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  1. They don’t have an information security bod which...

    They don’t have an information security bod which I think it part of the problem. What’s laughable is they are. FTSE 350 public limited company
  2. Client storing customers passwords in plaint text

    Ok so I’ve recently started working for a new client which is a SMB consultantancy and it turns out they have a public folder structure with each of their clients config in, including their usernames...
  3. I havent read their manifesto as I have no plans...

    I havent read their manifesto as I have no plans to vote for them but if this news is to believed they will be banning umbrella companies if he gets elected
    Labour pledges to ban umbrella companies...
  4. Let them suffer I say, if they're going to treat...

    Let them suffer I say, if they're going to treat us this badly then let our feet do the talking and walk.

    I'm back in the private sector about a year in PS and I wouldn't consider going back into...
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    Project Deliverables - having a copy

    Why. It recreate the documents from scratch again but on your own computer in your own time and then It's not a client document anymore.

    Granted it might be a pain depending on how many hours...
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    I would say base it on around 40 weeks per year...

    I would say base it on around 40 weeks per year so as to account for holiday periods and downtime between contracts. If your working 48-50 weeks a year each year then you're working too hard [emoji3]
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    Yep my limited company is a Microsoft partner...

    Yep my limited company is a Microsoft partner with the Action Pack. I don't use all their software as I'm not a developer but the O365 and windows server licenses are good for me along with Visio.
  8. When I was first considering contracting I read...

    When I was first considering contracting I read all the guides on this website

    It helped me to understand a lot of elements so I had a bit of a clue what I was letting myself in for. I also...
  9. Why would you work for free for several weeks to...

    Why would you work for free for several weeks to keep the client happy?? You should bill for the days you work, yes you could occasionally do extra hours when required and not bill for them but...
  10. I've recently bought my first bike and so had...

    I've recently bought my first bike and so had thought about whether I would maybe one day use it for commuting to a client, I'm not sure I personally would turn up to an interview or first day on my...
  11. If a organisation like PCG/IPSE doesn't have...

    If a organisation like PCG/IPSE doesn't have enough weight behind it to make government sit up and take notice then I doubt some contractors uniting would make much difference unfortunately.
  12. Yeah I prefer the ignore option rather than...

    Yeah I prefer the ignore option rather than refusing and then having to get into a debate with them as to why I won't provide the information.

    Isn't the legislation just that give HMRC more data...
  13. Past agency requesting NI number and DOB for HMRC records

    So I have had two emails now from an agency I did business with a couple of years ago like the text below:

    We are in the process of making sure all the information we hold is up to date in line...
  14. I didn't have one for one of my contracts and...

    I didn't have one for one of my contracts and when applying for a mortgage my broker wanted the countersigned copy to send to the mortgage company so I had to get back in touch with the agency to get...
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    I did ask her about original question at the...

    I did ask her about original question at the beginning of the post but as she is a trainee she hasn't done that before either. She is going to ask the accountant who she works with but I'd thought...
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    Because of S,D & C? I haven't really thought...

    Because of S,D & C? I haven't really thought about her IR35 status to be honest with her not being an IT contractor and all.

    I'm assuming your suggesting if my ltd co gets investigated for me...
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    My wife is an accountant in training and works...

    My wife is an accountant in training and works for a small accountancy firm, she invoices them through our ltd company as her client so we have multiple income streams and of course she needs a...
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    Yes first year discount which runs out in March....

    Yes first year discount which runs out in March. I didn't register for Vat at all until I was approaching the threshold in my 2nd year of trading.

    No the motorbike is on the way soon when the...
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    I make about £600 per VAT quarter at the minute...

    I make about £600 per VAT quarter at the minute as I'm on 13.5% but when it changes I'll only make about £35 per quarter which hardly seems worth it.

    Also for me I have two cars on business lease...
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    I thought all were going up to 16.5% ? That's the...

    I thought all were going up to 16.5% ? That's the impression I got from reading this article...
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    Switching from FRS to Standard VAT

    I've just started to have the conversation with my accountant about switching off the Flat Rate VAT scheme and onto the Standard VAT way of doing things.

    From what I've worked out the amount of...
  22. I agree, the problem with Audis is they all...

    I agree, the problem with Audis is they all pretty much look the same so you can't tell a 10 year old Audi A4 apart from a brand new one unless you look at the number plate.

    I personally like the...
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    I am with HSBC but not logged in for a few days,...

    I am with HSBC but not logged in for a few days, I'll check it tonight
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    I'd like to think there would be some way of...

    I'd like to think there would be some way of earning better than permie money unless permie money goes up and they meet in the middle. I don't know about others but the reason I went contracting was...
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    Thanks guys I've found the email I got when...

    Thanks guys I've found the email I got when received confirmation of my clearance and is says NPPV 3 / SC which makes me wonder whether it was both.

    I guess the only was for me to find out is...
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    Thanks for clarifying, that is a bit tulip though...

    Thanks for clarifying, that is a bit tulip though as I thought I'd finally got SC clearance and it would open up new avenues to me.
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    NPPV Level 3 same as SC ??

    I recently went through the process to gain NPPV Level 3 as part of my last role which was working for a police force, I thought that this was SC clearance and so have put as such on my CV and been...
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    It just mentions UK workers for Fujitsu in...

    It just mentions UK workers for Fujitsu in general, what I meant by my comment was that a percentage of those will take whatever redundancy payout they get and turn to contracting instead of being a...
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    Fujitsu announced 1800 job losses

    Looks like there is going to be another influx of newbie contractors looking for work soon. Not good news for an already saturated market (in my sector at least)

    Electronics company Fujitsu...
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    It does seem a very strange market at the minute...

    It does seem a very strange market at the minute and has been for a few months.

    I've recently finished a contract and been looking for around 6 weeks now and I'm finding it harder to get to the...
  31. Employment status when applying for credit?

    I just wondered what others put when applying for things like a new credit card as their employment status?

    Would you put yourself as employed or self employed?

    Also would you put your income...
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    I've just spent the last 7 months commuting into...

    I've just spent the last 7 months commuting into London via drive -train -tube/walk which takes around 2hrs one way. It wasn't too bad the 6am start in the summer months but I couldn't do it in...
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    Any of you care to share what your SIPP is...

    Any of you care to share what your SIPP is invested in? A fund or specific companies?
  34. Thanks everyone for the replies, outside of...

    Thanks everyone for the replies, outside of London I don't think I'd consider renting but as there are always a higher percentage of contract roles in London than anywhere else I'm willing to take...
  35. I've found these guys http://www.wedotherest.com/...

    I've found these guys http://www.wedotherest.com/ has anyone come across them before?
  36. Thanks, I've just read that and the key point I...

    Thanks, I've just read that and the key point I saw in that was he rented a 3 bed place and it seems to me that was key in the decision. I would only be looking at a 1 bed flat so I think this should...
  37. From what I've priced up the hotel route works...

    From what I've priced up the hotel route works out about the same or more expensive to pay for 5 nights than it does to be in a rental and with a rental I can leave my stuff there over the weekend...
  38. Thanks I did read about that from another thread...

    Thanks I did read about that from another thread a few weeks ago, what I am uncertain about is handling the additional expenses above the rental amount when the rental agreement doesnt include bills...
  39. Yes normally I wouldnt consider it either but...

    Yes normally I wouldnt consider it either but with it being in central london I'm fairly certain I would find another contract in London and still be able to keep up the rental agreement.
  40. Renting a flat - what about bills and council tax?

    Hi all,

    I'm considering taking a new contract in London and having worked in London for the past 5 months and commutted to and from my house (which is approx 4 hours each day) I've decided if I...
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    Thanks I'll make sure to try and push the rate up...

    Thanks I'll make sure to try and push the rate up [emoji12]
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    I've been doing some more research on it tonight...

    I've been doing some more research on it tonight and I think because of the way I operate my ltd co it's not going to work for me.

    I have two directors in my co and both receive a low salary with...
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    They are a managed services provider and don't...

    They are a managed services provider and don't want their client wanting them knowing their 'staff' are actually contractors I guess.

    If the rate is high enough to make being inside IR35...
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    M4 Managed Services International

    Has anyone got any experience with them? I'm talking to them about a role and already they've mentioned treating their contractors as being inside IR35 (their words) as they expect them to represent...
  45. Don't you need to pay your corporation tax 9...

    Don't you need to pay your corporation tax 9 months after your year end? You'll need your accounts done by then so you know how much to pay, also if you don't have the money sitting in your account...
  46. They rely on ANPR for that but as for whether...

    They rely on ANPR for that but as for whether anyone follows it up to actually pull the car in question...
  47. No I haven't yet as I haven't even done my CBT so...

    No I haven't yet as I haven't even done my CBT so it's just a pipe dream, but one I'm considering doing.

    I was originally thinking I'd do it all personally as its mostly going to be a weekend...
  48. What about the gear like helmet, leathers etc can...

    What about the gear like helmet, leathers etc can this be bought through the company? I've seen it mentioned in this and the previous threat but I didn't see an answer.

    Reason I ask is that I'm...
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    I'm surprised to hear somebody willing to give up...

    I'm surprised to hear somebody willing to give up a contract and invoicing income and swap it for an unknown time period on the bench just because of a little extra travel and inconvenience.

    It...
  50. Yes I was aware of the changes thanks, I know my...

    Yes I was aware of the changes thanks, I know my post may be a bit presumptuous about PS roles but I'd spoke with a few other contractors on site who had similar opinions.

    This post was meant to...
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