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  1. Replies
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    Why did you not get these people in at the start...

    Why did you not get these people in at the start in that case?
  2. You can put these regulated investments into...

    You can put these regulated investments into auction and cash them out today if you want - There are long term companies that buy these and wait for the person living there to die
  3. Could she send in a substitute??

    Could she send in a substitute??
  4. Replies
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    Nice information thanks for sharing ��

    Nice information thanks for sharing ��
  5. Replies
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    Bitcoin will go down as the biggest waste of...

    Bitcoin will go down as the biggest waste of electricity in the 21st century

    This is going to zero!
  6. Thread: Ir35 2020

    by 1 Jack Kada
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    40,629

    Exactly - Big companies wont want the hassle of...

    Exactly - Big companies wont want the hassle of giving outside IR35 contracts in much the same way as they insist on using agencies even if you were referred by an existing employee

    Its even made...
  7. Thread: Ir35 2020

    by 1 Jack Kada
    Replies
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    40,629

    Back to the topic - The only saving grace from...

    Back to the topic - The only saving grace from all of this is that things become inside IR35 but somehow rates increase to offset the extra taxation

    Personally I dont see it so I think most of the...
  8. Thread: Ir35 2020

    by 1 Jack Kada
    Replies
    166
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    40,629

    On what sort of salary expressed in gbp? 13%...

    On what sort of salary expressed in gbp?

    13% of 30K is not great = 13% of 300K is better
  9. Thread: Ir35 2020

    by 1 Jack Kada
    Replies
    166
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    40,629

    If you want perm type benefits and be left to...

    If you want perm type benefits and be left to what you are good at then just go perm today 😌. No one is stopping you

    This is the end of contracting as we have known it. And the government...
  10. I used transferwise for regular fx currency...

    I used transferwise for regular fx currency conversions to the UK.

    1) You can only send GBP to UK accounts - I have a GBP account in a different country and they wont do fx in those...
  11. You should be asking for 1000 CHF a day - And...

    You should be asking for 1000 CHF a day - And dont try to sleep in a car or caravan - I have heard some people try this and they get caught
  12. The first time I have seen a thread in General...

    The first time I have seen a thread in General worth reading. Thank you for this
  13. Replies
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    Actually it was 400pence when it IPOd in 2013 -...

    Actually it was 400pence when it IPOd in 2013 - Now it is 45 pence

    Thats a drop of 87% - Impressive

    Personally I dont understand Foxtons - They used to sell upmarket properties for time poor...
  14. Replies
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    What are you trying to achieve here? Work part...

    What are you trying to achieve here? Work part time in IT and part time i dentisry>?

    If yes why exactly? Denistry is much more stable - Stay there
  15. This is what suprises me as well - Dont we have...

    This is what suprises me as well - Dont we have dimprawn claiming he sits at home and burns fifties in the fireplace to keep warm at night?

    25K savings from two years is not very good is it
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    "are people here buying more or selling down"

    "are people here buying more or selling down"
  17. Replies
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    BTL In This Enviroment

    With S24, EPC rules and plenty of red tape are people here buying more or selling down

    The london auction tells a really bad story - Today Barnard Marcus has tons of unsold flats mostly in London...
  18. Good advice and dont get married again !!

    Good advice and dont get married again !!
  19. Replies
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    Amazing you read it this way - this is terrible...

    Amazing you read it this way - this is terrible news if you ask me - Plenty of desks will be closed

    IT systems decommd, plenty of people on bench
  20. Replies
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    Deutsche Bank

    https://www.bloomberg.com/news/articles/2018-04-26/deutsche-bank-to-reduce-investment-banking-in-focus-on-europe

    Germany’s largest lender will scale back U.S. rates sales and trading, reduce the...
  21. Replies
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    Probably Autosys job definition error that caused...

    Probably Autosys job definition error that caused it to go wrong like RBS :tongue

    How these guys dont do rehearsals and roll back I just dont know.

    Whats to bet they dont have a proper dev...
  22. Replies
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    I love it - Paying people 600 a day is cutting to...

    I love it - Paying people 600 a day is cutting to the bone :)

    Try cutting it to 60 a day and see how it means to be to the bone
  23. Replies
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    Thats a very small house indeed and thats from me...

    Thats a very small house indeed and thats from me living in london!

    What will you do with the cash and wy is BTL so hard for you?
  24. All you experienced contractors please be aware...

    All you experienced contractors please be aware that this can happen to a perm in the first two years of work :laugh

    So stop coming out with all the risks you take to warrant an increased day...
  25. Replies
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    For all those contractors who in the past have...

    For all those contractors who in the past have beaten their fists claiming they are real businesses because they are doing "contract" work or because they bring a lunch box with their LTD name on it...
  26. Replies
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    depends where the flat / house is? central...

    depends where the flat / house is? central london and online is good because theres lots of demand

    outside better with traditional

    sad to tell you the market is very soft at the moment
  27. Replies
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    BUAT And CUAT

    Desirable Skills
    • Agile and Scrum management
    • Understanding of BUAT and CUAT Approach

    I have never heard of these - What is BUAT ?:happy

    Has anyone come across these :)
  28. Transferwise comes out trumps on top of Oanda and...

    Transferwise comes out trumps on top of Oanda and FXCM even on large figures...

    So I ll stick with that - Hope it helps future people
  29. Replies
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    I wonder what skill set would be most valued ...

    I wonder what skill set would be most valued

    I guess programme and project management if Tcs do it all
  30. Moving money abroad - Transferwise / Oanda etc

    I ve used transferwise and its not bad.

    Nice front end, good rates, but fees a little more then they should be

    Has anyone used Oanda Fxcm or one of the other brokers?

    If we were...
  31. Replies
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    Lloyd to spend 3BB On Digitalisation

    Suprised no one mentioned this

    Lloyds will spend 3 billion gbp on digitalisation. That should keep all us and agile coaches busy for years!!

    Thats good news

    Keen to hear from anyone who...
  32. I dont follow your question - You can work in the...

    I dont follow your question - You can work in the UK as a swiss passport holder. You should go through UK Ltd
  33. Replies
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    Option 2 sounds best - Whats your background /...

    Option 2 sounds best - Whats your background / skillset?

    I thought most here would say option 1 :happy but I would choose option 2, followed by option three with option 1 being last
  34. This is definitely happening - Housing has gone...

    This is definitely happening - Housing has gone out of style

    Everyone who wanted to buy one has suddenly stopped being interested
  35. Replies
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    Not contractors though!? There is no safety as a...

    Not contractors though!? There is no safety as a contractor and FS is also getting tight so I dont buy it
    Its the secret sauce we are missing here folks - Someone let me in on the recipe
  36. Replies
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    I was hoping that some agile coaches on this...

    I was hoping that some agile coaches on this board could kindly share their views on what they do practically

    I know kanban and scrum and this thread is not meant to debate them

    I am more...
  37. the price advertised is what they pay in cash at...

    the price advertised is what they pay in cash at the end of each day

    sometimes bigger companies will pay you a few gold bars at the end of the month - No tax to pay and they might throw a few more...
  38. Replies
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    All about Scrum

    I keep seeing people on linkedin who obtain second class honors in pottery and then go on to become scrum coaches , and agile coaches

    Is it just me or is this snake oil? Call me cynical, i love...
  39. we should have a sticky which show perm to...

    we should have a sticky which show perm to contract conversion tables.
  40. Believe me people check, references are sought...

    Believe me people check, references are sought and if they find out you have lied which is what a fe posters here shockingly seem to encourage you can be fired on the spot

    Do not lie on your CV -...
  41. Replies
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    How does brave fund itelf - I dont understand the...

    How does brave fund itelf - I dont understand the business model. What am i missing
  42. Replies
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    This is very interesting thread - One of the best...

    This is very interesting thread - One of the best for a long time and i read the judgement

    The balance sheet shows the current liabilities greater then assets which means the company is insolvent...
  43. Is it possible to buy insurance on agencies - In...

    Is it possible to buy insurance on agencies - In the same way that suppliers buy insurance when goods delivered but payment not received?
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    I ve been wondering myself - None of the big...

    I ve been wondering myself - None of the big banks seem ready so what normally happens is they extend the date for compliance

    Its a hefty fine from memory - I wonder what will happen
  45. Replies
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    I cant believe people even think of paying for...

    I cant believe people even think of paying for this - Next time tell him you will pay him double 399 but only when he has a job you have acceoted :)

    These guys are bulltulip merchants
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    I dont know ireland but if you were going through...

    I dont know ireland but if you were going through a UK Ltd you would be billing 16,000 a month. Corp tax is 20% and rent plus food is 2K a month.

    Youd take out 24K a year and leave the rest in...
  47. Replies
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    Totally do it - i started contracting at 28 and...

    Totally do it - i started contracting at 28 and never looked back

    And I am unashamed to say I did it for the money which was twice my perm rate if you are clever about retained funds in limited...
  48. Replies
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    What you are saying is the amount of attrition is...

    What you are saying is the amount of attrition is negative to a project? If yes I buy that but doesnt contractors by its nature mean more variance in the number of people working on a project?
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    I m obviously a bit slow so go easy with me ...

    I m obviously a bit slow so go easy with me

    We already established in previous posts that perm is no safer then contractor for the first two years and perm can be marched off just as easily.
    ...
  50. Replies
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    Congrats - Its a good bank with a lot to work on...

    Congrats - Its a good bank with a lot to work on - Just fit in and you ll be fine

    I m waiting patiently for the long timers on this forum who will tell you to come in with a contractor lunch box...
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