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  1. Replies
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    This is the area my missus would want to live....

    This is the area my missus would want to live. :eek

    Studio apartment for sale in Strathmore Gardens, Kensington, London, W8, W8
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    I haven't lived anywhere "a bit salty" since I...

    I haven't lived anywhere "a bit salty" since I was a student, in Manchester, 40 years ago. I would cry paying £550k to live somewhere like that.

    But then I don't really get the appeal of London...
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    Jesus christ, £550k for a 2-bed flat to live like...

    Jesus christ, £550k for a 2-bed flat to live like that.

    I'd rather be in a bedsit in a nicer area.
  4. (The above user "matrix" only joined this month,...

    (The above user "matrix" only joined this month, and this is their first post.)

    How much are WTT charging people to deal with it?

    What do people get for that fee?

    And, more to the point, who...
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    My missus says she would only live in London if...

    My missus says she would only live in London if she could be in one of the quiet back streets in Kensington.

    Unfortunately, I doubt we could swap our current house for a bedsit (sorry, studio...
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    That is so true. Maybe some of the posters who...

    That is so true.

    Maybe some of the posters who seem like twats aren't twats in real life.

    Not that I want to meet any of them to find out mind.
  7. Oi, just because someone's a brexiter, doesn't...

    Oi, just because someone's a brexiter, doesn't mean there's anything wrong with them being a blatant hypocrite at the same time.

    There's one here, who voted to leave, who's already got himself an...
  8. At the end of the day it's very simple. Total...

    At the end of the day it's very simple.

    Total up everything you receive from the so-called "umbrella", and put the figure into here:

    Tax Calculator | UK Tax Calculators

    If you're paying less...
  9. Here is the killer... Even if an arrangement...

    Here is the killer...

    Even if an arrangement is apparently watertight, HMRC can either:
    (a) hit it with the GAAR (google it)
    OR
    (b) get the Government to introduce retrospective legislation...
  10. Give it a try, and come back here in a few years...

    Give it a try, and come back here in a few years and tell us how it worked out.

    Just don't expect any sympathy if HMRC are on your back.
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    Second home owners are in for a frosty reception....

    Second home owners are in for a frosty reception.

    https://www.itv.com/news/westcountry/2020-04-27/owners-of-holiday-lets-in-cornwall-have-claimed-50m-of-government-coronavirus-grants

    "Holiday...
  12. Any arrangement which means you pay less tax...

    Any arrangement which means you pay less tax and/or NI than full PAYE is seriously asking for trouble.

    From painful personal experience, this is how it goes:

    1) for the first year or so...
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    *** depending on your age, you could be 6' under...

    *** depending on your age, you could be 6' under by the time HMRC get around to it.
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    PS... If you've got the money put on one side...

    PS...

    If you've got the money put on one side to pay them, you could invest some of it and see if you can grow it.

    They're only charging 2.6% (BoE base + 2.5) late payment interest, and rates...
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    I think it's too early to call. Recession is a...

    I think it's too early to call.

    Recession is a certainty but could a depression be on the cards?

    I hate to think what unemployment could peak at. :(
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    Even if social distancing doesn't impact...

    Even if social distancing doesn't impact businesses too much, the other big unknown is...

    Will people go back to normal levels of spending any time soon?
  17. Might as well do no deal. Seems like as good a...

    Might as well do no deal. Seems like as good a time as any to go for it.
  18. Replies
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    V was only ever a vishful dream by the powers at...

    V was only ever a vishful dream by the powers at be.

    How many of the 8.5 million furloughed will end up unemployed when the scheme is curtailed?

    How many businesses are not viable with social...
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    If you pay the LC then sit tight, and do nothing,...

    If you pay the LC then sit tight, and do nothing, it could be many years before you'd have to pay.

    God knows how HMRC are going to deal with tens of thousands of open cases across dozens of...
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    Yes but, if he got rid of Cummings, who would do...

    Yes but, if he got rid of Cummings, who would do the work of Prime Minister?
  21. Replies
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    It's a secret squirrel thing. :wink

    It's a secret squirrel thing. :wink
  22. Replies
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    Has Cummings got dirt on you too?

    Has Cummings got dirt on you too?
  23. Replies
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    There's something for everyone. A new bull...

    There's something for everyone.

    A new bull market has begun
    It's just a bear market rally
    All the money being created will send stocks to new all time highs
    We're entering a depression...
  24. Lockdown itself not grim enough for you? :grin

    Lockdown itself not grim enough for you? :grin
  25. Replies
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    Or just live with massive debt, like they do in...

    Or just live with massive debt, like they do in the US. Maybe treat it like a war loan. Interest rates are dirt cheap, so it won't cost much to service. We may be in for a good dose of inflation at...
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    Won't the £350m/week we'll be saving, after...

    Won't the £350m/week we'll be saving, after 1/1/21, cover it?
  27. Same here but I bought a shed load of flour...

    Same here but I bought a shed load of flour before the lockdown. :ohwell
  28. Nope. Tried it with, and without, and couldn't...

    Nope. Tried it with, and without, and couldn't taste much difference.
  29. Lazy arse method of making bread (if you don't have a breadmaking machine)

    I've been making bread this way for several weeks and the results are pretty consistent. The loaf produced is a bit of an odd shape (round and squat) but, if you can live with that, it's fairly...
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    Can't argue with much of that. The LC was...

    Can't argue with much of that. The LC was hatched because "they did f**k all" for umpteen years.

    If HMRC were put in charge of mucking out a herd of elephants they'd leave it until they had a...
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    It also buys you a lot* more time than if you...

    It also buys you a lot* more time than if you were facing the LC cliff edge.

    *at the speed HMRC go, it could be years
  32. Replies
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    Loan charge and open enquiries are separate...

    Loan charge and open enquiries are separate issues. The loan charge even clobbered closed years.
  33. Replies
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    Because people must be still falling for it.

    Because people must be still falling for it.
  34. Replies
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    Not exactly true. It's taken a huge number of...

    Not exactly true. It's taken a huge number of people out of scope of the loan charge, which is a pretty big achievement by LCAG et al.
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    Billionaire hedge fund investor Paul Tudor Jones:...

    Billionaire hedge fund investor Paul Tudor Jones: Bitcoin is a ‘great speculation’

    There's a research report attached "The Great Monetary Inflation.pdf", co-authored by Jones, which may be of...
  36. Is this 5% their latest "discounted offer"? ...

    Is this 5% their latest "discounted offer"? Wasn't it previously 12% or some other arbitrary figure?

    Also, what happened to Gladstones acting as their "debt" collector? Perhaps they've done what...
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    Jesus, which side of the bed did you get out of...

    Jesus, which side of the bed did you get out of this morning?

    Google furlough 7.5m if you want an alternative.
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    7.5 million jobs furloughed

    UK furlough scheme extended until end of October | Sharecast.com

    If you include the public sector, the State is now paying the wages of well over half the working population.

    No wonder they're...
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    It's the first step on the road to normal. ...

    It's the first step on the road to normal.

    Think of it like a journey, say from Bristol (J20) to London (J1) on the M4.

    This first step takes us to J19.

    One day we'll reach the sunny uplands...
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    FTFY

    FTFY
  41. A lot of Americans think the same of Trump....

    A lot of Americans think the same of Trump. :freaky:
  42. Replies
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    Chillis

    Currently growing Prarie Fire, Apache and Demon Red in 6" pots on a south-east facing windowsill. When the sun is out, they get about 6 hours per day (7am - 1pm). Not sure if that's enough?
    ...
  43. I've seen numerous cases, over the years, of HMRC...

    I've seen numerous cases, over the years, of HMRC trying it on with individual scheme users.

    An alternative to using a tax advisor, or accountant, is to complain to your Member of Parliament. ...
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    Scoots may well have the last laugh if it does do...

    Scoots may well have the last laugh if it does do another moonshot.

    Although I'm not sure who's going to propel it this time. I can't see joe public piling in like they did in 2017.
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    Everest isn't 29,000 feet. It's only 17,000...

    Everest isn't 29,000 feet.

    It's only 17,000 feet because that's the support area.
  46. Other people have reported HMRC doing this and...

    Other people have reported HMRC doing this and wanting a second bite of the cherry. Fecking cheek.
  47. Replies
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    Which scheme was this?

    Which scheme was this?
  48. Replies
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    I don't know how long MH, and the other groups,...

    I don't know how long MH, and the other groups, have been in litigation, but it does seem WTT are last to get anywhere near a court.

    MH's spanner might just turn out to be a positive thing. ...
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    Oh, and BTW... If you think Saleos doesn't...

    Oh, and BTW...



    If you think Saleos doesn't know his stuff, then go find out who he is in conference with.
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    (1) So, WTT have to keep it all a closely guarded...

    (1) So, WTT have to keep it all a closely guarded secret until the day of the court hearing? Then they can ambush HMRC with the "secret weapon"? :rolleyes:

    (2) Yes right, and get fobbed off with...
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