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  1. Replies
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    If you don’t believe this is possible, I suggest...

    If you don’t believe this is possible, I suggest do your own investigation.

    My look has not been as exhaustive as that list, but I know some on it defiantly do pension salary sacrifice into a...
  2. Replies
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    612

    Did you offer to invoke the substitution clause...

    Did you offer to invoke the substitution clause in your contract and send iin a replacement?
  3. I believe this has been asked before, and the...

    I believe this has been asked before, and the answer is yes :)

    Some Umbrella's do allow you to pay into your own pre-existing Pension. See:
    ...
  4. Apologies, yes, mistaken identity. I have deleted...

    Apologies, yes, mistaken identity. I have deleted that part of my post.
  5. Replies
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    553

    Can you explain what you mean by that? A number...

    Can you explain what you mean by that? A number of Umbrellas can pay directly into your own (pre-existing) scheme and I can't see how it would be different from that point on.
  6. Replies
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    Was this on principal, or because the day rate on...

    Was this on principal, or because the day rate on offer for an Inside role was too low compared with your "normal" rate?
  7. I did forget to thank you for that time you spent...

    I did forget to thank you for that time you spent reviewing my working practices with my client. So, thank-you. Where do I send the invoice? The IR35 determination based on that work will be in the...
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    Exactly. People will who take the LinkedIn post...

    Exactly. People will who take the LinkedIn post at face value will presume they're ok to go from outside to inside at the same client, but I bet HMRC would claim that's not a retrospective look.
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    Unless they stop using the word retrospectively...

    Unless they stop using the word retrospectively in such sentences, this means nothing. HMRC's dictionary definitions are different from others.
  10. I believe NASA do what you want TomHorner, for a...

    I believe NASA do what you want TomHorner, for a £5 supplement per week (base rate is £17.50)
  11. And to that that analogy further, the tree-shaker...

    And to that that analogy further, the tree-shaker does not care if some fruit gets damaged in the fall. They just squeeze it and extract what they can.
  12. Replies
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    1,349

    No you're not - you didn't even try to search,...

    No you're not - you didn't even try to search, did you :p
  13. Is a renewal at an existing client a new...

    Is a renewal at an existing client a new engagement. My bet says HMRC says no.
  14. Do you think we should tell him?

    Do you think we should tell him?
  15. I'm not sure about that. Wouldn't a council be a...

    I'm not sure about that. Wouldn't a council be a PS body?
  16. Replies
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    Caveat emptor. As always, its the little guys...

    Caveat emptor. As always, its the little guys that suffer.
  17. Replies
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    Risky to who, though? I'm sure they determined it...

    Risky to who, though? I'm sure they determined it was less risky to them and peddled away.
  18. Sticky: Yes, it makes sense if hiring an inside Payroll...

    Yes, it makes sense if hiring an inside Payroll consultant is going to cost your end client extra 300-400 a day but i simply don't think many people are in a position where they're not easily...
  19. Thread: Useful tool

    by Paralytic
    Replies
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    1,249

    Do you log any information about who submits the...

    Do you log any information about who submits the information, in case an authority comes requesting? Do people need to register details in order to add details?
  20. Sticky: Whilst many people say this, i suspect in most...

    Whilst many people say this, i suspect in most cases people have gone contracting for the ££££s, but with the side-benefit of no politics, annual goals, performance reviews etc.
  21. Replies
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    Do you mean the ones that use Excel, the ones...

    Do you mean the ones that use Excel, the ones that use Python or the ones that use R? ;)
  22. Replies
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    Without giving more details, such as the day rate...

    Without giving more details, such as the day rate for Umbrella (and whether that is gross or net of employer deductions) and the FTC terms, I'm not sure how you can expect anyone to give any advice....
  23. I really don't think it's because the clients are...

    I really don't think it's because the clients are disorganised. It because they want flexible workforce that they can manage in the same way they would manage employees, but without the additional...
  24. Replies
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    566,506

    Yes, proving that job titles mean very little....

    Yes, proving that job titles mean very little. You can say you do X, but X at one company can be a fairly different role from X at another company.
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    Proving that job titles mean very little.

    Proving that job titles mean very little.
  26. I'm not sure what it is either, but the answer is...

    I'm not sure what it is either, but the answer is "no-one here can tell you if HMRC is going to investigate you"
  27. Replies
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    Unless your payment terms are less than 1 week,...

    Unless your payment terms are less than 1 week, do you realise that your final month's invoice (paid after April 6 2020) is covered by the new legislation and your client will have to make a...
  28. Replies
    2,885
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    566,506

    I love job titles. I remember when people who...

    I love job titles. I remember when people who wrote SQL were called SQL developers. Now people who write spreadsheets are Data Scientist.

    My uncle was a Highway hygienist.
  29. How could that work when the contract is between...

    How could that work when the contract is between a Ltd Company and an agency. How could the liability be transferred to the contractor?
  30. Who is you here? And why would anyone sign a...

    Who is you here?

    And why would anyone sign a contract (even if considered as unenforceable by some) which would put them at that risk when it would likely be something outside their control that...
  31. Replies
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    £800 p/d is a pretty good rate for Glasgow, even...

    £800 p/d is a pretty good rate for Glasgow, even if Inside IR35.
  32. Whilst I agree with the principal that a...

    Whilst I agree with the principal that a client/agency should not be able to simply pass on any risk via a clause in the contract, what specific rights are being signed away, given this is a...
  33. Replies
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    @mogga71, You need to provide the link or context...

    @mogga71, You need to provide the link or context of that quote from Clarity. It sounds like its not talking about salary sacrifice, but of paying into a pension pot from your net pay.
  34. Sticky: I'd be honest but only add the details of your...

    I'd be honest but only add the details of your previous indiscretion if any of the questions mean you should be providing such information.

    No-one here can tell you whether that indiscretion will...
  35. Sticky: It will be interesting to hear what Clarity say,...

    It will be interesting to hear what Clarity say, as the collateral they sent me at the end of last year said:

    "You are entitled to 28 days holiday each financial year (per annum pro rata) shown as...
  36. Replies
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    Wow, why did no-one think of this before!

    Wow, why did no-one think of this before!
  37. Sticky: As far as I aware, the closure of the Swedish...

    As far as I aware, the closure of the Swedish Derogation "loophole" is to protect workers, not to stop the flexibility that umbrellas provide in allowing employees to take their holiday pay as it is...
  38. Sticky: Umbrellas do provide the option of both getting...

    Umbrellas do provide the option of both getting the holiday pay each month, or to have it accrued and paid out when time off is taken. The default illustration seem to be that holidays are accrued...
  39. Replies
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    I agree it good to make clear your not an...

    I agree it good to make clear your not an employee, but this just opens you up to derision.

    On site I'm wearing a uniform which I've designed myself. Uses my business logo, company name and...
  40. Replies
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    Any idea what interest rate they use? Could be...

    Any idea what interest rate they use? Could be better than most savings account, even 1 year notice ones.
  41. Replies
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    Is it also the case that if the actual income is...

    Is it also the case that if the actual income is less than the projection, we earn interest on the difference? I'm sure that happened to me a few years ago and will leave my artificially high if it...
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    (my bolding) Did they provide details on how...

    (my bolding)

    Did they provide details on how that would work? The end client is the one making the determination and the one at risk if they haven't taken "reasonable care" in doing so. They can't...
  43. Its illegal to say that!

    Its illegal to say that!
  44. I was once given 4 weeks notice that my contract...

    I was once given 4 weeks notice that my contract was ending early, due to the project being canned for funding reasons. I didn't let on that they didn't need to do that and I spent most of my...
  45. Replies
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    Any 16 year old would be rightfully offended at...

    Any 16 year old would be rightfully offended at the suggestion that they'd drink Lambrini.
  46. Thread: Offpayroll

    by Paralytic
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    1,257

    Its not just inaccurate, its blatantly wrong. I'd...

    Its not just inaccurate, its blatantly wrong. I'd be worried if that was my accountant.



    And even mores when they know it is wrong but still keep the information up and try to defend it as...
  47. Replies
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    Are you 100% sure it is your client that needs to...

    Are you 100% sure it is your client that needs to make the determination?
  48. Replies
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    My experience in big companies is that the data...

    My experience in big companies is that the data scientists are told the expected results and are asked to produce a model that shows that result.
  49. Replies
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    Yes, there is potentially a niche there. Whether...

    Yes, there is potentially a niche there. Whether you can capitalise on that, with the level of understanding you have of the industry, and the business acumen you possess, is the real question you...
  50. Thread: Payeworx

    by Paralytic
    Replies
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    1,107

    I made it clear to them (via email) that I was...

    I made it clear to them (via email) that I was doing an initial look across the market as I wanted to know if they allowed increased pension contributions vis salary sacrifice, but they still said...
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