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I think they were shafted long before us with the added bonus of needing private health insurance that likely doesn't pay up if you get seriously ill.

I think this only applies when the agent has told lies and doesn't want the client involved or knowing about it.

:rollin:

If I think the agent is pulling a fast one but I don't want to rock the boat and risk losing the contract then I've taken the contract unchallenged. Get your feet under the desk and find...

Don't waste calories on the bap, have an extra sausage and use the HP for dipping

They've been good tbh. as were the previous lot, I expected glitches but issue free so far. I have a double smile each week, one for not having to read posts on IR35 after 20 years of it, and...

How would any umbrella know in advance how much work there is going to be ? I would describe my intended work pattern as 'a few days here and there' but I've never known a contract that actually...

Dunno. Not something I was aware of. I guess the poster needs to ring and ask a few umbrellas.

I just re-read the full thread, I have worked enough to meet the criteria but it wasn't raised with...

TBH I have worked most weeks even though that wasn't my intention. But on weeks I haven't billed then yes no charge. I was with Liberty Bishop, and then got transferred to JSA, I assume they bought...

I would have thought an umbrella would be perfect for that. On weekly umbrella billing you'd only get charged when you worked rather than having the set cost of annual accountancy fees. I shut my Ltd...

If you are saving for retirement and can afford it, then it really is a no brainer. If it's coming out of higher rate tax band you are saving 40% tax, 13.8% employers NI and at least some 12%...

Mid 90s was crazy really, my skillset was on 600-650 a day, our permie managers were on £30oddK salary.

Read this Opt in or opt out - Agency Conduct Regs - Qdos Contractor

I'm not up to speed of late on it, so could be talking tulip. But agents I have dealt with a few years back had a separate form...

:happy

Whacko theory of the day. Me and the Mrs have had a string of bad colds ( that must have come in via the kids ) but they have been healthy. I normally get one a year at most so I'm...

I didn't word that very well, they have been in and out of school like yoyos with other kids testing positive.

A mate was telling me the other day that he couldn't book a container from China for love nor money at the moment. Not sure how true it is but I'd be buying stuff that comes in containers if I was...

You missed option 4 of holding back the 20% and then negotiating with the agency if/when they start threatening you. Not one for those who like a quiet life but I bet the agency would accept 10%.

You didn't answer the question on if you signed an agency regs op out ? If you didn't then the restriction clause is 8 (?) weeks.

FTSE100 is certainly having a good few days. It's making me wonder if it's time to SELL SELL SELL

I've been in a few of these over the years and the clients always have a backbone of jelly.

Did you opt out of the agency conduct regulations ?

I've had 3 kids in school throughout :eyes

I have kept myself semi motivated in recent years by aiming for 55 as the D Day to quit for good. I've hit it in Covid times but have a cushy part time remote contract that will allow me to bumble...

I'm hinting to my Mrs to go on a trip with her mate post lockdown, and then I will take up the 3 for 1 offer for me, starting with an Ashes trip.

£10k/month :eek I think half that is plenty with...

We had a window to do that a few years ago but let it slip away :frown Kids at various key stages of school and 2 sets of doddery parents mean it's even harder now.

Happy days, I dream of that :) I'm mid 50s and contracting part time, I retired fully and then bottled it when my pension pot took a hit in the early Covid days and got lured back. Pot now recovered....

They are already on to the 70-80 age group locally, seems like they are doing a good job to me, but some will find reasons for misery.

Very little will change but the Tories won't be able to blame the EU now.

I never expected it to last, but thought I'd do my bit to eke out the contract glory days as long as possible. I was surprised by how much effort went into replying to me. I wrote a follow up a few...

How times have changed. I wrote a letter to my MP when Computer Weekly had an article about opening up IT immigration. I got a phone call from the Home Office and a letter from Margaret Hodge ( that...

How many people actually work in IT ? I think you are getting a bit carried away. :smile

But I'm sure anyone who thought Brexit would limit immigration is going to be disappointed.

Desperately trying to knock off for xmas but never ending changes for Brexit :tired

Things might have changed but FTCs used to be when they wanted a contractor but are trying to get them on the cheap when the market is tulip

Mercedes S-class review: the best car in the world just got better

Top tip for retirement is don't buy one of these and keep whacking any spare money in a SIPP.

Yes but you've collected 22 years x the dividends paid, so you should be up 80% at a guess !?

It's a huge tax perk to encourage people to save for retirement, I think the people hitting that limit are not going to be a burden on the state so it's done it's job. I doubt many people with a full...

I'm also IWeb, particularly cheap if you do a lot of trades, £5 a pop.

If you are looking for work and the contract suits then take the 3 months and see what happens in April. It's not exactly a huge IR35 risk money wise if they then deem you inside.

France gears up for war with European neighbours if locked out of British waters by no deal Brexit

From the Torygraph, but gives a bit more background on the fishing situation. I think as part of...

Never as far I could work out, I'll let CUK know if they get me.

Stock answer to all these threads, I'm using JSA brolly, £10 a week, problem free so far and paying into my own SIPP without issues.

Is the agent charging you to use their payroll ? If you switch to getting paid via an umbrella you will have that extra cost. But if the umbrella do provide salary sacrifice were you will effectively...

I suspect for an outfit like JSA they are trying to sell on other 'services' on top of the £10 a week so aren't strictly dependent on collecting a lot of tenners. It's also pretty much all automated...

That is what I'm getting charged :happy. I rang a few on the preferred supplier list and I think two of them were a tenner. I've been transferred over to JSA and I'm expecting an increase at some...

£10 a week seemed to be the going rate ( inc salary sacrifice ) when I started with an umbrella 6 months back. So I'd get haggling. I didn't speak to any on that list though. The end product should...

I was backing a view that the disruption to UK ports is primarily as a result of Covid, and using an example of how US ports are also stuffed to back up that point.

I am happy to announce I am NOT...

You missed the sarcasm, I was backing your view, I know it doesn't happen often on Brexit threads :laugh

No, it's Brexit what's doing it. It's even making fruit rot in the USA.

America’s busiest port runs out of room as global shipping chaos mounts

FT did a 'correction coming' article yesterday based on the US markets. But if you are in sensible FTSE shares then the prices are, errrm, quite sensible, I think.

Tesla is quite sensible

See what Barry has got to say.