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  1. Poll: Sheep’s will still insist on lockdown because of...

    Sheep’s will still insist on lockdown because of reasons
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    behind paywall.

    behind paywall.
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    GBP-EUR parity

    Getting there slowly...
  4. ouc. Run

    ouc. Run
  5. Thread: boomed

    by GitMaster69
    Replies
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    1,163

    any evidence to that statement? in manchester...

    any evidence to that statement? in manchester prices are rising like 6% a year for the last couple of years at least and that is what the chart is showing. However blackpool probably has the same 80k...
  6. Thread: boomed

    by GitMaster69
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    1,163

    Yeah I’ll be putting every single penny in...

    Yeah I’ll be putting every single penny in diversified property portfolio until it doesn’t matter anymore.
    Planning to retire in 3 years , if only there was no pandemic Brexit and ir35....
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    It won't matter from April as the clients will be...

    It won't matter from April as the clients will be liable, not the contractors. What will you be posting about then northernlad ? I recommend retirement in the sun. Nuuk, Greenland perhaps
  8. Thread: boomed

    by GitMaster69
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    I think they will especially in airbnb-friendly...

    I think they will especially in airbnb-friendly areas. Just waiting for travel to start again, whilst enjoying income from holidaying locals during lockdown :D
  9. Thread: boomed

    by GitMaster69
    Replies
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    in reality I'm 1 property away from them being...

    in reality I'm 1 property away from them being valued at £1m with debt being at about half a mil. It was a joke in the first post that I'm wealthy in debt . I will never sell a property, not with...
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    Well if it gets to a stage where you are...

    Well if it gets to a stage where you are investigated , you’re pretty much ****ed. My friend was revenge investigated for not paying his ltd tax (got hit by a 2008 crisis and didn’t have money for CT...
  11. Thread: boomed

    by GitMaster69
    Replies
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    1,163

    You’re some personality of the year northerlad :D

    You’re some personality of the year northerlad :D
  12. Thread: boomed

    by GitMaster69
    Replies
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    1,163

    People are buying cars, I'm buying houses that...

    People are buying cars, I'm buying houses that repay themself ++++ .
    Will continue buying, market dips or not providing the yield is higher than repayment. Building up passive income unlike people...
  13. Thread: boomed

    by GitMaster69
    Replies
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    1,163

    Nice try competitor!

    Nice try competitor!
  14. Thread: boomed

    by GitMaster69
    Replies
    41
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    1,163

    There never is. Numbers check out though

    There never is. Numbers check out though
  15. Thread: boomed

    by GitMaster69
    Replies
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    boomed

    third property passed through,
    Approaching million .... in debt :smokin
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    From April the client makes the determination. If...

    From April the client makes the determination. If they say it's outside and it turns out it's inside after investigation, they are liable not you. So you are all good if they are happy to tell you...
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    why on earth you are leaving perm position...

    why on earth you are leaving perm position without written and signed contract at least?
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    We were replaced by offshore team once. I did no...

    We were replaced by offshore team once. I did no favours to them.
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    rate if you don't mind me asking?

    rate if you don't mind me asking?
  20. Poll: you're right, added to ignore list.

    you're right, added to ignore list.
  21. Poll: you wouldn't be satisfied with any answer I'd...

    you wouldn't be satisfied with any answer I'd give, so I find ignoring you much easier. When is the last time you posted something interesting or engaging?
  22. thats applicable when temp role pays above perm...

    thats applicable when temp role pays above perm role. Here it's 30 odd k . Normal average uk salary for educated specialist
  23. So after 14 months on the role if they want to...

    So after 14 months on the role if they want to offer you less than you already have I'd find that insulting.
  24. Poll: Given 60% people have not had taken a hit I feel...

    Given 60% people have not had taken a hit I feel like a sucker now accepting lower rate.
  25. Thread: Sad day

    by GitMaster69
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    1,422

    these antivaxxers should be fought with fire....

    these antivaxxers should be fought with fire. It's spreading. Idiots on facebook have a platform to spread this nonsense and it's picking up dimwits just like OP with no brain of their own
  26. Poll: I'm asking, if someone that experienced 2008...

    I'm asking, if someone that experienced 2008 crisis, could tell us how market recovered in 2010... Was it gradual over the years or.. ?
  27. Poll: Do you think, given current climate, rates will...

    Do you think, given current climate, rates will come back where they were in 2021?
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    I did that but the moment I say to an agent I'm...

    I did that but the moment I say to an agent I'm in a contract they lose interest completely. I say that in current climate jumping is not possible
  29. Poll: You mean your account ? :)

    You mean your account ? :)
  30. Poll: yeah posted another. Mods please close

    yeah posted another. Mods please close
  31. Poll: how covid/ir35 crisis impacted you financially as a contractor V2.0

    Updated to get more clarity and more meaningful results
    @mods please delete/close previous post
  32. Poll: 75% people of the sample has had their rate...

    75% people of the sample has had their rate decreased significantly is the take
  33. Poll: Psc!!!!

    Psc!!!!
  34. Poll: I think those that managed to stay during the...

    I think those that managed to stay during the pandemic mostly kept their rates. I was thrown under the bus and had to take a cut to work at all. My other friend waited 4 months during pandemic and...
  35. Poll: yes but you can't eat out either ;-)))))

    yes but you can't eat out either ;-)))))
  36. Poll: just pick increased then as no commute

    just pick increased then as no commute
  37. Poll: the question is quite specific on that actually....

    the question is quite specific on that actually. I know you're trying to sound smart though
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    What went well: learned that I can actually...

    What went well:
    learned that I can actually survive without work financially off my properties income

    What went bad:
    WFH - hating it!
    lost great contract over pandemic (was thrown under the...
  39. Poll: yeah , also dropped to zero. Cant edit polls!...

    yeah , also dropped to zero. Cant edit polls! Brain fart
  40. Poll: Go away xD

    Go away

    xD
  41. Poll: how covid/ir35 crisis impacted you financially as a contractor

    So how much your income dropped since april this year. 2020 is a catastrophe, so lets see how bad things are on the market
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    So what's the plan, you're looking at properties...

    So what's the plan, you're looking at properties that offer discount because they are close to maturity on the lease? Is mortgage even possible on such ?
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    the maths is different as it's leveraged...

    the maths is different as it's leveraged investment.
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    my dream is to trade properties as main job one...

    my dream is to trade properties as main job one day
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    it's possible if you buy freehold off the...

    it's possible if you buy freehold off the landlord. There are regulations but basically you need to convince 50% of building's leaseholders to buy it I believe
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    Yeah same area as my Airbnb yielding around 10%....

    Yeah same area as my Airbnb yielding around 10%. however recent T3 has affected yields unsurprisingly. Playing the long game.
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    10%+ discount or wait. I want to feel like a...

    10%+ discount or wait. I want to feel like a shark negotiating price down from position of power ;-)
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    I think it very much depends on the area. Uk...

    I think it very much depends on the area. Uk doesn't end on London and there are good growth areas. I think the fastest growing city in UK is Milton Keynes?
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    I read all your posts. You have portfolio of...

    I read all your posts.
    You have portfolio of properties.
    What’s your take on interest only vs repayment BTL mortgages ?

    There’s good supply of properties in the area I’m watching at the moment...
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    Do you have interest only or repayment ?

    Do you have interest only or repayment ?
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