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  1. Replies
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    Yes sounds like this is indeed the reason.

    Yes sounds like this is indeed the reason.
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    Yes that’s completely understandable.

    Yes that’s completely understandable.
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    That’s good news then. Looks like the message on...

    That’s good news then. Looks like the message on page 1 of this post (by Ladymuck) either wasn’t correct or we are missing something here. Ladymuck said a friend had to potentially sell them...
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    Well I’ve gone through the documentation. If you...

    Well I’ve gone through the documentation. If you hold the shares with a broker that is not on their list then you will not be allowed to hold them. I’m not sure if you can simply transfer shares from...
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    Oddly enough it’s all stocks. And you can’t buy...

    Oddly enough it’s all stocks. And you can’t buy and sell them in a short period of time. You have to request permission to buy and then request permission when you want sell.

    If you use a broker...
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    Yes agreed. I’ve been contracting for 10 years...

    Yes agreed. I’ve been contracting for 10 years now (and I have several other businesses) and it’s only recently that I’ve wanted to invest in shares. Hence why I was asking the questions. You need to...
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    Yes I received some good advice and that was...

    Yes I received some good advice and that was enough to help me understand how to move forward. But then I read your latest message this morning where you made an assumption that I’m looking to get...
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    You’re one of them by the way. Always got...

    You’re one of them by the way. Always got something negative to say.
  9. Replies
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    It’s a shame that there’s a minority of people on...

    It’s a shame that there’s a minority of people on this forum who criticise and belittle others, which in turn may prevent others from posting on this forum who genuinely want to gain valuable advice....
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    Haha good spot

    Haha good spot
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    The issue is that you can only use a select few...

    The issue is that you can only use a select few brokers and have restrictions on when you can buy and sell. I didn’t realise that such restrictions are placed on contractors. You live and learn!
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    That’s not true mate. But thanks for your input.

    That’s not true mate. But thanks for your input.
  13. Replies
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    Yes those are the rules and I guess we have to...

    Yes those are the rules and I guess we have to abide by them.

    Not sure how posting on a forum feels like primary school though.
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    I would completely understand if you had insider...

    I would completely understand if you had insider information or restricted on the purchase of shares for the company you are working for. But to control all investments that we do in your private...
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    Well you have to get approval for any buys or...

    Well you have to get approval for any buys or sells.
  16. Replies
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    This is what a colleague of mine has to do. They...

    This is what a colleague of mine has to do. They only can go through a select few list of brokers.
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    Thanks for replying. I don’t intend to keep the...

    Thanks for replying. I don’t intend to keep the shares very long though so it doesn’t seem worth it to keep declaring shares that I’m buying and selling within a few days.
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    Investing in stocks when contracting for a bank

    Hi,

    Just wondering if anyone has any knowledge of investment restrictions when contracting for a bank.

    I plan to purchase some shares and apparently these need to be declared to the bank I’m...
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    Just watched it all - every minute. It’s clear...

    Just watched it all - every minute. It’s clear there are so many issues with IR35 and the deadline in April. It’s so clear that this needs to be delayed and the whole thing needs to be rethought...
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    Parliament live - IR35

    Very very interesting. Have you guys seen this?

    https://parliamentlive.tv/Event/Index/23464009-f828-4ad7-95f6-1804aed622f8
  21. This will impact the economy and its all self...

    This will impact the economy and its all self inflicted. They will end up blaming brexit and this will be go under the radar. Work is being sent over to India and other parts of the world and I just...
  22. I just don’t understand how they can proceed when...

    I just don’t understand how they can proceed when it’s unlawful and has such issues. It’s as if no one is listening. I guess they either don’t understand the situation here and/or don’t care.
  23. She explains how it’s completely wrong when in...

    She explains how it’s completely wrong when in NHS a temporary worker has no pay if the agency cancels and if they take a day off. So there is no security - yet these workers are taxed as employees....
  24. IR35 blanket bans - Ruth Cadbury MP in the House of Commons

    Have you guys seen this? This was before the public sector Ir35 changes were made.

    YouTube

    Ruth Cadbury MP in the House of Commons Describes exactly what is happening now with the banks.
  25. Replies
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    Yes most companies don’t want anything to do with...

    Yes most companies don’t want anything to do with IR35. It’s too risky for them and plus it’s not clear cut. A lot of grey area and could end uplanding them with a bill from hmrc later down the line....
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    Good points and an example that explains more...

    Good points and an example that explains more completely the issues with ir35.
  27. Replies
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    Agreed to get decent staff yes, but they can...

    Agreed to get decent staff yes, but they can minimise that staff now and bring in temps and treat them like perms but without the hassle of pensions and holiday pay etc. Nothing stopping them to do...
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    Interesting way of looking at it. And actually...

    Interesting way of looking at it. And actually you’re right clients can simply take on everyone via PAYE and don’t have to pay pension, sickness etc. Wow that’s a flaw.
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    Yes I can understand that this can make way for...

    Yes I can understand that this can make way for the “real” contractors, but that doesn’t help when companies will end up making blanket decisions.

    Yes if the clients improve in how they deal with...
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    Helen, let’s modify your example a little. ...

    Helen, let’s modify your example a little.

    Bob, isn’t just a casual worker he is an electrician that went out to those three clients to fix something. He is therefore a legitimate business...
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    I see what you mean and ok that makes sense. ...

    I see what you mean and ok that makes sense.

    However, I don’t see a contractor/freelancer as being a disguised employee. I see a contractor/freelancer as someone who is a specialist and who has...
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    Ok fine, let’s remove Vat. So then they are...

    Ok fine, let’s remove Vat. So then they are getting more tax overall? As everyone will be forced to go PAYE. Some will retire and some will do something else, but the rest will go PAYE. And the...
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    IR35 - the end of a flexible workforce

    I just can’t believe this is the end of contracting. Most companies will blanket every contractor as inside ir35. So some will accept and some will simply retire or move on. I’m contemplating either...
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    So we have no chance then.

    So we have no chance then.
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    Seems like the only party that is interested at...

    Seems like the only party that is interested at looking at this.
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    Great idea.... I might just do that!

    Great idea.... I might just do that!
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    Lmao! Nicely put... Very funny in fact. I guess...

    Lmao! Nicely put... Very funny in fact. I guess this is a learning experience that some/most others go through. I'm beginning to see that this isn't so straight forward as I had experienced before. I...
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    Thanks for the suggestions. Yes agreed! I am...

    Thanks for the suggestions. Yes agreed! I am doing the above actually and it does feel great. But I wouldn't want to do this any longer than another 4 weeks. It's probably a mindset thing I guess. As...
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    I guess I have no choice but to go down a plan b...

    I guess I have no choice but to go down a plan b route.

    Any ideas why the market seems a little quite? I get calls but mostly for perm roles.
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    Sorry to be clear I have a warchest that could...

    Sorry to be clear I have a warchest that could easily cover me for another year. So it's not the money that I am concerned about. It's really the fact that I am out of work, not extending my...
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    Well another 12 weeks takes me to May which is...

    Well another 12 weeks takes me to May which is basically 5 months off from work. I wouldn't know what to do with myself.
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    I've been off since mid December.

    I've been off since mid December.
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    Warchest is fine. I can be out of work easily for...

    Warchest is fine. I can be out of work easily for another 8-12 weeks. But just a little worried that I am de-skilling whilst being off.
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    Struggling to get the next contract

    Hi guys,

    I very much appreciate if someone could advise. I have been contracting for about 5 years now all within banking. I am a data analyst/developer with a Computer Science background. I work...
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    Point taken - I rushed the message a bit!

    Point taken - I rushed the message a bit!
  46. Replies
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    Well so far my contracts have been for a specific...

    Well so far my contracts have been for a specific piece of work which I end up completing on time. It's a good thing really as the client is happy they have got it all completed. Some people say I...
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    Moving in and out of banking?

    Hi all,

    I am new to this site and this is my first post. I have been reading through the forums quite a bit though and have found the info very helpful.

    Bit if background - I have been a...
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