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  1. In discussions with current role about going...

    In discussions with current role about going perm.

    Money doesn't really matter, it's more the perks and lifestyle that I fight for. In this case the offer of 6 weeks holiday, plus one month a...
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    Tried the airpods and they are rubbish. ...

    Tried the airpods and they are rubbish. Uncomfortable and branding over form. Designed to look like apple stuff, and not designed to actually fit your ear.

    Galaxy buds on the other hand are...
  3. Pay your corporation tax early and get 0.5%...

    Pay your corporation tax early and get 0.5% interest on that.
  4. Poll: I spent 10 years complaining about groin pain to...

    I spent 10 years complaining about groin pain to the NHS doctors. Eventually used my medical insurance to see a private GP, was scanned the next day, 2 hernias.

    Had a nice chat with the...
  5. Isn't IR35 also about tax though? And maximising...

    Isn't IR35 also about tax though? And maximising income?

    This is not a judgement call, I personally maximise my income and pay as little tax as possible. But the point of loans is to avoid tax,...
  6. What is the reason then? I have a few friends...

    What is the reason then? I have a few friends who were caught up in these and 100% they did it for tax avoidance.

    They just thought the benefits outweighed the risks.

    I honestly can't think...
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    How does that work? An agency is free to enforce...

    How does that work? An agency is free to enforce opt in or out as a condition of contract.

    (Whether the opt out is valid is another matter)
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    Going perm in my current role. Lots of...

    Going perm in my current role. Lots of discussions on implications or IR35 etc and it is just easiest.

    Personally I am not worried about HMRC sniffing around at me being outside IR35 then perm as...
  9. Surface pro all the way. Sure they are pricey,...

    Surface pro all the way. Sure they are pricey, but the size, power and battery are the best I have found for any laptop.
  10. What do you see as the core benefit of contracting?

    As per the title really, I've been offered a perm role recently at the place I am contracting*, and am tempted to take it. I'm just ruminating in my head about why I started contracting in the first...
  11. Coming from the agency side I can tell you this...

    Coming from the agency side I can tell you this is untrue.

    Hasn't happened very often but several times at agencies I have worked at we have ended up paying out. There is always a song and dance,...
  12. I'm South African, been living in UK for 20...

    I'm South African, been living in UK for 20 years though. I actually miss the heavy rain...
  13. Cheers. That's what I assumed. I was just...

    Cheers. That's what I assumed. I was just wondering if at some point duration comes into play.



    Yeah, I have no idea how it would be. I stayed with a friend in Thailand for a few days last...
  14. Working from home - in Cambodia. Implications to Ltd company?

    Yeah I know, ask my accountant, but this is more a random musing.

    I contract pretty much entirely so I can control when and where I work, I generally do 3 months on, then go backpack for 2 or 3...
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    I would assume use full tax code PAYE, and for...

    I would assume use full tax code PAYE, and for your LTD only pay yourself dividends. Either way you are going to be a lot less tax efficient than LTD only.
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    Poll: Small clients I always take my own laptop (and...

    Small clients I always take my own laptop (and use my own Power BI license etc to run their reporting.) Big clients without exception require me to use company hardware and use their software...
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    Hey! Not fair. I contract TO agencies running...

    Hey! Not fair. I contract TO agencies running Financial / IT implementation projects. I may work with the devil but I have never got involved in the recruiting side. (Apart from doing IR35 risk...
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    Interesting referral there. I have worked with...

    Interesting referral there. I have worked with them a lot from the agency side. It's unusual to see something that both agencies and contractors seem to like.
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    What issues did you have with Cashplus? I am...

    What issues did you have with Cashplus?

    I am using them at the moment and have been thinking about moving, this could be the kick I need.
  20. Thread: Star gazing.

    by RyanDS
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    It is always close enough to see without a...

    It is always close enough to see without a telescope, in fact it is one of the brightest and easiest objects to see.

    It's around -2.5 at the moment. The brightest stars are only -1.5 or so.
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    Which is directly contradicted by "timesheet...

    Which is directly contradicted by "timesheet (fieldglass) says : approved but M-F (as billable) and sat/sun (as non-billable) as fieldglass by default takes 5 days into billable account and rest as...
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    I thought they were approved, but approved as non...

    I thought they were approved, but approved as non billable?

    Which makes it worth a punt at least if he hasn't opted out of the agency regs to make a claim.
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    On the plus side, if the hours are showing on...

    On the plus side, if the hours are showing on fieldglass (even if not billable) you have proof of hours worked in your favour.
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    Depends on the work. I've had clients where I...

    Depends on the work. I've had clients where I have dropped to 3 or 4 days a week so I could go bill others part time. Usually I just have an honest conversation "You are paying me to do a project,...
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    NI is usually weekly so they are right. Only...

    NI is usually weekly so they are right.

    Only tax is cumulative, NI, student loan etc are for the period they are in.
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    I picked up a sim only from EE 3 weeks ago. 40...

    I picked up a sim only from EE 3 weeks ago. 40 gig data, free BT sport and EU roaming for £14+vat a month which I can't complain about.
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    Some people just use the wrong terminology. My...

    Some people just use the wrong terminology.

    My current role is definitely outside IR35, I am doing an audit and project lead on an implementation. The FD where I am working always refers to me...
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    I don't intend to move every contract, it just so...

    I don't intend to move every contract, it just so happened I had a contract in MK that I was expecting to be ongoing that got canned after 6 months and am now back in London. Going forward I expect...
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    Funnily enough my accountant has come back the...

    Funnily enough my accountant has come back the other way.

    Hotel while looking for flat to rent at the beginning of new contract that is far away from old = temporary and okay.

    If I chose...
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    No, because I lived and worked there. And it was...

    No, because I lived and worked there. And it was undeniably my home or main welling or however you define.

    My reasoning for the question was amongst other things you can claim moving costs etc if...
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    Damn. Makes sense I suppose. I was thinking it...

    Damn. Makes sense I suppose. I was thinking it could be argued that a hotel near work while I looked for a house 15 miles away may be claimable, but I can see the arguments against.
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    Question regarding moving for work

    Before I start, yes I have asked my accountant and am awaiting a response, I just like to also check these types of things on the forum just as they may be niche and a second opinion is always good. ...
  33. To be fair it is never enforced. I've worked in...

    To be fair it is never enforced. I've worked in recruitment (back office) for 20 years and we have always self billed whatever agency I have been with. Even when we have had HMRC audits this was...
  34. Ahem: If you are a VAT registered supplier...

    Ahem:

    If you are a VAT registered supplier
    Setting up a self-billing arrangement
    If one of your customers wants to set up a self-billing arrangement with you, they’ll ask you to agree to this in...
  35. As above. You have the right to be paid, but I...

    As above.

    You have the right to be paid, but I would not force the issue.

    As it stands, likely scenario is you don't get paid, your employer writes you off as a bad event and you "only" have to...
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    In context I think he meant "Lost contracts" not...

    In context I think he meant "Lost contracts" not "Lots".
  37. Quite a substantial benefit indeed. Paid...

    Quite a substantial benefit indeed.

    Paid £1,000 for a week and you pay 89.76 (12% between 160 & 892 then 2% above that.) So £269.28 over 3 weeks.

    Get paid £3000 in one week and you only pay...
  38. Actually the L will be on most tax codes. The W1...

    Actually the L will be on most tax codes. The W1 comes after the L, it doesn't replace it. eg it will be either 1150L or 1150L W1.

    Personally I wouldn't wait for year end, simply contact HMRC...
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    Mobile phone query

    Hi chaps.

    Got an annoying situation with my mobile phone. Just started up my company and started trading. I have a sim only contract under my name, and bought a new phone out of my personal...
  40. For reference that is the standard payslip /...

    For reference that is the standard payslip / remit produced by Tempest, the pay/bill software used by a lot of the larger agencies in the UK.

    Changing the working requires paying a day rate to the...
  41. Many thanks for all the advice guys. Lots to...

    Many thanks for all the advice guys. Lots to look into.

    Ideally I want to be leaving as much money in the company as possible to build up a warchest, the move here for me is to get out of office...
  42. NI isn't like tax. It is company dependant so...

    NI isn't like tax. It is company dependant so your first £117 odd per week in every pay method will be free. Whereas tax free allowance is a one off and is shared between all your pay methods.
    ...
  43. Any recomendations? The contractor ones I have...

    Any recomendations? The contractor ones I have contacted have given very different answers, contradicting each other, and only seem to talk perm or contract, not a mixture.
  44. Working both perm and contracting - best payment method

    Hi All,

    Long time lurker, never posted before as generally the information here is solid and there is no need to delve any deeper.

    However I am in a position where I really could use some...
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