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Does it matter where they are?

Not sure about the WFH, but for those organisations that maintain standby emergency back office space, I could see them giving those sites up given that they are probably functioning OK with 100% WFH.

The article makes no sense. Banks will still pay (unrecoverable) VAT to the umbrella company.

No, the damage has been done.

Thanks. Would working via umbrella company and using their (company) pension scheme work to mitigate IR35?

Is this because the Ltd is still paying employer's NI?

If you work inside IR35 but pay most or all of your income as personal pension, would this effectively negate IR35?

Expect a lot of work in shutting down companies soon.

And then a load more work opening new companies when everything has settled.

Accountants' real fear should be automation.

Did NHS Digital engage contractors directly, or via agency?

If the latter then surely no liability on NHS Digital?

Why?

No big surprise. I once received a letter with wrong UTR and wrong National Insurance Number. Probably just the previous person the caseworker was handling when they edited the letter.

Some contractors in public sector were paid early because of this problem.

And they will come up against an agency that has been backed by a strong accountancy insurance package, who will be no pushovers.

The 2017 public sector changes were a complete panic, but generally ended well. The likes of QDOS have now been providing solutions to agencies and end users in the public sector for three years, and...

Do you have any evidence for this?

Apart from HSBC (who are attempting to reduce costs), what other banks are planning to terminate contracts or issue blanket inside assessments for the 2020...

Your accountant has advised you badly. It's the primary rule of winding up a company: that you need to move the money out at the right time otherwise they grab it.

You can get it back, but may not...

It seems to me it's all about reputational risk for HSBC. They don't want attract the kind of bad publicity the BBC have had over this.

Once they realise they face other rep risks, because of...

Yup.

HSBC may well bin all their contractors, but my public sector client struggles to find enough decent contractors. And they pay good rates outside of IR35.

Maybe drive down to somewhere like Raddlet late Sunday/early Monday and get Thameslink to Blackfriars each day.

Sounds like you are in the public sector. In which case, the status is determined by the end client and you don't need to review the contract.

Roles in the public sector are now routinely advertised as being outside IR35. Even roles at HMRC.

I'll take a large folding-money bet that HSBC do the same in a few years, once all their best...

They've been saying that since 1999. We're still here.

This thing, contracting, is not over by a long way.

Some points of optimism:

The Government will find it much harder to strong-arm large private companies into issuing blanket assessments, as they did with NHS.

QDOS meanwhile have developed 'Off...

In most cases it will be the agency that is liable for IR35, not the client. But in many cases they will take the risk, just as they are taking that risk today in the public sector.

Clients would define roles outside IR35. The market would be largely unaffected, and contracting would carry on as it has always done.

I still don't think it's a done deal that Hammond will extend the IR35 reforms to the private sector.

Rumour has it that Osbourne restricted the original reforms to the public sector as he wasn't...

This is being driven by Treasury and Cabinet Office, not HMRC.

Someone claimed it would generate £400m extra tax in the public sector. And now after 18 months they are now claiming it has raised...

The consultancies will benefit. But I'm hoping that contractors will ultimately benefit as the government will be forced to sort out the IR35 mess once and for all.

Hammond is about to open Pandora's box, as I mentioned here

https://www.contractoruk.com/forums/the-future-of-contracting/129838-hammond-plans-tax-crackdown-synthetic-self-employed-7.html
...

Since the Susan Winchester case, where she successfully claimed holiday pay after being declared inside IR35, clients will find themselves between the devil and the deep blue sea.

Declare outside...

This is what has happened in the public sector. I work outside IR35, and the decision and liability isn't mine. Even HMRC hire contractors outside IR35!

This is great news!

Most clients will simply put declare thier contractors outside IR35.

If they don't, then the good ones will jump ship. And the others will litigate for employment rights.

Ladas can cost a lot of money

https://www.thelondoneconomic.com/tech-auto/this-skip-on-wheels-lada-is-set-to-sell-for-an-eye-watering-figure/21/08/

If you've paid an APN you can apply to postpone the loan charge:

https://www.gov.uk/guidance/disguised-remuneration-postponing-the-loan-charge

Tax man now gets £120 a day with the agency and its margin. This is not "tax neutral"; this is an even more egregious example!

Banks, insurance companies, charities, law firms, and most of the public sector cannot reclaim VAT because they cannot register for VAT.

Sure if you contract at a telco, say BT, then the VAT is...

Rubbish: HMRC collect £120bn a year from VAT. That is hardly "revenue neutral"!

For every £500 per day contractor at a bank the government trousers an extra £100. That's tax that a permanent...

...more telling is their boast that they are able to approach a public sector organisation in order to obtain information on a large number of PSCs at once and thereby open a single enquiry covering...

If your client isn't VAT registered -- ie finance or insurance company -- then it definitely isn't "revenue neutral".

Agree that public sector sometimes have some treasury agreement, but...

Notice how his 'PSC' is not registered for VAT. That's just totally unrealistic, unless it's normal for Project Manager roles to pay £230 per day.

Meanwhile HMRC are very quiet about trousering...

I heard much of this came from the Cabinet Office. They promised to raise the 'missing' £400m from the public sector. Quite predictably they have just opened Pandora's box, and haven't raised the...

1. CEST is easy to use and HMRC will stand by its result. The liability is with the agency not the client or contractor, so it's in the clients interest to use the tool. If a client puts everyone...

Public sector rules just mean many contracts are advertised outside. Pick one of those and IR35 goes away. What's not to like?

I have found Digital marketplace to be a big waste of time so far. Very little comes up of any relevance, and any roles that do just get reposted by agencies at much lower rates.

Yes.

https://www.digitalmarketplace.service.gov.uk/digital-outcomes-and-specialists/opportunities/5785

HMRC consider that this requirement will be delivered as a service offering, and will...

Why do you still have a landline?

HMRC do this themselves.

In the first instance it would be much better if you use a decent mortgage broker.

complete-mortgages.co.uk are very good, but there are others you may want to try.

There are thousands of...

Off-payroll working in the private sector – The government reformed the off-payroll working rules (known as IR35) for engagements in the public sector in April 2017. Early indications are that public...

I also did this years ago. Get a contract first when you're there, and then talk to a specialist accountant about your options. This will likely be an umbrella which is pricey, but unlike UK there...