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  1. Replies
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    Sticky: At what point does it become misselling and/or...

    At what point does it become misselling and/or fraud. I would have thought it's one or the other.
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    And you know the market is bad when the different...

    And you know the market is bad when the different agencies start undercutting each other and the rate drops with each call.
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    Is that good luck that you get turned down and...

    Is that good luck that you get turned down and don't buy just before a drop or !? I can't see it dropping much myself with such low interest rates.
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    Did you derive that from a chart ?

    Did you derive that from a chart ?
  5. Think that's more of an Aldi thing and it's been...

    Think that's more of an Aldi thing and it's been tulip when I have bought any of it. Food and booze only from Lidl and Aldi.
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    Oil stocks: share prices in this hated sector are...

    Oil stocks: share prices in this hated sector are back at their Covid-19 lows – time to buy? | MoneyWeek

    What does technical analysis think ?
  7. Not a huge amount, you have to keep the kids and...

    Not a huge amount, you have to keep the kids and Mrs under strict control but lockdown means more printing. But I'm now filling them with eBay ink and all is well so far. I got 2 printers for £25 a...
  8. The wonders of Lidl. I was doing the lockdown...

    The wonders of Lidl. I was doing the lockdown shopping and discovered Lidl for the first time, trolly wheels creaking on each visit, not good for the waistline though.
  9. What other motivate can they have but to extract...

    What other motivate can they have but to extract as much money as they can from it ?
  10. The problem with these wheezes is that people who...

    The problem with these wheezes is that people who can't earn a decent wedge elsewhere have already got there and it gets competitive pretty quickly. I've been trying to weigh up the world of printer...
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    Macron has overplayed his hand by holding Brexit...

    Macron has overplayed his hand by holding Brexit to ransom over fish

    A lot to be resolved yet, but I think negotiations will continue until a deal is done. Not sure many believe there is a real...
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    It is certainly a chance, but it won't be...

    It is certainly a chance, but it won't be anything to do with technical analysis.
  13. Sticky: At 55.5 and with an alternative source of short...

    At 55.5 and with an alternative source of short term income you can use a brolly and pay very little NI. National Min Wage with the rest into a SIPP.
  14. :rollin: Try to visualise how much tat you...

    :rollin:

    Try to visualise how much tat you have to shift to keep pace with that contractor meter ticking away quietly at the edge of your desk while you are daydreaming about Plan Bs
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    Pursued for what though if it has no money or...

    Pursued for what though if it has no money or assets left. Only thinking out loud, and gloating a bit as my Ltd is now dead and buried. But it was something I mulled over while awaiting strike off.
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    I wonder if there is any difference to HMRC...

    I wonder if there is any difference to HMRC between being 'closed' and having an empty bank account and in the process of closing.
  17. I wouldn't class the potential saving as a cause...

    I wouldn't class the potential saving as a cause for 'extreme motivation' if they have been able to build up £150K ie. they aren't skint. Certainly not enough to make you change your life completely...
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    Take it and hand in your notice after a month....

    Take it and hand in your notice after a month. Simple.
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    If the rate offered is OK then sounds spot on to...

    If the rate offered is OK then sounds spot on to me. Paid interview in hard times.
  20. Replies
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    First ad for £270 a day in my skillset today....

    First ad for £270 a day in my skillset today. It's been there a few times in the past, it has always recovered quickly when things pick up, whenever that may be.
  21. The numbers make it such a no brainer it's crazy...

    The numbers make it such a no brainer it's crazy not to use direct SIPP contributions, IR35 has made it even more of a no brainer if you have spare cash. If you don't trust the UK rules then not sure...
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    I think what happens to Trump will have little or...

    I think what happens to Trump will have little or no influence on the FTSE 100.
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    Any theories ? I'm assuming it's to keep pressure...

    Any theories ? I'm assuming it's to keep pressure on for a 'hard' Brexit but ?
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    Torygraph hates the current govt with a passion.

    Torygraph hates the current govt with a passion.
  25. Replies
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    Are you closing your Ltd down ? Rightly or...

    Are you closing your Ltd down ? Rightly or wrongly I kept my IPSE membership going until my Ltd was closed but I won't bother at the next renewal.
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    [QUOTE=Rearden Metal;2815947]This thread is just...

    [QUOTE=Rearden Metal;2815947]This thread is just a virtual padded cell with some lunatic babbling inanely in it.QUOTE]

    Had a few months away from it and I did think something along those lines...
  27. Replies
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    All financial gurus are just guessing. Their tips...

    All financial gurus are just guessing. Their tips have been mixed but they got the biggest call right by saying the govt money printing would prop up US and UK shares.
  28. HS300 Non-residents and investment income (2017)...

    HS300 Non-residents and investment income (2017) - GOV.UK

    I think it used to be that you could pay out the dividends with no extra tax in the UK. Not sure now but think it'll be in that lot above....
  29. You can use the 7.5% on the lower tax band, so it...

    You can use the 7.5% on the lower tax band, so it would be done in 3 years.
  30. I'd look into withdrawing the funds over a few...

    I'd look into withdrawing the funds over a few years on a UK tax return at the 7.5% rate. You are only looking at £10k or so if it's doable.
  31. Thread: Accountsnet

    by rootsnall
    Replies
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    JSA just took over the brolly I am using. They...

    JSA just took over the brolly I am using. They are processing my first week any day now and I'm on high alert. They get a tiny fixed margin so I'm wondering how / when they'll try to get some more...
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    UK stocks will bounce back – make sure your...

    UK stocks will bounce back – make sure your portfolio is adequately positioned | MoneyWeek

    These lot have been there or thereabouts on their calls through Covid times. You could always rely on...
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    Agreed, done many moons ago to shrink gaps...

    Agreed, done many moons ago to shrink gaps dossing/backpacking when contracting meant you could take 6 months a year off. I withdraw that advice.
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    If anything Brexit will generate IT work in the...

    If anything Brexit will generate IT work in the short term.
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    That's making me sweat even though my Ltd is now...

    That's making me sweat even though my Ltd is now no more.

    Back in student days I used to work for a very dodgy geezer doing bar work at shows and carnivals. We had a full on VAT raid, big blokes...
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    Ex accountant eventually responded, problem...

    Ex accountant eventually responded, problem solved.
  37. Replies
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    Agree, it's all about the 'skills'. If you are...

    Agree, it's all about the 'skills'. If you are seeking permiedom on the open market it might be worth chipping a month or two off older gaps by adding an extra month either side.
  38. I hope you have not lured my mate into a life of...

    I hope you have not lured my mate into a life of virus hell
  39. What payment terms are you on ?

    What payment terms are you on ?
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    When the TFN first came in I forgot about a few...

    When the TFN first came in I forgot about a few dollars of interest, had an email within days :grin
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    Yes should be easy enough I guess. Years ago in...

    Yes should be easy enough I guess. Years ago in Oz they brought in a Tax File No system and you can't sneeze without providing one. Works wonders for tax collection I think.
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    What sort of ID do you need to provide to rent...

    What sort of ID do you need to provide to rent via Airbnb ? National Insurance No. ? It might not be that easy for HMRC to pin it down on a simple search.
  43. Replies
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    That's the paperwork I don't have but I am...

    That's the paperwork I don't have but I am endeavouring to find out.
  44. Replies
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    I think I'll stick with 'ask your accountant'. :)...

    I think I'll stick with 'ask your accountant'. :)

    I have but I think they are in a state of flux as we speak, I simply need to get the final dividend figure from them. The chances of having to...
  45. Replies
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    No, you empty that before you even apply for...

    No, you empty that before you even apply for strike off. After the final accounts it gradually emptied as I paid tax etc but the 2 significant payments to me were £19K and circa £11K, the £11K was...
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    Yes it got struck off last week. The question as...

    Yes it got struck off last week. The question as simple as possible is can I tinker with the final dividend figure and then produce the missing paperwork if and when required, or should I follow the...
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    ask your accountant !!!

    I would but I have closed my Ltd and the former accountant is elusive as we speak. I just want to understand matters for when I do get through to them. I closed my Ltd earlier this year. The downside...
  48. I think as long as you comply with Min Wage rules...

    I think as long as you comply with Min Wage rules you can put as much as you want in. I have had a setup where the umbrella did a calc of hours worked times NMW and the rest into my SIPP. But I just...
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    No more :emb than that. There was no box to start...

    No more :emb than that. There was no box to start with. The little 'magic eye' is the box but the kids were adamant there was a proper box. Needed some wire tinkering and all was well. Let my...
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    Just to close off this thread !!!! Feeling very...

    Just to close off this thread !!!! Feeling very foolish. The bloke from Sky didn't nick anything, don't listen to your kids and don't be an idiot and jump to conclusions...
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