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  1. Replies
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    Hmmm Eek, are you saying that some clients and...

    Hmmm

    Eek, are you saying that some clients and agencies, actually, might prefer engaging contractors through statement of work contracts instead as alternative to the off-payroll private sector...
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    Toting for business. Ha ha!

    Toting for business. Ha ha!
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    I am very happy for you. What a relief you have...

    I am very happy for you.
    What a relief you have now. I have been there. Congratulations!
    :banana::banana::banana::yay::yay::yay:
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    I'd also chip in here to say I also say your...

    I'd also chip in here to say I also say your experience is definitely PRE Covid 19. One can argue that old banking world is gone as far as I can tell from the forum threads, which have mentioned...
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    Thanks for education! That mobile phone number...

    Thanks for education! That mobile phone number does end in 511. Ah well.
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    Let's get the thread back on track. So I received...

    Let's get the thread back on track. So I received an SMS text message from an agent, I last heard from in December 2019.



    Got to laugh, because they expect a UK citizen to be on site in Sweden....
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    I would make sure that on Linkedin your profile...

    I would make sure that on Linkedin your profile is set to "actively looking for a job". You can post media such as a marketing (personal branding) PDF to LinkedIn. If you feel brave even a head frame...
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    And you would need domain knowledge to compete,...

    And you would need domain knowledge to compete, wouldn't you?
    So throw in technical trading knowledge about Bloomberg or Reuters API and the rest of it. In other words, if you have no idea about OTC...
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    Are you needing the money cash coming in? If the...

    Are you needing the money cash coming in? If the answer was yes, "I do need the money", then I would have said £45ph but timebox the period of work ( e.g. 1 month duration and then I'd hike my price...
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    Yes. I used the standard iPhone Camera app. You...

    Yes. I used the standard iPhone Camera app. You can also put your finger on the QR code to focus. You eventually get a popup to open Linkedin.
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    Ha! Ha! My apologies to the Lady who...

    Ha! Ha!

    My apologies to the Lady who frequents this forum. Just Java is as common as muck. In truth, it has always been, since as far back as 1997, when I started to develop Java programs,...
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    Congrats. And presumbly: you don't have...

    Congrats.

    And presumbly:


    you don't have an "other half" spouse, wifey or partner that needs attention or love (isn't that back to front?;))
    you have no kids
    you have no pets (e.g. dogs...
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    Well at least some of the agents are sending...

    Well at least some of the agents are sending inbox mail with a bit of honesty:



    Typically, a AWS DevOps goes from £450 to £650 per day in London / 2019 day rates

    *I currently am working a...
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    Are you then predicting a London "Los Grande...

    Are you then predicting a London "Los Grande Exitos" ?

    The trouble with megacities though, is as soon as somebody leaves the big smoke, then immediately another dreamer and aspiring tech person...
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    In the 12 months FTC that I signed, earlier this...

    In the 12 months FTC that I signed, earlier this year, if you are sick then you do not get paid, just like a LTD contractor. However, I do have 23 days paid holiday. So I strongly recommend checking...
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    Think about HR is largely remote these days. So...

    Think about HR is largely remote these days. So it will be sticky.

    The other person's advice is still highly relevant. Nothing is complete until you have personally signed on the dotted line and...
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    Congratulations! :banana::rollin: Hopefully...

    Congratulations! :banana::rollin:

    Hopefully the warchest hasn't been impacted too much, unlike mine....
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    In other words, the ability to bend right over,...

    In other words, the ability to bend right over, touch your ankles and take it all to Leeds!
  19. And also check the actual phone number, because I...

    And also check the actual phone number, because I created two phone numbers for Avance +44 203 123 4567 and also 0203 123 4567. Somehow I realised that international phone numbers were still getting...
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    State of the market: it's looks dire. Some of...

    State of the market: it's looks dire.

    Some of the stuff falling into my INBOX goes like this:


    *
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    Favour of God Four old guys Fields of glory ...

    Favour of God
    Four old guys
    Fields of glory

    :igmc: :ladybags:
  22. Replies
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    I am very sorry to hear and read your pain. ...

    I am very sorry to hear and read your pain.

    To me, you have been fortunate, especially when I compare my own experiences. I don't know why me exactly, but between some contracts, I had more than...
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    Would you think of me being rude, if I asked you...

    Would you think of me being rude, if I asked you which country is your new client is?

    I get the odd thing in Linkedin here and there still. I am working a FTC and in my mind's eye, I had schedule...
  24. Yeah. 2nd jobbers and 3rd jobbers! Of course! ...

    Yeah. 2nd jobbers and 3rd jobbers! Of course!

    Maybe, I am conflating issues, because I am just as frustrated as you are. The actual issue is not framed in my mind.

    If there was an OUTSIDE IR35...
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    Agreed. I am in FTC for up to 1 year, if I...

    Agreed.
    I am in FTC for up to 1 year, if I choose to stay in.

    During the last winter, I reckon that I lost £30- £45K in LTD earning in normal times, because I spent a long time on the bench...
  26. I appears to be that we, contractors, are taking...

    I appears to be that we, contractors, are taking the hit from both sides.

    On the bottom-side, our contract rates are being forced downwards, because of these Indian tech companies.

    On the...
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    Ok DogZilla, I will bite: And where are you...

    Ok DogZilla, I will bite:

    And where are you going to live then given that the global tax avoidance scheme will affect us all?
    And how are you going to live, if the intention is to be mortgage...
  28. I take it they are still going then. I had call...

    I take it they are still going then. I had call from that lot, 3 years ago. Complete waste of time: avoid
  29. Replies
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    Consider an income of £XXX always beats £0.00. ...

    Consider an income of £XXX always beats £0.00.

    I like the point of the Ford Focus, probably cheap as chips, because some one who is furloughed may desperately want to off-load that second car in...
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    I am jealous of all of these bold figures in this...

    I am jealous of all of these bold figures in this thread.

    My best contract rates were 2019 and just shy of £600 per day on a couple 6 monthers and, now, because of the pending IR35 in the private...
  31. Might be time to start think looking at another...

    Might be time to start think looking at another country.
    Maybe if Scotland gets eventually independence, then maybe the HMRC equivalent north of the border might be less brain-dead
    Looks like the...
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    Hey Networker, Many congrats. It's now fine...

    Hey Networker,

    Many congrats.

    It's now fine being bench. I was benched for 4 months, lucky sods.


    PS: What is your onboarding situation looking like? WIll they DPD you a laptop from the...
  33. Thanks for the replies and your perspective. I am...

    Thanks for the replies and your perspective. I am also in the "second phase" on my life and slightly younger than you.
    I sent an enquiry to the pension provider to see what they say.
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    Also explains why the "Linux" the Open Source...

    Also explains why the "Linux" the Open Source operating system UNIX clone (Linux - Wikipedia) could never have been built by a single corporate entity. It really depends on the "culture" of the...
  35. Ok I have new information. The pension scheme is...

    Ok I have new information. The pension scheme is known a Master Trust List of authorised master trusts | The Pensions Regulator

    What will swing it to staying with auto enrolement...
  36. I am now dithering on this, because I looked at...

    I am now dithering on this, because I looked at the details. It is 5% employee / 3% company contribution. I'm sliding to wanting that 5% monthly salary in my pocket, because I probably will move to...
  37. What is the value of pension in a FTC of 6 - 12 months?

    Here is a quick question:

    For those of you who were Limited Contractor until 2019, and have taken up Fixed Term Contracts 6 months to 12 months. Is it worth opting in the pension scheme?

    As a...
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    Wow! Magic Moves this sounds terrible. If you...

    Wow! Magic Moves this sounds terrible.

    If you have a gig (of any sort), stay in it for the next wee while (10-15 weeks for today).

    Before all this COVID-19 many contractors were still looking...
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    I had 4 months (17 weeks) on the bench. Keep...

    I had 4 months (17 weeks) on the bench.
    Keep applying to jobs.
    In this climate, consider perm jobs and fixed-term contracts
    Also spruce up your Linkedin profile now that you fixed up your CV...
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    Unfortunately the SOW will not protect you from...

    Unfortunately the SOW will not protect you from the HMRC, because you are effectively working for the same [ultimate] client.
    But SOW is the way to go for a new client. Effectively think of SOW like...
  41. Oh no... I was thinking of that for probable...

    Oh no... I was thinking of that for probable future 100% remote contract with clients in EU.
    The recruitment company would therefore need to be completely outside of the UK. I'm not sure what would...
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    I had read your paragraphs several times over....

    I had read your paragraphs several times over. Thank you.

    In other words, it's not magic! I got it.

    1) Assessment == reality
    2) Assessment != reality

    SOW does not guarantee the assessment...
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    Thanks for that reply Jamesbrown. So to...

    Thanks for that reply Jamesbrown.

    So to recap, according to the current review of the draft legislation, the PSC is then the determiner of Inside or Outside IR35 if the Fee Payer is wholly abroad...
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    I am also confused by the above table, but I...

    I am also confused by the above table, but I think you are safe working abroad in Latvia according to the pending IR35 Off Payroll Working, you are definitely OUTSIDE IR35 from my understanding of...
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    The grass is always ____ greener, mate. I'd...

    The grass is always ____ greener, mate.

    I'd swap trade recent skills with you, because although I have the strong software dev skills, only rarely do I get involved in the [no offence] ivory tower...
  46. Mate. See the other forum thread Indian...

    Mate. See the other forum thread Indian Recruitment companies ... and the last page gives the general assessment so far.
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    After a long time out on the bench, one of the...

    After a long time out on the bench, one of the ships has crossed the finished line. :eek

    It is INSIDE IR35 fixed-term contract with holiday pay and benefits, but I as you know, never assume...
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    I was me who started the XML Schema thing. The...

    I was me who started the XML Schema thing. The [tech]world has moved on. Whatever your use case / end-state design is the heart of the matter? If you have the authority, the power and the leadership...
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    I deal you another card in this game: Lloyds...

    I deal you another card in this game: Lloyds Banking Group or rather HBOS / BOS with contractors approaching 5 years in the same place.

    I'm so glad that I left investment banking behind several...
  50. Do you think that there is a [verifiable]...

    Do you think that there is a [verifiable] connection between them and Dominic Cummings?
    If you or anybody else can prove there is such a connection, that would be superb ammunition for LCAG, BG and...
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