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  1. I highly recommend TaxCalc software. I have been...

    I highly recommend TaxCalc software. I have been using it four years, soon I will be doing my fifth tax return using it. From the website -



    See - Individual - TaxCalc
  2. Replies
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    What BP says +1. In fact regarding the wrap up...

    What BP says +1. In fact regarding the wrap up and start again every three years model, some of us can still remember when SJD's website used to advertise/promote that as a tax efficient benefit of...
  3. (My bold highlight) Exactly my point, nobody...

    (My bold highlight) Exactly my point, nobody did/does. So, it's pretty much impossible to choose the "correct" tax specialist. It's like a lucky dip.
  4. But a specialist tax adviser in what exactly? It...

    But a specialist tax adviser in what exactly? It always seemed to me (rightly or wrongly) that opacity, obfuscation and secret-ism were the key hallmarks of Procorre. How'd you choose the "right...
  5. I'm reading between the lines in webberg's post.

    I'm reading between the lines in webberg's post.
  6. Sticky: If you were to be investigated for IR35...

    If you were to be investigated for IR35 compliance and you had say three concurrent contracts all of which you were working on, then each would be separately looked at for IR35 compliance. Multiple...
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    Sticky: If this is you, I'm afraid you're going to be...

    If this is you, I'm afraid you're going to be rather disappointed, annoyed in fact at what's happening to your investment.
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    Sticky: If you had any other UK pension plan in place...

    If you had any other UK pension plan in place before March 2018 even one you don't pay into any more, the answer is yes. Otherwise it's no, I'm afraid.
  9. Oh dear.

    Oh dear.
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    This person could have avoided all the fuss by...

    This person could have avoided all the fuss by simply declaring herself inside IR35 and paying the due tax. Why didn't she? No idea but I could guess.
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    Have to honest here and say that I can't see any...

    Have to honest here and say that I can't see any possibility of anyone working for the BBC really being self employed. Turn up at a set time every week. Read the script given to you every week. At a...
  12. Thanks for the response. I could never understand...

    Thanks for the response. I could never understand what they actually did, your response goes someway to answering that. I'm left wondering why they weren't just another vanilla body shop if...
  13. Kind of begs the question, what was the...

    Kind of begs the question, what was the attraction that led you to engage with them in the first place? I have always wondered about this, since their website is a master piece of filling glossy web...
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    Sticky: Woodford Equity Income Fund being liquidated.

    You and any other unfortunates need to read the press this morning. It's not great news, but you will eventually get some money back.
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    Sticky: Woodford Equity Income Fund being liquidated.

    For any unfortunates holding this ^^^^ in their SIPP, you need to read the press this morning. No real need for a link, it's everywhere.
  16. Thread: The end

    by Fred Bloggs
    Replies
    58
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    21,798

    Life after the end?

    We have an acquaintance of the family with two years service in the public sector in an IT role who has just accepted a different job still in the public sector on a shade less than GBP 52,000 per...
  17. :laugh :glasses

    :laugh :glasses
  18. It'll be interesting now to observe whether the...

    It'll be interesting now to observe whether the QDOS letter gets your case filed under "too difficult". There will be lots and lots of ripe, lower hanging fruit at GSK.
  19. Correct. Maybe the word resident isn't correct on...

    Correct. Maybe the word resident isn't correct on its own without context. But I think the term "tax resident" implies tax liability without personal residency? Thanks. Presently, I have 2x tax...
  20. Thank you for asking. For the avoidance of doubt,...

    Thank you for asking. For the avoidance of doubt, I am happy to confirm that indeed my multiple tax residencies are all for jurisdictions on planet earth. Presently, I have just two concurrent tax...
  21. Your Ltd Co will pay UK corporate taxes. You will...

    Your Ltd Co will pay UK corporate taxes. You will pay UK personal taxes since from what you say, on the face of it you have zero chance of not being UK tax resident. You may well be tax resident in...
  22. That was my experience of two separate GSK sites....

    That was my experience of two separate GSK sites. To the extent I was often surprised when I found out that people in positions of some weight in the company were indeed agency workers through Kelly...
  23. An obvious question, as an aside, in around a...

    An obvious question, as an aside, in around a decade and a half as a contractor I never met anyone else other than myself in real life who had done that. The general level of ignorance and...
  24. I beat you to it, cojak :D

    I beat you to it, cojak :D
  25. It may have been abandoned over time, but GSK had...

    It may have been abandoned over time, but GSK had an 18 month rule. No return until 3 months had passed. May well be different now.
  26. That outcome is possible in the short term,...

    That outcome is possible in the short term, though once the normal way to employ agency workers is via agency pay roll, the thinking will change. The minority of truly independent contractors will...
  27. The latter. If everyone is an agency employee,...

    The latter. If everyone is an agency employee, nobody needs IR35 insurance. And those small minority who their client agrees are outside IR35 won't need it either because the client will be...
  28. But not for much longer, it seems.

    But not for much longer, it seems.
  29. My bold + underline. And that's where it should...

    My bold + underline. And that's where it should stop. The significant raise in rate is compensation for those things you don't get that the staff person sat next to you gets. That should be the only...
  30. and then, what could possibly go wrong?

    and then, what could possibly go wrong?
  31. :laugh

    :laugh
  32. It's getting rather tiresome now, but one last...

    It's getting rather tiresome now, but one last attempt. That's yesterday's pleading of "I run a real bizniz, I'm IR35 exempt". There's nothing here that hasn't been wheeled out a zillion times. Times...
  33. Sorry, nobody mentioned redundancies. Red...

    Sorry, nobody mentioned redundancies. Red herring. Anyone who left GSK did so of their own accord on voluntary severance terms. They were generous back then. Things may have changed now.
  34. They had a habit of doing the same to staff folks...

    They had a habit of doing the same to staff folks too as they are one of those companies that continuously reorganises to give the impression of progress. So staff regularly got the option to get a...
  35. For webberg, it maybe different now but GSK used...

    For webberg, it maybe different now but GSK used to use two agencies, SRG and Kelly. They streamlined from many agencies to those two a while ago, so it may have changed since. Like I said before, at...
  36. Ah, yes BP. Silly little me. You're one of the...

    Ah, yes BP. Silly little me. You're one of the special ones running a "real bizniz". How could I have overlooked that?
  37. Thank you. GSK or any other Big Co PLC has no...

    Thank you. GSK or any other Big Co PLC has no interest in you other than turning up and doing as you're told for an agreed hourly rate for as long as it suits them. To pretend otherwise is just the...
  38. No it isn't. They obey the law of the land, for...

    No it isn't. They obey the law of the land, for all it faults and foibles (yeah I know there's an argument there too, but keep it simple). And it's very clear. You/your employer pay EENIC, ERNIC,...
  39. Mal, for crying out loud, pay attention. It's all...

    Mal, for crying out loud, pay attention. It's all about those who should be paying employment taxes actually paying them. Perpetually droning on about the same old same old doesn't count for anything...
  40. So what? IR35 isn't aimed at badly managed...

    So what?

    IR35 isn't aimed at badly managed companies. It's aimed firmly at the agency workers who should rightly be on pay roll.

    It isn't all bad, I am on company pay roll and I take home after...
  41. It's long been my opinion that maybe 90% of...

    It's long been my opinion that maybe 90% of agency workers should be under IR35. (In most of the world they already are). I think you're kidding yourself if you regularly work in the typical Big Co...
  42. Exactly. And why do we need all those insurance...

    Exactly. And why do we need all those insurance and advisory companies? A whole sub-industry could disappear. (Though scheme advisers such as yourself appear safe for maybe another decade or so).
  43. And GSK/other big PLCs are notoriously risk...

    And GSK/other big PLCs are notoriously risk averse. Even to imagined risk. So - It amounts to "Under the bus you go, Fred".
  44. Well, what could possibly go wrong eh?

    Well, what could possibly go wrong eh?
  45. Perhaps somewhat ironically, a huge number of the...

    Perhaps somewhat ironically, a huge number of the former "regulars" on the circuit in those businesses haven't been back there since the race to the bottom started in 2014/15. Myself included. So,...
  46. Well, it's only my opinion of course. I am not in...

    Well, it's only my opinion of course. I am not in finance. But I could imagine other big names in my industry like Bechtel, Wood, Jacobs, BP and others getting more attention.

    For all the goings...
  47. Fair enough MS, you've never done me any harm and...

    Fair enough MS, you've never done me any harm and I DO appreciate hard work. I do NOT appreciate the treatment I and few others got by the management there. But it's off topic. I'll say no more here.
  48. Thank you cojak, indeed, not everyone appreciates...

    Thank you cojak, indeed, not everyone appreciates (Or chooses to recall) that when myself and one or two others were giving "facts" to mudskipper's friends to act on, we were chastised for spreading...
  49. Really, mudskipper, do lighten up. We all know...

    Really, mudskipper, do lighten up. We all know where tea and biscuits gets you. FWIW, GSK are likely to throw the contractors under the bus anyway with or without the help of your friends. (When I...
  50. Ah, thanks. Nobody then, basically.

    Ah, thanks. Nobody then, basically.
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