer to the question....

    I believe this may be the answer to the question.
    You pay for office space, and get invoiced for office space.

    Desk Dog - BrewDog
  39. Selling sole trador items under limited company.

    You could sell the camera, at a fair value, you your company but not pay yourself immediately. It could become a positive balance in your director loan account.

    If you weren’t a sole trader this...
  40. Thread: DOOM: ladymuck

    by Lance
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    Meh. Juniper is for hipster gin. Industrial...

    Meh. Juniper is for hipster gin.

    Industrial alcohol with flavouring is the way forward.
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    been a long day

    been a long day
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    What makes you think the OP doesn't have an...

    What makes you think the OP doesn't have an accountant?
  43. Replies
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    except it wan't like that. The business was...

    except it wan't like that.
    The business was closing, so he was redundant. No director needed for a closed company. The post ceased to exist.
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    Life's too short to worry about me surely?...

    Life's too short to worry about me surely?
    Definitely too short to be helping out a bank for free.
  45. You've identified what it is about property that...

    You've identified what it is about property that works. Easy access to credit so you can leverage your investment. Anybody can do it.

    You say £1M in stocks and shares get's you £50k. Fine.
    £1M in...
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    The solicitor charged £2k. So £3k of free money....

    The solicitor charged £2k. So £3k of free money.



    Well he did. And he did get paid. No idea of the legality or the risks but he did it.
  47. This ^^^^^^^ sometimes that amazing wheeze...

    This ^^^^^^^

    sometimes that amazing wheeze that sounds great on paper is just overly-complex and unforseen consequences come along.
    At least when it's your money, it is actually your money.
    ...
  48. was it £1600 for all costs over the last 18...

    was it £1600 for all costs over the last 18 months?
    Or £1600 in excess of what you expected?
    And if the latter what did you expect to pay for 18 months of accountancy services?


    10.
  49. Thread: Payroll Options

    by Lance
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    FreeAgent is supported. Most of those free ones...

    FreeAgent is supported.
    Most of those free ones are stripped out versions of a commercial product. Any idea why they offer this? It's not for charity.
    FreeAgent will be maintained with the latest...
  50. Thread: Payroll Options

    by Lance
    Replies
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    616

    Sign up with Mettle (Part of NatWest) and have...

    Sign up with Mettle (Part of NatWest) and have FreeAgent provided and no monthly fee.
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