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  1. OK, back to square one. WE have two options here,...

    OK, back to square one. WE have two options here, either you are being naive by thinking that use of scheme of some sort is a good idea and that tax saving is possible without penalty (it isn't...)...
  2. Don't sweat it - I'm rude to everyone. The clue...

    Don't sweat it - I'm rude to everyone. The clue is in the forum name... :wink
  3. Sorry but there is every reason to bite. Even...

    Sorry but there is every reason to bite. Even considering using such schemes - any scheme, not just this one - is an act of gross stupidity so we try to warn people off them as clearly as we can.
    ...
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    Oh do grow up. Buy an uninhabitable property...

    Oh do grow up.

    Buy an uninhabitable property for market price, spend £100k modernising it and sell it as a second home for as much as you can. The problem with the locals is they won't have the...
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    Without looking at the whole thing, can you not...

    Without looking at the whole thing, can you not make the first expression the subject of the last one, i.e. replace the range P2:AB2 with that expression and count back all the brackets?

    I had...
  6. Yeah, so are film investments and registering as...

    Yeah, so are film investments and registering as car dealers and having access to red diesel - providing you do actually qualify for such treatments. EBTs are meant to improve the return on pension...
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    You really need to understand the depth of...

    You really need to understand the depth of feeling in those communities - not just Cornwall but any holiday area - where house prices are driven out of reach of the locals by part-time second homers...
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    Irrelevant. The director is responsible for the...

    Irrelevant. The director is responsible for the company's debts, they don't have to be share owners other than they need to have the overall control of any legal meetings.

    To the OP, the debt...
  9. The perm job pays your gross salary less all...

    The perm job pays your gross salary less all applicable taxes. The outside IR35 contract pays either 95% of your your gross less all employment taxes if you go through an umbrella (ignoring any...
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    So it's fine to offer something for £500 when you...

    So it's fine to offer something for £500 when you know full well you will only ever pay £350... Fair enough.

    People who can afford it will walk away. Most won't. The role will still be filled by...
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    ...and that is also illegal under the existing...

    ...and that is also illegal under the existing law. You have to advertise the rate for the role payable to the worker, not an artificially inflated one to make the role more attractive. This is what...
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    Or you raise both estimates and staged invoices...

    Or you raise both estimates and staged invoices against the project budget...?
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    Quick answer - Yes. HTH. :wink

    Quick answer - Yes.

    HTH. :wink
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    IPSE is a genuine business expense, since without...

    IPSE is a genuine business expense, since without the company you wouldn't need it. Therefore it is not a BIK, and VAT is obviously reclaimable. What you can't do - for some very real but arcane...
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    Not "Ask your accountant"?? :igmc:

    Not "Ask your accountant"??

    :igmc:
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    Not that much, actually, or at least not as much...

    Not that much, actually, or at least not as much as you might think. Easy enough to work it out for the year anyway. The FRS rate is a balance between input and output tax. It's only since the fairly...
  17. Sure that's not FORTH - the only language where...

    Sure that's not FORTH - the only language where you can use itself to redefine the instruction set and command syntax!
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    You've got to say, that is a lovely example of...

    You've got to say, that is a lovely example of everything that is wrong with the umbrella industry right now. How about passing it on to your local MP...
  19. Just wondering why you would want to build a...

    Just wondering why you would want to build a meta-serach engine for a site that already has a search engine...

    Anyway, we wrote something similar many years ago to combine a host of CMDBs to...
  20. That's not long division, just division. Long...

    That's not long division, just division.

    Long division is 9829 / 71 - or when both numbers in the sum are more than one digit long and usually more (or greater than the highest multiplication...
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    They won't find "talent" inside, that is the...

    They won't find "talent" inside, that is the point. Enough clients will be smart enough to realise the reality and offer outside-IR35 gigs to people with the right skills, rather than lose them to...
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    Whereas... Hiring good people will need two...

    Whereas...

    Hiring good people will need two things, attractive rates and outside IR35. Otherwise you get a workforce that is under skilled, undermotivated and more expensive than a genuine...
  23. Thread: Banter

    by malvolio
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    AIUI "bantz" is to "banter" as "satire" is to...

    AIUI "bantz" is to "banter" as "satire" is to "humour" and "Frankie Boyle" is to "Dave Allen".

    Snag is, one of each needs intelligence, the other merely aggression.

    HTH. BIDI...
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    Nope, not me. Probably one of the Bristol...

    Nope, not me. Probably one of the Bristol hotheads... :laugh

    :igmc:
  25. TL;DR - but even if it was vaguely correct, the...

    TL;DR - but even if it was vaguely correct, the alternatives to the current shower are too horrible to contemplate. None of them would have made it out of the delivery room.
  26. Those that can, do. Those that can't, criticise. ...

    Those that can, do. Those that can't, criticise.

    HTH. BIDI.
  27. Perhaps you should start from understanding what...

    Perhaps you should start from understanding what his job actually is. There's a good hint in my earlier post, so see if you can work it out. Although since you utterly failed to understand it last...
  28. Which aptly and amply demonstrates why you aren't...

    Which aptly and amply demonstrates why you aren't competent to be posting on these forums... :igmc:
  29. It is of course quite possible that, sickness and...

    It is of course quite possible that, sickness and near death experience and new baby excepted, he has been a little busy doing the job and not wasting time on PR that others have been able to do on...
  30. I know the history behind PHE. Malvolia was a...

    I know the history behind PHE. Malvolia was a senior NHS biomedical scientist for 40-odd years. Her opinion of PHE and the consolidation of lab services would strain the moderators' tolerance...
  31. Because they are not accredited (ahem...) by...

    Because they are not accredited (ahem...) by PHE...
  32. You should be banned for not knowing how to spell...

    You should be banned for not knowing how to spell "Eton". :tongue

    Anyway the problem is not HMG or Boris but PHE. They won't allow uncredited labs to do the testing, meaning a lot of private...
  33. You're perfectly correct. The actual saving was a...

    You're perfectly correct. The actual saving was a shade over £420k.

    Feel better now? :violin:
  34. Semantics is not your strong point, is it... Nor...

    Semantics is not your strong point, is it... Nor accountancy come to that

    "Free" is a good cue word to grab your attention.

    Not "free" ,if only because people do not value things that are...
  35. Free in that they save you more than they cost -...

    Free in that they save you more than they cost - if they are any good at their job...

    Even ignoring my views on not spending my expensive free time doing the work badly, they will usually save...
  36. Ermm.. No - what am I missing? Perhaps do the...

    Ermm.. No - what am I missing?

    Perhaps do the sums properly. If it takes five hours a month over the year to log all the various banking entries, work out your payroll, work out your VAT return...
  37. Good accountants are free, as are good software...

    Good accountants are free, as are good software packages such as FreeAgent, since they save you time and your time is money.

    Bad accountants and software, however, can be very expensive...

    Must...
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    True. The other thing that is routinely forgotten...

    True. The other thing that is routinely forgotten (or ignored) is that the consultant needs to be able to talk knowledgably about the various departmental roles, be it HR, accountancy, shop floor or...
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    It's not that smple - somewhere along the line...

    It's not that smple - somewhere along the line you have to come up with some sort of high-level solution to build further work around.

    One of my gigs I took on for four weeks (to hit a hard...
  40. In that case, fair enough. IPSE put up a...

    In that case, fair enough.

    IPSE put up a guide to CJRS on LinkedIn recently...

    EDIT - Found it - it points to here.
  41. Mainly HMRC are only concerend that you have...

    Mainly HMRC are only concerend that you have correctly answered all the necessary questions around income, outgoings and debts and that all the associated taxes have been paid up to date. They don't...
  42. "The Guardian" Let me stop you there... :wink

    "The Guardian"

    Let me stop you there... :wink
  43. Not without a lot of internet digging and...

    Not without a lot of internet digging and reference to places I can no longer access.

    Equally, of course, can you disprove the assertion. other than for some very recent cases.
  44. ...and every case that has been lost started with...

    ...and every case that has been lost started with the contractor not using an expert representative at the outset...
  45. Don't know about this specific example, but over...

    Don't know about this specific example, but over the years an awful lot of potential IR35 queries have come to a screeching halt when IPSE's advisors step into the discussion...

    Most used to seem...
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    From lightweight to inspriational leader. Both of...

    From lightweight to inspriational leader. Both of them. Competence is another issue entirely , and in both cases has been devolved to people who really understand what's going on and how to deal with...
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    Yes, of course we are. 4.8 million (half of them...

    Yes, of course we are. 4.8 million (half of them in one city) vs 60 million, in a country 10% bigger than the UK.

    BTW friends over there saw their PM in much the same light as most here saw Boris...
  48. Yes, IPSE cover is unconditional beyond a case...

    Yes, IPSE cover is unconditional beyond a case already in progress (on the basis that the defence team won't know what damage has already been wrought by their predecessors or the contractor) and...
  49. The tax and legal helplines are free to all...

    The tax and legal helplines are free to all members. Only real limitation on the legal one is that they cannot discuss individual contracts, only areas of contract law.
  50. ISTR Merkel=Abbey with new owners: the original...

    ISTR Merkel=Abbey with new owners: the original Abbey team is still in place.
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