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  1. Sticky: Mod reminder: Calling someone an...

    <modsnip>

    Mod reminder: Calling someone an idiot in the professional forums, especially if they're exhibiting idiotic behaviour (e.g. circumventing the swear filter and swearing in the...
  2. Sticky: Hmmm ok. Added the above. Could make sense. But...

    Hmmm ok. Added the above. Could make sense. But isnt umbrella completely different entity to the agency?

    I.e. you sign contract with a brolly where no agency name is mentioned. So you work for...
  3. Sticky: Something is surely missing. Added it. Why is...

    Something is surely missing. Added it.

    Why is a blanket ban = time to leave?
    If you are PSC banned and you start PAYE for an umbrella on a general contract, not mentioning END CLIENT at all,...
  4. The above aside, anyone to contribute...

    The above <modsnip> aside, anyone to contribute something of value?
  5. Replies
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    Just asking like. It might be a valid set up. ...

    Just asking like. It might be a valid set up.

    USA comp > EU comp. But they need some work done in the UK for any reason.

    So EU comp starts working in the UK. Not sure why IR35 will apply when...
  6. More dividend for past tax year after SART submitted.

    Second opinion. Acct asked.

    I have submitted my ty18/19 SATR and paid the tax owed. I still have room for dividends there taxed at 7.5%.
    Can I reopen the SATR and pay myself more backdated...
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    Switch contracts to Overseas companies

    Hypothetical situation:

    HSBC is international. Their USA branch is a different company to the UK branch.
    If you can persuade them to sign a contract with an EU based company and work this in the...
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    The only f@cker here is you. I dont like you. But...

    The only f@cker here is you. I dont like you. But you DGAF obviously.
    To the point if your son was 16 and gay and suck d.ick of an old guy, what will you do?
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    Are you a homophobe? You dont like gay? You think...

    Are you a homophobe? You dont like gay? You think they can not bumf@ck all they want? A?
  10. How much does an umbrella charge these days.

    Saw the sticky - £20-30 per week standard charge.
    Not sure how current this is. Any changes recently in the light of the huge influx of contractors. Like more competitive rates to draw in new...
  11. Replies
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    Poll: On that note, a she friend of mine told me...

    On that note, a she friend of mine told me electric toothbrush was the best vibrator. She uses it by touching the back part of the brush.
    Go figure.
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    The term is pederass. Now, that's a condition...

    The term is pederass. Now, that's a condition whereas one is attracted to boys (say younger that 16). So when attracted to males I dont see how one is not gay. In this case paedo.
    So not all gay are...
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    SIPP and getting money put before 55

    If you have SIPP and some money in it after 55 yo you can get 25% tax free and the rest at your current tax rate.
    Question is can you do this before 55 of course the 25% tax-free is out of question,...
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    And one stupid question. When you take divi, is...

    And one stupid question.
    When you take divi, is the amount of divi added to your other income to determine the divi tax?
    Example.
    Income of £40 000, £12000 divi. Tax is 7.5% on £10k.
    However...
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    I think you are wrong. It matters if they...

    I think you are wrong. It matters if they contract via BT (BT's staff/PAYE tax paid to the liking of the treasury) or not (even if own LTD's staff /PAYE tax paid at minimum if at all, but see >5%...
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    I dont give a flipping toss.

    I dont give a flipping toss.
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    What about your wife has 96% and she is director...

    What about your wife has 96% and she is director of you LTD. You have 4% and do the job, she does the admin.
    Humor me, why does IR35 apply in this case?
  18. Replies
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    Matter of opinion mate. Are you saying I am not...

    Matter of opinion mate. Are you saying I am not allowed an opinion?
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    Current tax bands situation proves you right....

    Current tax bands situation proves you right.
    However Scots are much better human material than English, so money hit is bearable.
  20. So is the 5% still there post April 2020? If...

    So is the 5% still there post April 2020? If working via brolly? I doubt it.
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    Found it. I am wrong it seems.

    Found it. I am wrong it seems.
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    Am I right about this divi tax?

    If one lives in Scotland the amount they have to earn in total before the dividend tax becomes 32.5% is £43431.
    Compared to £50000 in the rest of UK.

    Am I right?
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    Because you look like a puss.y after all your BXT...

    Because you look like a puss.y after all your BXT rant. That's why.
  24. Seriously, I think it will be very hard to show...

    Seriously, I think it will be very hard to show that pre-April contact was out of IR35, once client says it is inside (albeit for period after April).
  25. Isnt this the whole problem?

    Isnt this the whole problem?
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    Poll: I only wear mask when with Andy W's mother. Also...

    I only wear mask when with Andy W's mother.
    Also wear a condom.
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    May be you are right! But may be we EU...

    May be you are right!

    But may be we EU citizens are here to sha.g your wives, take your jobs, milk the social system, use NHS for free and, really, take advantage of you.
    Not to mention having...
  28. Great, just merge this topic with the one already...

    Great, just merge this topic with the one already there. No point sending a link to a whole sub-forum.
    Appreciated.
  29. No more PSC and payment after 6 April 2020.

    Has this been discussed?

    Client says no more PSCs.
    Contract until 31 March.
    Invoice issued on 1 April.
    Payment received on 20 April.

    Scenario 1: You walk away - nothing happens. Just get the...
  30. It is doable with alphabet shares in regards of...

    It is doable with alphabet shares in regards of money. But this whole setup is extremely hard to achieve, so no.
  31. Thread: Boomed

    by pscont
    Replies
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    Your wife says otherwise. ;) These bananas are...

    Your wife says otherwise. ;)
    These bananas are not for what they seem.
  32. Thread: Just a song

    by pscont
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    Just a song

    Brexit - mrexit, trade deals - mrade deals all reminds me of: (best named band ever)


    https://www.youtube.com/watch?v=BYkMovNKIak

    a lot of lube of course for you guys.
  33. Replies
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    How many times, oh, how many times? Ah! being...

    How many times, oh, how many times? Ah!

    being inside IR35 is not the same as working via an umbrella/agency as employee. So stop worrying and stay via an brolly. You are safe.
  34. Not sure where the news is here. If HSBC says...

    Not sure where the news is here.
    If HSBC says they will not work with PSCs/ltds anymore this would definitely include not only direct HSBC-psc, but also hsbc-middle man-psc set up.
    Consultancies...
  35. What James said. However, check and see if you...

    What James said.
    However, check and see if you take dividend from UK company even in another country, do you have to pay Divi tax in UK. It is part of double taxation treaties between countries....
  36. Chances of me signing a contract with such a...

    Chances of me signing a contract with such a clause are pretty slim indeed.
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    Same here. Result came back negative. Now my...

    Same here. Result came back negative. Now my dealer has a lot to explain.
  38. Thread: Varna

    by pscont
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    Look up Madara village and Madara horseman.

    Look up Madara village and Madara horseman.
  39. Thread: Varna

    by pscont
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    Not much to do in Varna in the winter. I've been...

    Not much to do in Varna in the winter.
    I've been there many times and have a lot of local friends.

    Good things:
    Excellent food and cheap
    Cheap drinks
    Cheap girls
    Nice garden by the sea
    Nice...
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    My client's IR35 stance

    Huge multinational, offices in 20 countries.
    Contracts extended until end of March.
    In the mean time IR35 will be assessed. I expect everything.
    FYI.
  41. Thread: I promise.

    by pscont
    Replies
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    I promise.

    After being banned for 30 days when should have been banned for 3 days I promise to not tell NLUK to fek off in any professional forum.
  42. Yes, thanks.

    Yes, thanks.
  43. Re CT I am not sure. Hence asking. 2. Nothing...

    Re CT I am not sure. Hence asking.
    2. Nothing really. Should not be a problem to take a loan and not utilize it asap, should it?
  44. Can you lend your LTD money and pocket the interest

    You know me - I always try to find a way to pay less taxes, lawfully. <modsnip>

    Now, a question for the knowledgeable. If have some personal money can I lend it to my LTD and the LTD to pay me...
  45. Inneresting this. Please shed more light on how...

    Inneresting this. Please shed more light on how did you do it.
    Is it just reclassify LTD's main activity and just use the cash to buy property(ies)?
  46. Why? Any real example of that for, say, an open...

    Why? Any real example of that for, say, an open company with say 3-4 years no trading, just paying dividends and salary?
    In the light of IR35 next year it is by far the best to leave the LTD opened...
  47. IPSE is a fart - wouldn't touch them with a barge...

    IPSE is a fart - wouldn't touch them with a barge pole (this proverb in different language is literally 'wouldnt touch them with a shi.tty stick'). Only interested in their fees.

    IR35 has been a...
  48. IT contractors are inherently individualists. So,...

    IT contractors are inherently individualists. So, no wonder.
    It is beyond believe how such a big group of people with so much leverage in terms of 'take unfinished project as a hostage' dont have...
  49. Anyone using starling bank for this? I see now...

    Anyone using starling bank for this?
    I see now they have browser based access for business bank accounts.
    Also they use mastercard exchange rate and 0.4% conversion fee. Better than my current bank...
  50. What for? I can see the rate in many places, but...

    What for?
    I can see the rate in many places, but still the £ amount will be different due to bank(s) FX rate and/or charges.
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