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  1. Replies
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    I can see your point, the CEST Tool for both...

    I can see your point, the CEST Tool for both worker and company does state outside... The reason why I'm being forced inside if I accept is due to the risk-averse nature of the organization...
    ...
  2. Replies
    11
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    958

    Is there anyways to mitigate the risk of...

    Is there anyways to mitigate the risk of investigation? How would HMRC tie up the fact of working outside via a Limited Company to working inside via a Brolly what information would they link the...
  3. Replies
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    958

    Overthinking IR35?

    Hi Guys,

    Currently working on a contract outside IR35, working Practices & written contract reviewed says & running multiple clients etc...
    As of April, the end client will be deeming all...
  4. Replies
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    1,603

    Thanks for the Info! My accountant is a local...

    Thanks for the Info!
    My accountant is a local accountant who are really good for contracting accounts but not much experience with SPV's i don't think, i did give Gorilla accounting a call who was...
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    Looking at 25% Deposit on small houses, the 120k...

    Looking at 25% Deposit on small houses, the 120k isn't a hard rule as there is a surplus there.
  6. Replies
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    Thanks ! Is there a limit on the amount of money...

    Thanks ! Is there a limit on the amount of money which can be borrow to the SPV Company ? (Obviously still keeping the Contracting Company Solvent)
  7. Replies
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    1,603

    I haven't considered this option thanks for the...

    I haven't considered this option thanks for the info ! I will speak to the accountants to see the feasibility on this.
  8. Replies
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    Intercompany Loan SPV

    Afternoon Guys,

    I'm looking at the most tax efficient way to use Contract Company surplus funds to generate additional cashflow & future investments.

    What i'm considering is using my Contractor...
  9. Replies
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    1,937

    I feel your pain .. but we do this job on a B2B...

    I feel your pain .. but we do this job on a B2B basis ...

    Leave if possible if not hold it out for a couple of months and within the last few weeks voice your concerns to him .. at least you can...
  10. Replies
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    566

    Buying Crypto From Business

    Hi Guys,

    I've always purchased Crypto personally but i'm considering buying via my limited company as a form of investment as i have a large cash surplus doing nothing for me.
    Can anyone give any...
  11. Replies
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    I didn't know if you declared a specific contract...

    I didn't know if you declared a specific contract inside IR35 then if they would look at previous work and start an investigation on the status ?

    Assuming i can choose a contract inside IR35 and...
  12. Replies
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    IR35 On Previous Contracts

    Hi All,

    I have done 2 contracts previously both been outside of IR35.
    I have now been engaged by a public client which will fail inside IR35 and will process this under an umbrella company.
    ...
  13. Contractor Mortgages - When not in a contract

    Hi Guys,

    To cut a long story short my partner has decided she no longer wants to be in a relationship with me so has packed her bags and headed to her parents.
    We are currently in the process of...
  14. How soon after invoice due date to remind the client

    Hi Guys,

    My client is 2 days over the due date for the invoice.
    I currently have 2 months exposure with the client and there has been some hinting the ultimate end client (who's site i sit on)...
  15. Replies
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    1,931

    Good thinking the amount of profit after all corp...

    Good thinking the amount of profit after all corp payments will still be quite alot over >75k
  16. Replies
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    1,931

    Multiple FSCS Protected Accounts

    Hi Guys,

    I have built up a nice pot of cash in my current business bank account (>75k).
    I'm looking to be more protected on these funds and looking for advise on an alternative bank account in...
  17. Replies
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    1,242

    Cheers Guys makes sense. My war chest will be...

    Cheers Guys makes sense.

    My war chest will be the retained profit in the company i have low monthly outgoings so should be enough for 4 years drawing it out but keeping below higher rates...
  18. Replies
    7
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    1,242

    Keep money in the Business or take it out

    Hi Guys,

    Looking for some guidance from fellow contractors and none of the 'Ask Your Accountant', i will have around £80k in the business bank after corporation tax this year with everything that...
  19. For completeness :)

    </Placeholder>

    For completeness :)
  20. Replies
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    from my experience you can consider it and...

    from my experience you can consider it and consider it till the cows come home.

    Just on the wagon and say bye bye to permie land.
  21. Thread: Car Finance

    by eddie1507
    Replies
    81
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    7,496

    For the Capri obviously!

    For the Capri obviously!
  22. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Trotters independent traders

    Trotters independent traders
  23. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Trotters independent traders

    Trotters independent traders
  24. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    My answer is very credible everyone in my...

    My answer is very credible everyone in my business thinks it is credible to.

    Thanks
  25. Thread: Cat's Fiance

    by eddie1507
    Replies
    3
    Views
    751

    PCP :)

    PCP :)
  26. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Tell that to the people who won it. As for...

    Tell that to the people who won it.

    As for your stance on financing a car you sir are wrong.

    Enjoy:wave:
  27. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Sorry do you know the exact offers I am talking...

    Sorry do you know the exact offers I am talking about ?

    As being as your a mind reader can I have the lottery numbers for next Saturdays that way you can 'help me' own a depreciating asset.
    ...
  28. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Why would I want to own a depreciating asset ?

    Why would I want to own a depreciating asset ?
  29. Replies
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    Thanks for the response. Via agency your...

    Thanks for the response.

    Via agency your referring to recruitment agency or umbrella agency ?

    If we were to fall under supervision would that mean then we are inside ir35? And have the 5%...
  30. Replies
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    Outside IR35 Not Many Changes

    Just catching up on the budget as thought it was about time i did so.

    From my understanding as long as you fall under IR35 and work via your own limited company and not under the direction...
  31. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Nice mate glad fellow other .netters

    Nice mate glad fellow other .netters
  32. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    I thought so :) good times me too mate.. Anything...

    I thought so :) good times me too mate.. Anything specific .net or general ?
  33. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Deffo mate when you do used Pcp is the way always...

    Deffo mate when you do used Pcp is the way always have the options which I enjoy what you doing in contract now ?
  34. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Yeah if your close to home no point ... But I was...

    Yeah if your close to home no point ... But I was stuck 2 hours each wwy with no air con before my Audi lol
  35. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Deffo worth giving Audi local a call atm they are...

    Deffo worth giving Audi local a call atm they are giving you 1500 towards deposit ..
  36. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Link ? And what's your deposit ;)

    Link ?

    And what's your deposit ;)
  37. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Ouchhh I feel your pain ... Defo 300 a month will...

    Ouchhh I feel your pain ... Defo 300 a month will get you an a5 convertible a5 do it what's halve a day's pay :)
  38. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Yeah so Audi Bmw merc say I want it on Pcp max 2...

    Yeah so Audi Bmw merc say I want it on Pcp max 2 years on 10 k lease small deposit then move out at mid way... Not bad

    What do you have atm ?
  39. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Very nice mate ... Is it the sport ? Yeah I...

    Very nice mate ...

    Is it the sport ?

    Yeah I can imagine Tbf average 27 ish ?
  40. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    You really got a range I'm considering one ... A...

    You really got a range I'm considering one ... A lot of money though ... What year ?
  41. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    No deals as such but look at the market and see...

    No deals as such but look at the market and see what the value is again it's a px companies half the time want your business as they think they can sting you on the next Pcp or final settlement
  42. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    :eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:e...

    :eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek:eek
  43. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    No Yes On it Why not

    No
    Yes
    On it
    Why not
  44. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    You are correct. Long term is what I'm after,...

    You are correct.

    Long term is what I'm after, steady 900% increase over the last 15 years (Y) and with the advancements in medical with Silver ££££
  45. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Tell me more about these magic beans ... :)

    Tell me more about these magic beans ... :)
  46. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Silver is the wise Investment.

    Silver is the wise Investment.
  47. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    Being from Yorkshire i would of expected...

    Being from Yorkshire i would of expected something at least 4X4.
  48. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    And that will make me still less than 50. (Y)

    And that will make me still less than 50. (Y)
  49. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    HAAHA ... Nope his still driving around in his...

    HAAHA ... Nope his still driving around in his 1990's Nissan Micra which he bought out of his first day's contracting.
  50. Thread: Car Finance

    by eddie1507
    Replies
    81
    Views
    7,496

    WOW Love it mate !!! I could do it but the Mrs...

    WOW

    Love it mate !!! I could do it but the Mrs would defo depart Bravo my fellow contractor.
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