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  1. Thanks, not sure I agree with this bit though: ...

    Thanks, not sure I agree with this bit though:


    "...should you not be able to pay back the loan and decide to fold the company, you wouldn't owe anything to anyone."

    What makes him think that...
  2. Just checked out the criteria for applying on the...

    Just checked out the criteria for applying on the British Business Bank website and the following doesn't sound very hopeful for using the loan as salary:

    "The business must confirm to the lender...
  3. Sorry not clear - are you suggesting I take a...

    Sorry not clear - are you suggesting I take a salary as well as temp, as would that not mean I would then get taxed twice for having a second job? Or would my tax remain the same if I draw down the...
  4. I'm keeping at it alright I issued myself a P45...

    I'm keeping at it alright I issued myself a P45 a couple of weeks ago but does that incorporate closing the PAYE scheme or is leaving it open detrimental in some way? My accountant also mentioned...
  5. Update: Surprisingly or not I did not get either...

    Update: Surprisingly or not I did not get either job. The line of questioning in one interview implied that I was over qualified for the job and in the other that my sector experience wasn't the...
  6. Take a 45% cut post tax for a perm job to just about pay off the bills or wait?

    If anyone is considering a break after finishing a contract recently and is wondering what the market is like, well it's bad. Really bad. Having been on the bench late last year, then started a...
  7. I understand but in this situation the client is...

    I understand but in this situation the client is actually the agent i.e my client is sub- agent, their client is the agent and the agent's client is the end client. So they're both getting a...
  8. For me firstly it's the concern about the risk...

    For me firstly it's the concern about the risk of non-payment i.e if opted out they don't have to pay me if I don't have a completed timesheet or if the end client doesn't pay them. The agency is...
  9. At last... got a verbal offer followed up by an...

    At last... got a verbal offer followed up by an email to progress checks etc. However I noticed on the "standard" contract the compliance team sent was with opt-out terms when I never chose to opt...
  10. :confused:

    :confused:
  11. I haven't formally accepted and the rate has not...

    I haven't formally accepted and the rate has not been formally confirmed. I was forwarded at one rate, then, after my interview, the agent said he would push for a higher rate. Since then, it has...
  12. It's a Banking client so yes, they are big and I...

    It's a Banking client so yes, they are big and I believe that they have a fixed rate card. I'm not sure how I can bypass this sub agent or if that's even possible? Communications do seem to be...
  13. Second Tier Supplier Verbally Offering Contract but Stalling on Day Rate

    Had an interview with end client who pretty much offered me the gig at the end of the interview although she said she wanted to make a decision that day (the Friday) as she will be off on the Monday...
  14. Excuse my ignorance but what is DLR? Ideally I...

    Excuse my ignorance but what is DLR? Ideally I would like a shorter commute daily and when lugging back my stuff between accommodation/ work/ station. What's Cartwright Gardens like?
  15. So "a great place" and "sucks donkey balls." Why...

    So "a great place" and "sucks donkey balls." Why and why? I'm assuming, unless you are a donkey lover, that sucks donkey balls is not a good thing...

    Another consideration is travel down to...
  16. Any thoughts on Greenwich?

    Any thoughts on Greenwich?
  17. I've been quite lucky, apart from a couple of...

    I've been quite lucky, apart from a couple of days here and there, I've not worked away in general. Is working in London really that bad?
  18. Logistics of Working away in London - Experiences?

    I've been offered a contract in London, working in the Blackfriars area. I live in Manchester and have never contracted in the south, and don't know London at all (including the logistics of tube...
  19. Sticky: The longest time I had on the bench was 9 months...

    The longest time I had on the bench was 9 months . The real downside was that the previous contract I was on was meant to be 12 months but the project was canned after 6 weeks. Before that one I...
  20. They're a UK agency. I did all of what you did -...

    They're a UK agency. I did all of what you did - initially provided references that were agency names and my Accountant's reference and they were fine with it... hence why I passed all checks and was...
  21. It's not even the consultant requesting the...

    It's not even the consultant requesting the information. It's the agency internal onboarding team and today the call was not from my direct consultant, but from a resourcer whom I have never even...
  22. I am opted out. Not sure why they are so...

    I am opted out. Not sure why they are so hellbent on dates. Apparently it is the client's auditor who is asking for this information. I am inclined to dig my heels in as this is not my problem?...
  23. So do I have to comply? I ignored them and have...

    So do I have to comply? I ignored them and have since had 2 emails saying the information has to be provided 'today' on different days and a phone message from the consultant
    ..
  24. Yes but it doesn't explain why they're now after...

    Yes but it doesn't explain why they're now after just the months of all my contracts. Why now?!
  25. No it wasn't. The process went on for about 3...

    No it wasn't. The process went on for about 3 weeks. All required documents/information met their compliance criteria. Hence why I was then given a contract.
  26. Agency asking me for Onboarding Information 9 months into Contract

    9 months into a contract my agency onboarding team has emailed me asking for an updated CV which includes all the months for all my contracts for the client's 'auditing retirements'. This is...
  27. Well the agency phoned me again today, although...

    Well the agency phoned me again today, although he had failed to respond to my email this morning querying the date change. All seemed ok, they just need to align the dates with what they originally...
  28. Agency want to change my start date 2 months into my contract

    Just had a bizarre voicemail from my agency who have said that they are doing a couple of audit checks. Apparently my contract renewal start date is 'wrong' and should start on the 1st April 2018...
  29. I did accept verbally over the phone when the...

    I did accept verbally over the phone when the agent contacted me to say that the client would like to offer me the assignment. I never followed this up with '...subject to reviewing the contract'...
  30. Honour my contract with New Client or Go Ahead with another Interview for More Money?

    Three days ago I was offered a contract with a client (whom I have worked for 7 years ago) via an agency. Credit/vetting checks have been started, including a Disclosure Scotland and I have been...
  31. The fact is that this regular off-site working...

    The fact is that this regular off-site working was played down considerably during the interview. Yes as a contractor you are more likely to be expected to travel but choosing your gig is also about...
  32. I should have added that I think this is not for...

    I should have added that I think this is not for just the first few weeks as, like I said, the other guy is down there 3 nights a week when he only was told it would just be for the start. It's not...
  33. What is the best excuse you have used to get out of a contract immediately?

    Advice pleaseI . I'm a week into a 3 month gig and I've realised I've been done 'good and proper. ' In the client interview I was told I'd have 'to travel' down to their Edinburgh office to see my...
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    Good/Bad Experiences with Reed Global?

    About to contract for the first time through Reed. I am finally in the process of getting my contract reviewed following excessive delays during the referencing process. Another example of...
  35. Have you actuality provided.'personal' statements...

    Have you actuality provided.'personal' statements of the account that you use on a day-to-day basis? It is incredibly intrusive for someone to be analysing my daily spending activities. If it's...
  36. Is Agency Asking for Bank Statements for Gaps of 3 Months or More Unreasonable?

    The agency referencing me for a next gig with a bank has requested personal bank statements to cover contract gaps of 3 months or more for the last 5 years. I have had a couple of gaps back in 2012...
  37. Finally received my contract review late...

    Finally received my contract review late yesterday afternoon and emailed my elusive agency contact with amendments who is back in today. It's mostly ok but the payment term frequency and services to...
  38. Well update is that IR35 reviewer emailed me this...

    Well update is that IR35 reviewer emailed me this morning to say that my contract review won't be completed until the end of today. I've contacted my agency contact to update them on the status...
  39. Unfortunately I don't have the clients contact...

    Unfortunately I don't have the clients contact details. The handover is for 4 days only next week including the original start date. The review is being done by an IR35 review team as part of...
  40. Risk Annoying Agent and Client By Delaying Start Due to Contract Review?

    The agency has drawn up a contract for a gig to start which In currently having reviewed by an IR35 specialist. I received the contract on Wednesday which they want signed ASAP to enable me to be...
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    Yes, and the rest of my team are a mix of...

    Yes, and the rest of my team are a mix of contractors and consultants, of which most can work from home and travel up from London. So they stay In the week and work from home on Friday.
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    No, I don't do support work so this does not...

    No, I don't do support work so this does not apply to me. The general culture of the office however is that people stay until 5pm and after that time so it does feel as though many eyes are me when...
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    What do you mean by 'support work'?

    What do you mean by 'support work'?
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    I don't have kids but I do have other family...

    I don't have kids but I do have other family priorities although I really don't feel why I should have to explain what those are to justify working in accordance with the terms of my contract and the...
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    What does D&C stand for? The hours of work are...

    What does D&C stand for? The hours of work are not stated in my contract but it just states 7 and a half hours is classed as a professional working day and 37 and a half hours as a standard working...
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    Client Dictating Hours of Work

    I've recently started a contract and, leaving at 4.30pm fits in with my personal/family needs. My contract states 37 and a half hours a week as standard and, although I'm certainly not a clock...
  47. Update: I informed agency 1 that I won't be...

    Update: I informed agency 1 that I won't be taking on the gig so that's done. I've secured a contract for gig 2 through Rullion but they won't budge on notice termination of 1 months notice to them...
  48. Well, more developments. Been offered gig 2 now...

    Well, more developments. Been offered gig 2 now (the one I really wanted with better money). PerfectStorm, I have pretty much waited until the eleventh hour with gig 1 as pretty much refused to...
  49. Well the update is. ..had interview for gig 2...

    Well the update is. ..had interview for gig 2 today which went well. Sounds more interesting and is in a better location (plus more money). The downside is that they won't be getting back to me...
  50. My IR35 expert reviewed the contract and said...

    My IR35 expert reviewed the contract and said there were a number of references to overtime and additional hours that would put me at serious risk of being caught in IR35. Agency also wants to charge...
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