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Type: Posts; User: l35kee

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  1. Replies
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    Was this with an 8-4, or later?

    Was this with an 8-4, or later?
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    I'd be avoiding the m60 completely, I'm honestly...

    I'd be avoiding the m60 completely, I'm honestly afraid of a manc to Leeds commute lol.
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    Annnnd I just realised I wrote East rather than...

    Annnnd I just realised I wrote East rather than West Manchester... :tired

    Those times are going through Lymm then joining the M56 at junction 9 which seems to skip some of the worst of m56/m60.....
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    West Manc to Chester Commute?

    Any of you fine fellows done this M56 commute lately?

    Google Maps is telling me 45mins to 1h there and 50mins to 1hr20 back on the 36mile trip 8-4.

    Never driven it before, any real life...
  5. Had this conversation recently: Them: what...

    Had this conversation recently:

    Them: what rate on you on at the minute.
    Me: I'm looking for £xxx.
    Them: so you're on £xxx now?
    Me: as I said, I'm looking for £xxx.

    Think he was just fishing...
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    It's not usually about saving money either. It's...

    It's not usually about saving money either. It's usually driven by the hiring manager envy. This is too why I became a contractor!
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    I take a picture of my receipts on the FreeAgent...

    I take a picture of my receipts on the FreeAgent app as soon as I get them. Icant imagine why you'd do anything else if you want a sane life.
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    Yeah, go FreeAgent. Most of us get it included in...

    Yeah, go FreeAgent. Most of us get it included in the package of our contractor friendly accountants.
  9. This mentor is not your friend. In fact I am...

    This mentor is not your friend. In fact I am assuming he actually doesn't like you at all, and is taking advantage of you totally and completely.

    There is no risk to him. He cannot lose his...
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    What is the notice period? I wouldn't use the...

    What is the notice period? I wouldn't use the word "guaranteed" if it's outside of IR35!

    Sent from my SM-G955F using Contractor UK Forum mobile app
  11. Both are fine. You can afford an accountant, go...

    Both are fine. You can afford an accountant, go get one!

    Sent from my SM-G955F using Contractor UK Forum mobile app
  12. Replies
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    Because you mentioned 12 months.. Is this a...

    Because you mentioned 12 months.. Is this a "contract" contract or a fixed-term contract? Are you using your Ltd?

    Sent from my SM-G955F using Contractor UK Forum mobile app
  13. As she has always been a shareholder, shouldn't...

    As she has always been a shareholder, shouldn't she have always done a SA as well?
  14. Replies
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    Echoing this. Part of my current contract has...

    Echoing this. Part of my current contract has been educating the client on what a BA is and where they can add value. I don't think they quite realised both what they wanted or what they needed.
    ...
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    If you're on a day rate, tell your account how...

    If you're on a day rate, tell your account how many days your worked. That's all they need. No time sheet or anything required.

    But yeah it's so easy to send an invoice.. I can see why an...
  16. Replies
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    Similar position that I was in. I was moving up...

    Similar position that I was in. I was moving up in permie role but that meant more people management, and less doing. The more money I wanted, the more the balance tipped in the management direction....
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    For £48k permie vs £350 a day. Couldn't you work...

    For £48k permie vs £350 a day. Couldn't you work for 6 months and take 6 months off in the year? Being a contractor allows me to take more time off, not less?
  18. Yes. FreeAgent.

    Yes. FreeAgent.
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    Everything about their website is horrid. Is that...

    Everything about their website is horrid. Is that a comic sans in italics logo? Not to mention their comparisons table to other accountants. Or the 90% take home proclaimation.
  20. Replies
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    That's a pretty simple thing for your accountant...

    That's a pretty simple thing for your accountant to get wrong?
  21. SGs package is great, insurance plus 2nd...

    SGs package is great, insurance plus 2nd shareholder accounts. Didn't realise qdos did accounting tbh.
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    I have income protection, but it's designed for...

    I have income protection, but it's designed for incapacitation. If you're an Ltd Director, don't think you understand the term unemployment!
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    Agreed lol. I got asked how many hours I am...

    Agreed lol. I got asked how many hours I am contracted to work the other day by the end client (I answered none). Seems like client pays Agency 1 an hourly rate, but I'm obviously a daily rate. No...
  24. You don't know what you don't know lol....

    You don't know what you don't know lol. Personally I wouldn't make any decisions based in what we bunch of clowns tell you. I pay someone to make sure this happens properly!
  25. Replies
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    Pretty standard arrangement tbh. Client deals...

    Pretty standard arrangement tbh. Client deals with a single agent (less POs, better rate negotiation, etc).

    Fill in the two timesheets, invoice and don't worry.
  26. Replies
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    One of the permies at a previous contract on a...

    One of the permies at a previous contract on a few occasions said he had to "nip out to his car for a meeting". He left about a month later. Still laugh at his straight face when he said it.
  27. 7.5 + 0.5 usually

    7.5 + 0.5 usually
  28. Replies
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    £0, in fact it was probably negative lol, had a...

    £0, in fact it was probably negative lol, had a stay at home wife and 2 toddlers to support too.

    3 month notice period meant I had to quit before having a role lined up. Oh, and I was going on...
  29. As others have said. Every now and then is fine....

    As others have said. Every now and then is fine. But if it's an expectation I would want that reflected in an increased rate.
  30. Introduce yourself to them as a contractor...

    Introduce yourself to them as a contractor working on behalf of whoever. Then forget about it.

    Unkess the issue is you don't want to and are looking to use IR35 as an excuse (which is what NLUK...
  31. You're going off to so more research around the...

    You're going off to so more research around the security implications of using a debit card?
  32. Replies
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    Part of the reason I became a contractor was...

    Part of the reason I became a contractor was because I was being promoted, and promotion means managing people. So not only did I have to sit through this crap with my line manager, I actually had to...
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    Hmmmm...

    Hmmmm...
  34. Replies
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    Oh man, OK this is my last comment then! If...

    Oh man, OK this is my last comment then!

    If the company didn't pay for it, I'd be paying for it out of my personal bank account that has already been taxed.

    My point has nothing to do with any...
  35. Replies
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    Oh I'm aware of that yes. Typically a small sum...

    Oh I'm aware of that yes. Typically a small sum which the employee can pay more to increase the coverage of, but it of course differs depending on the employer.

    In any case my comment was in...
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    You guessed wrong.

    You guessed wrong.
  37. Replies
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    Oh right lol, can't account for that but my...

    Oh right lol, can't account for that but my phone, life insurance, income protection, accountant, milage all adds up. About £200 a week.
  38. Replies
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    Claim more actually/sadly. Its something like...

    Claim more actually/sadly. Its something like £243 a month per employee.
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    First ever contract ends tomorrow after a year...

    First ever contract ends tomorrow after a year long contract coming from permie world.

    In the last 2 weeks I've applied for like 25 roles online, I'm sure most of then weren't active.

    Spoke to...
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    Childcare :'(

    Childcare :'(
  41. Replies
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    It isn't a profit. But paying for a mobile phone...

    It isn't a profit. But paying for a mobile phone through the business rather than personally I would include in an income figure.
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    It doesn't. I never said all expenses were...

    It doesn't. I never said all expenses were income. I've made that abundantly clear. My assertion is that it is incorrect to label all expenses as not being income, when many are used in order to use...
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    Importance of soft skills depends on the line of...

    Importance of soft skills depends on the line of work. And most would benefit from better soft skills, even if you're a programmer working remotely.
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    Or go to an internet cafe or his local library....

    Or go to an internet cafe or his local library. It doesn't matter, we're too into specific examples, doesn't disprove anything.
  45. Ahhh! I think that point was actually lost on us...

    Ahhh! I think that point was actually lost on us ppl.
  46. Replies
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    The main point I'm making is that it's inaccurate...

    The main point I'm making is that it's inaccurate to say expenses are not part of your income. In a lot of cases they are. Even things like mobile phone, you'd probably have a personal one as well as...
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    Those are the exceptions though. Come on, you...

    Those are the exceptions though. Come on, you know I don't mean those sort of travel costs obviously. Mileage, lunch, childcare, mobile phone, etc, etc, etc. It's money you get without paying tax...
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    Good! Exceptions are useful to prove the rule.

    Good! Exceptions are useful to prove the rule.
  49. Replies
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    That wasn't my point and you know it!

    That wasn't my point and you know it!
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    Apart from the obvious* Laptop expense is...

    Apart from the obvious*

    Laptop expense is income**
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