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  1. Replies
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    I've been using Hermes (via Packlink) for months...

    I've been using Hermes (via Packlink) for months for delivery via collection. It's great. Costs around 60p to £1 more for a parcel but saves me a heap of hassle when I sell things from home....
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    It's always "this time next year" or some random...

    It's always "this time next year" or some random point in the future. Just look back through this thread: you've spouted the same tripe a number of times, like BTC will be £50,000/coin by end 2020 or...
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    True. It shows he has no appreciation of what is...

    True. It shows he has no appreciation of what is going on here and the time it takes to post all this info.

    I'm out.
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    Buy if you get a good deal and if the numbers...

    Buy if you get a good deal and if the numbers work for you.

    Prices could well come down, but what if they don't? And so what if they do? So long as your money is working for you and earning a...
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    You could be wrong - it might stay the same.

    You could be wrong - it might stay the same.
  6. See post above: Also agree that it isn't a great...

    See post above: Also agree that it isn't a great time to be buying property.

    But still, if you are have cash in the bank then you have to put it to work somewhere at some time. Right now, I have...
  7. £1m of property can be bought with just £250k of...

    £1m of property can be bought with just £250k of outlay. Personally I don't go beyond 60% LTV, but that's just my risk profile. And the loans would be paid off over time by rental income, and of...
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    Poll: But PC gaming isn't family friendly, if that kind...

    But PC gaming isn't family friendly, if that kind of thing matters to you. It's easier for the kids to use a console and for us to play 2/3/4 player games together to at least get some time sharing...
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    Vastly overpriced for an Audi. You could get a...

    Vastly overpriced for an Audi.

    You could get a Porsche Taycan for similar money.
  10. Thanks, I'll check with them if I can use their...

    Thanks, I'll check with them if I can use their liquidator. I'm using my own accountant so not sure how SJD would feel about that.
  11. Horses for courses. I don't disagree with...

    Horses for courses. I don't disagree with investing in shares or funds but the UK stock market is probably the worst of the first-world markets, it really is the sick market of the world in my view. ...
  12. Replies
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    Ummm you do know that Gandhi never actually said...

    Ummm you do know that Gandhi never actually said this?
  13. Wonderful - thank you. I will initially speak...

    Wonderful - thank you.

    I will initially speak with MVL Online because I know and trust them, but I have some specifics that they might not want to deal with. I'll speak with MVL Studio...
  14. It's just the beginning of the end of modern...

    It's just the beginning of the end of modern empires.

    Every empire eventually collapses.

    We still have long enough to ride our lives through the western economies, but our children will need...
  15. Richard had an offer of £380k that was moving...

    Richard had an offer of £380k that was moving forward a few months ago but fell through due to cold-feet when the buyer discovered some legal issues with Richard's partner. These issues wouldn't have...
  16. That hotel - it's not Richard's by any chance is...

    That hotel - it's not Richard's by any chance is it? If it is then that is indeed a beautiful plot with bags of potential and planning already in place for conversion to apartments. Shame he has to...
  17. What is the liquidator's name? £2,350 doesn't...

    What is the liquidator's name?

    £2,350 doesn't seem bad for a quick distribution. How long did the process take end-to-end from the moment you started the liquidation?
  18. Replies
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    Salesforce recruitment process

    Hi all

    Applied to Salesforce even though I have no relevant CRM or Cloud experience. I have middleware architecture/implementation/consultancy experience and I guess SF can leverage that somehow....
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    £400k was enough for you to be able to help...

    £400k was enough for you to be able to help family? Wow, things must be cheap up north! Like the equivalent of a southerner winning £20m on the lottery I guess.
  20. Well anyway, I applied for a Solutions Architect...

    Well anyway, I applied for a Solutions Architect role 10 days ago and haven't heard back yet. :tumble:

    Should have gone for Senior SA but don't know how to code in the new stuff.
  21. Replies
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    What kind of help do you offer? I'll be...

    What kind of help do you offer?

    I'll be winding up soon and am looking at what to do next. Not old enough to retire but over-taxed if I work PAYE (due to property taxes on personal BTLs).
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    CINE shares down 40% today. Anti-boom. ...

    CINE shares down 40% today.

    Anti-boom.

    Anti-banana.
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    Chris / Maslins, out of interest, what is the...

    Chris / Maslins, out of interest, what is the largest MVL you have dealt with, in terms of £ ?

    Has anyone broken that £1m lifetime limit yet? :smile
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    Cinemas have been in decline for years. They're...

    Cinemas have been in decline for years. They're an outdated business model and frankly customers have better things to do than pay £10 a pop to sit in dirt laden scummy cinema seats and eat...
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    Dude that is messed up! You could have caused...

    Dude that is messed up! You could have caused some poor guy to lose his dream job! :spank:
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    He was the charlatan that worked with Martin...

    He was the charlatan that worked with Martin Priest in Guernsey to facilitate some real dodgy schemes. I can't believe you (or anyone) actually thought he would be able to help you. I heard he was...
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    Run a Twitter campaign Picket outside their...

    Run a Twitter campaign
    Picket outside their headquarters
    Call the media
    Write to your MP
    Pay for a 30 second advert on Sky One to voice your complaint
  28. Replies
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    So my take on this is: - buy BP and IAG...

    So my take on this is:

    - buy BP and IAG because ultimately they will still have relevance in this world.
    - avoid LLOY and Pearson because WTF have they got to offer anyone, I mean really.
    ...
  29. Replies
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    Guys As longer term (2+ years) investments,...

    Guys

    As longer term (2+ years) investments, what is your view on IAG and BP? Both are at multi-year lows but these are otherwise big organisations and I can't imagine them disappearing off the...
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    Mail order bride being returned to Russia.

    Mail order bride being returned to Russia.
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    Now if this was for your wife/partner, then you...

    Now if this was for your wife/partner, then you could use a specific part of s836 Income Tax Act (ITA) 2007 which states that income from property jointly owned by spouses/civil partners who are...
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    An investor who doesn't know what NAV is. And...

    An investor who doesn't know what NAV is.

    And didn't understand the meaning of shorting.
  33. I'm looking to apply to Amazon/AWS but there are...

    I'm looking to apply to Amazon/AWS but there are dozens of jobs that all sound very similar.

    By applying for one job does that automatically exclude you from other jobs, or is the company...
  34. Not sure I'd ever want to invest company £ into...

    Not sure I'd ever want to invest company £ into shares.

    Property is one thing that can be invested in. As with all things, you need to structure the companies properly and get a good accountant...
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    Dying a death here. Not anywhere close enough...

    Dying a death here.

    Not anywhere close enough to retirement but have no entrepreneurial spirit left to start something new at this age. Current contract is winding down fast with end in sight by...
  36. A few years ago I had 4 rounds of interviews with...

    A few years ago I had 4 rounds of interviews with Salesforce. In the final round they sent me a scenario to solve, using Salesforce modules (bearing in mind I had never used SF before) and expected...
  37. Thread: FLOPM1

    by ChimpMaster
    Replies
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    1,387

    So many questions, so little time. ER is by...

    So many questions, so little time.

    ER is by far the best legally acceptable tax efficient manner in which you can get funds to you personally. So, assuming you have significant retained profits in...
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    I wouldn't do AirBnB myself, due to the workload...

    I wouldn't do AirBnB myself, due to the workload involved and of course you need to have different, more expensive financing in place. But it can be very profitable. Best to automate it as far as...
  39. Replies
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    Yes, a good accountant who understands not only...

    Yes, a good accountant who understands not only property but also how to fund the business through inter-company loans or director loans.

    My most tax efficient wealth growth approach? Not sure I...
  40. Replies
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    I've done all of this and more. But more...

    I've done all of this and more. But more importantly I have researched a lot into the mechanics, and learned that there is much not worth doing.

    I have a good IT and property accountant who can...
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    Logitech C922 Pro Stream - this one seems to be...

    Logitech C922 Pro Stream - this one seems to be the one then. Based purely on a 2 minute read up of course!

    EDIT: but of course it's out of stock everywhere :tumble:
  42. Replies
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    recommend a webcam for main PC

    Hey all

    I haven't used a webcam on my desktop for 10+ years but I figured I'd get one now that we're doing so many more Zoom type calls.

    There are hundreds of models out there so I wouldn't...
  43. Replies
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    I concur with the above: the new norm is £60k...

    I concur with the above: the new norm is £60k rising to £80k in senior cases. You'll hit the £100k if you have the latest tech or something big in demand, as was always the case.

    I remember the...
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    Does that mean Scoots is now £70k in the green...

    Does that mean Scoots is now £70k in the green too?
  45. Congrats - do give more details! What age...

    Congrats - do give more details!

    What age (approx) if you don't mind me asking?
    What approx retirement income do you think you need each month?
    How will that income be generated in retirement?
    ...
  46. £800/day is not standard. £400/day is probably...

    £800/day is not standard.

    £400/day is probably closer to being a modal rate.

    But well done on your success.
  47. The OP might not have been contracting for long...

    The OP might not have been contracting for long or might not have been on a good rate, so it can be hard for some to save up enough in the warchest.

    For those who have had years of contracts...
  48. Replies
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    It's mostly this. So either:- 1. People...

    It's mostly this.

    So either:-

    1. People who don't have the money for a nice new car but they want nice new shiny things. Personal loans are expensive or they can't get a long, so they lease...
  49. Every generation thinks they have it the hardest....

    Every generation thinks they have it the hardest.

    I'm neither rich nor near retirement age. I have sacrificed an awful lot in my life to get where I am, to provide some level of security for my...
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    Gross Product of his Butt?

    Gross Product of his Butt?
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