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  1. Replies
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    I'd expect a reasonable number of peoples Ltd's...

    I'd expect a reasonable number of peoples Ltd's have a quarterly VAT bill over £4k, and a higher annual corporation tax bill. I think I read that you could split payments, so pay tax bills over...
  2. Replies
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    I need to work on my Curve limits - currently...

    I need to work on my Curve limits - currently limited to £4k a day...
  3. Replies
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    Yep, that's how COT explained it.

    Yep, that's how COT explained it.
  4. Replies
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    "COT BOT" says the switch to Visa will now happen...

    "COT BOT" says the switch to Visa will now happen on 31st October, and currently issued Mastercards will be replaced after that.
  5. Another bank I'm keeping my eye on (well,...

    Another bank I'm keeping my eye on (well, acutally I've opened a business account with them as a backup): mettle

    - Free banking
    - Curently lets you have a balance of up to £100k, but I tend to...
  6. Thanks, have got TLC35 so will engage QDOS if...

    Thanks, have got TLC35 so will engage QDOS if needed.

    But ... wait, I didn't know QDOS also had a template available ! Thanks for the link :smile
  7. IPSE Template Ltd Contractor Agreement - Outside IR35

    I need a contract for a new client engagement. Previously I have used an IPSE 'Master Consultancy Services Agreement' (Egos) version, but there's now a more recent template available "Contractor...
  8. RateSetter (or similar) - allows Ltd Co...

    RateSetter (or similar) - allows Ltd Co investment accounts and potentially better returns (your Ltd's cash is at risk, etc...)
  9. I'm with Starling, and have used the app to...

    I'm with Starling, and have used the app to generate/download bank statements (PDF format). CSV exports are also an option - looks like you can set a custom date range going back 1 year.

    I've also...
  10. Starling working well for me currently.

    Starling working well for me currently.
  11. Replies
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    :rolleyes: If only there was a lengthy...

    <NLUK mode>:rolleyes: If only there was a lengthy sticky at the top of this board that discussed accountants in detail</NLUK mode>

    :D
  12. Replies
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    4 new Starling transactions today - all 'guessed'...

    4 new Starling transactions today - all 'guessed' correctly by FA when synced.

    And Yes, I had previously used manual statement uploads and ticked the "Guess my transactions" box, so I "guess"...
  13. Replies
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    Poll: Finally made a decision and went .... #fullqdos...

    Finally made a decision and went .... #fullqdos
    See you in a year :laugh
  14. Replies
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    Oh :ohwell Was just about to sign-off and start...

    Oh :ohwell
    Was just about to sign-off and start using it for VAT payments. I won't bother now.
    Working on getting the limits up on my Curve card ...
  15. Replies
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    ... along with a recommendation :p

    ... along with a recommendation :p
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    Here's how it played out ... A friend wanted...

    Here's how it played out ...

    A friend wanted recommendations for an accountant
    I gave them a list of 5 and suggested speaking to each one
    They decided to go with Maslins
    Roll forward a while,...
  17. Replies
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    Not yet. I did recommend them to a friend who is...

    Not yet. I did recommend them to a friend who is using them, and they're happy with the service.
    I'll likely swap to them when my current local accountant raises their price next year :wink
  18. Replies
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    Maslins. HTH :D

    Maslins. HTH :D
  19. Replies
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    Poll: Read some posts/reviews on FSB Insurance, and not...

    Read some posts/reviews on FSB Insurance, and not convinced about their support from the moment the brown envelope arrives ...

    Think it will soon be coin flip time between IPSE & QDOS :D
  20. Replies
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    Poll: Still not pulled the trigger yet on renewing...

    Still not pulled the trigger yet on renewing (with anyone!).

    Started to think who else would offer the products/services I'm looking for from either IPSE/QDOS ... and found the FSB website - not...
  21. Replies
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    Poll: Have been pondering over the weekend, still...

    Have been pondering over the weekend, still dithering and changing... think I'm now just going to stick with QDOS (PI, PL) & IPSE for the next year and see where things are at then ...
    Maybe !...
  22. Replies
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    Had a transaction go through Starling account...

    Had a transaction go through Starling account today, appeared in FA pretty much immediately and 'guessed' correctly. All good for me :glasses
  23. Replies
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    Got IPSE membership ? Maybe their Tax and legal...

    Got IPSE membership ? Maybe their Tax and legal helplines could help ...





    Anyone ever tried using this ???


    QDOS also offer legal protection, but it seems more for it you are already in...
  24. Replies
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    Poll: That time of year again ... AGAIN

    Time sure flies. Just received renewal notices from QDOS & IPSE...

    Giving serious consideration to just going with QDOS this time, and adding tax enquiry insurance/jury service & legal protection...
  25. Replies
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    Starling now offer business accounts to multi PSC...

    Starling now offer business accounts to multi PSC Ltds
  26. Replies
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    Have noticed that Starling's FreeAgent...

    Have noticed that Starling's FreeAgent integration has improved recently. Used to take ~12 hours or so for some of my transactions to show up in FA, but the last few have synced up instantly.
  27. Replies
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    +2 for Starling.

    +2 for Starling.
  28. Replies
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    Had a chat with a hiring manager at HSBC. He said...

    Had a chat with a hiring manager at HSBC. He said that contractors who had been there 1 year+ and pretty much doing the same job as a permie were being made permanent (he had 2 in his area). Mainly...
  29. Replies
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    Boom - generating business

    Boom - extended current gig till November :banana:

    Did a strategy review and the business case just got approved. So new project is live.

    Also working on a plan for the next piece of work to...
  30. Replies
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    Have been looking at options this morning trying...

    Have been looking at options this morning trying to work out which is the best route to generate rewards from expenditure - mainly paying taxes to HMRC (company & personal).

    Curve looks the best...
  31. Replies
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    I wasn't being serious, but now you have me...

    I wasn't being serious, but now you have me thinking ...

    So, I want to pay my Ltd's VAT or Corp tax bill.
    I can pay by debit or corporate credit card (can't pay with a personal credit card) - I'm...
  32. Replies
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    They don't list HMRC as one of their cash back...

    They don't list HMRC as one of their cash back 'retailers' so not much benefit for me :D
  33. Replies
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    Starling debit card has a £10k transaction limit...

    Starling debit card has a £10k transaction limit on it. Must try and remember that when paying next year's corp tax :laugh
  34. Replies
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    Got it, thanks ! Will see what limit they give me...

    Got it, thanks ! Will see what limit they give me ;-)
  35. Replies
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    One question on paying HMRC (or any other bill...

    One question on paying HMRC (or any other bill for that matter) - is there a limit on a single transaction amount ?

    I hit a problem with Starling recently having a max debit card transaction limit...
  36. Replies
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    Thanks for the confirmation - think I might go...

    Thanks for the confirmation - think I might go for it !
  37. Replies
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    Damn it - just paid my corp tax bill ! Oh well,...

    Damn it - just paid my corp tax bill !
    Oh well, VAT bill is due in a few months ...

    Edit: Can't see where it says anything about being a debit card ... looks like a credit card to me, which would...
  38. I did it all through Drewberry Insurance (Sam...

    I did it all through Drewberry Insurance (Sam Barr-Worsfold) - the policies are with different insurers. Would recommend you get in touch with them if you're unsure what you want/need. They...
  39. I've recently revisited my insurance and got the...

    I've recently revisited my insurance and got the following put in place:

    Separate RL insurance policies for myself/partner (both directors/employees of Ltd) paid for by Ltd.
    Income protection:...
  40. Similar here - have a licenses account with...

    Similar here - have a licenses account with multiple aliases. Also can add other custom domains and have aliases from different domains.
    Shared mailboxes, distribution groups, etc...
  41. Suppose you could use a "temporary" email...

    Suppose you could use a "temporary" email solution whilst you are deleting the old tenant/adding the new one.
    Most hosting providers include mail - just set up a mailbox there and change the MX...
  42. FYI - Starling use Companies House 'persons with...

    FYI - Starling use Companies House 'persons with significant control' data - as you are 50:50 then both of you should be listed there. If for whatever reason only one of you is listed, then (a:...
  43. Replies
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    Just to clarify - warm/fuzzy was my...

    Just to clarify - warm/fuzzy was my interpretation of their positive feedback, and not a direct comment that I can attribute to them :D
  44. Replies
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    Assuming Chris is male, I believe the guy spoke...

    Assuming Chris is male, I believe the guy spoke to a lady, so can confirm Chris was not the source of the "warm and fuzzyness" :wink
  45. Replies
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    Spoke to another contractor who was looking for...

    Spoke to another contractor who was looking for an accountant recently - they phoned up a few of the usuals and went with Maslins, having got that warm & fuzzy feeling from them !

    Maybe add those...
  46. Replies
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    I'd disagree, based on my experience to date with...

    I'd disagree, based on my experience to date with Starling. Had no real issues with their business account - and especially good if you're a cheapskate like me and want free banking !

    Even paid a...
  47. Replies
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    Spoke to a contractor at HSBC recently - and they...

    Spoke to a contractor at HSBC recently - and they are going permie there soon. They have lost permie headcount recently within their team, so assume they can recruit to fill that space.
  48. Replies
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    The "missing" transaction appeared in FA during...

    The "missing" transaction appeared in FA during the afternoon.

    Just needed some patience !
  49. Replies
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    Thanks for the replies regarding B2L - it's...

    Thanks for the replies regarding B2L - it's likely this will be the main investment for the available money. Just need to do some more research...

    Any tips on identifying the better areas to buy...
  50. Replies
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    My experience so far with Starling's FA...

    My experience so far with Starling's FA integration: it's not perfect.

    First few transactions came across pretty much instantly.
    Had a recent payment that went out of Starling and didn't show up...
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