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  1. Thread: FTC or Umbrella

    by fidot
    Replies
    10
    Views
    671

    If it's an FTC for maternity cover, the salary...

    If it's an FTC for maternity cover, the salary offered should match that of the person being covered, so they shouldn't be able to deduct the employers ni.
  2. Replies
    14
    Views
    942

    Certainly true if the ltdco doesn't receive the...

    Certainly true if the ltdco doesn't receive the full invoice amount, but would you care to explain why it is still no in the case where the ltdco receives the full invoice amount?
  3. Replies
    14
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    942

    Self declared inside via own ltdco is still...

    Self declared inside via own ltdco is still preferable to umbrella surely?

    I believe that the 5% deduction would still be valid and pension can be paid through salary sacrifice to reduce the tax...
  4. Thread: Contract notice

    by fidot
    Replies
    7
    Views
    955

    Although i those 20 days can be worked over the...

    Although i those 20 days can be worked over the course of a "reasonable period"
  5. I thought it was any 2 of the conditions, not...

    I thought it was any 2 of the conditions, not just employee headcount
  6. Disagree with this. Firstly, the client wants the...

    Disagree with this. Firstly, the client wants the work done. Secondly, they interview and decide upon who they think is best candidate available at that time.
    Now, if that first choice leaves part...
  7. If it is an office holder role, it will always be...

    If it is an office holder role, it will always be inside.
  8. Replies
    3
    Views
    902

    Packing up early due to blockers does indicate...

    Packing up early due to blockers does indicate lack of moo surely?
  9. This has long been the case in permanent...

    This has long been the case in permanent employment and why NI for directors is calculated across the whole tax year. Otherwise, the whole salary could be paid in one go, saving loads of NI
  10. Replies
    25
    Views
    1,716

    Agree, a decent compassionate employer is by far...

    Agree, a decent compassionate employer is by far your better bet in your circumstances.
    Best wishes
  11. Replies
    9
    Views
    857

    Always make acceptance ,"subject to contract"

    Always make acceptance ,"subject to contract"
  12. Replies
    28
    Views
    1,840

    At least, not without charging the battery :D

    At least, not without charging the battery :D
  13. Be aware that salary sacrifice isnt offered by...

    Be aware that salary sacrifice isnt offered by all agencies (or employers)
  14. Replies
    15
    Views
    1,408

    Yes, but the OP said he had an offer.

    Yes, but the OP said he had an offer.
  15. Replies
    15
    Views
    1,408

    As per the rest of the replies, umbrella seems...

    As per the rest of the replies, umbrella seems the best approach if you are determined to give contracting a try.

    However, I wouldn't necessarily go with the umbrella recommended by the agency. I...
  16. Replies
    22
    Views
    1,599

    You've done 4 days work and have already raised...

    You've done 4 days work and have already raised an invoice? What does your contract say about invoicing and payment schedules?
    I wouldn't worry about bad agency reviews too much. Pretty much every...
  17. Go on I'll bite. What's GGW?

    Go on I'll bite. What's GGW?
  18. So how is this not affecting Capita etc?

    So how is this not affecting Capita etc?
  19. Thread: Substitution???

    by fidot
    Replies
    42
    Views
    2,618

    As a permie hiring manager now, I really dont...

    As a permie hiring manager now, I really dont give a stuff who does the work provided it meets the spec and quality that I require.
    If my chosen supplier leaves part way through the project, will i...
  20. Thread: You won

    by fidot
    Replies
    18
    Views
    1,254

    Que canned laughter, shirley?

    Que canned laughter, shirley?
  21. Thread: Reed - opinions?

    by fidot
    Replies
    19
    Views
    2,225

    I accept it may not work for some, but I have...

    I accept it may not work for some, but I have never gone out of my way or incurred any expense in providing ID to agencies. All part of the negotiation process.
    Each of us can only speak of our own...
  22. If clients deem one inside then what do you...

    If clients deem one inside then what do you expect the insurance to do? Further, there won't be any money to pay for insurance since it will have been deducted at source
  23. Thread: Reed - opinions?

    by fidot
    Replies
    19
    Views
    2,225

    If an agent wants sight of my id, they are...

    If an agent wants sight of my id, they are welcome to come to me for the meeting. There is no way I'd go to their office at my expense.
  24. I've seen this said a few times. Assuming...

    I've seen this said a few times. Assuming payments are made from retained profit.
    However, there isnt a problem making a trading loss due to salary, is there?
    Then, all the salary can be salary...
  25. Replies
    10
    Views
    1,205

    Not all employers offer salary sacrifice, so it...

    Not all employers offer salary sacrifice, so it follows that not all umbrella companies will either.
    While tax sorts itself out at year end, you lose employee NI unless you can salary sacrifice....
  26. Replies
    8
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    910

    Agree it is possible, but rare in an IT support...

    Agree it is possible, but rare in an IT support role in my opinion
  27. Replies
    8
    Views
    910

    Outside ir35?

    Outside ir35?
  28. Replies
    10
    Views
    1,215

    Why wouldn't you first try to negotiate to...

    Why wouldn't you first try to negotiate to complete the contact remotely from your new country?
  29. I have a small town house in Bagneres de Bigorre...

    I have a small town house in Bagneres de Bigorre for sale if interested.
  30. Replies
    5
    Views
    927

    For the avoidance of doubt It's only the...

    For the avoidance of doubt

    It's only the proposed reforms not the whole of IR35. Yourco will be responsible for determining its status ie no change from current situation
  31. Replies
    48
    Views
    7,251

    The way employers implement pension contributions...

    The way employers implement pension contributions seems to vary greatly.
    My current employer doesn't have a salary sacrifice scheme so I lose NI on my pension contributions. My previous employer had...
  32. Replies
    33
    Views
    3,497

    If one was perm and one was contract, they must...

    If one was perm and one was contract, they must be treated as different roles in terms of giving permission to represent - why it's so important to really restrict what exactly you are consenting to....
  33. It's not that clever because dividends are paid...

    It's not that clever because dividends are paid as a result of share holding, so no reason to not pay them because duvidends wouldn't be in the scope of that clause.

    The clause, to my reading ...
  34. Replies
    33
    Views
    3,497

    For future reference, only give permission to...

    For future reference, only give permission to represent provided cv is submitted within days. In your case, if x=2, you could give agency b the same permission after a couple of days provided they...
  35. Thread: Is it me?

    by fidot
    Replies
    9
    Views
    1,383

    I even had a client who used excel to mock up...

    I even had a client who used excel to mock up screen designs!!
  36. I agree that it does appear to be saying "don't...

    I agree that it does appear to be saying "don't pay dividends" but one receives dividends as a result of holding shares not as a result of providing services.
  37. Replies
    13
    Views
    1,857

    The only way I would ever turn up on client site...

    The only way I would ever turn up on client site without having signed agreed terms in an agency contract is by completely rejecting the agency terms and supplying my own.
    My understanding is that...
  38. Replies
    17
    Views
    1,492

    I wouldn't accept those clauses even in an...

    I wouldn't accept those clauses even in an employment contract.
  39. Replies
    22
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    3,004

    What do HMRC have to do with it?

    What do HMRC have to do with it?
  40. Replies
    41
    Views
    5,087

    Surely, the difference is that expenses will need...

    Surely, the difference is that expenses will need to be paid out of post-tax versus pre-tax income. So, depending on the amounts, the difference could be quite large.
  41. If a client wishes to exert direction and control...

    If a client wishes to exert direction and control over a contractor, it surely also has accepted responsibility for decisions and work done.
    To my way of thinking, requiring professional indemnity...
  42. Replies
    97
    Views
    16,130

    I would take it as an opportunity. Pitch for a...

    I would take it as an opportunity.
    Pitch for a new contract to train the permies at a premium rate.
    Client gets what he wants, you get an increased rate and relative certainty on the existing...
  43. I don't understand this attitude. What do you...

    I don't understand this attitude. What do you have to lose? Continue with the application and you will either pass or fail security clearance. If you don't submit the application , you definitely...
  44. Thread: FreeAgent

    by fidot
    Replies
    55
    Views
    9,701

    It's a pretty straight forward formula that could...

    It's a pretty straight forward formula that could easily be implemented in excel or similar.
    Hint: it will include an if x > 4500 to differentiate between the 2 cases (above and below 10000 miles)
  45. Replies
    26
    Views
    4,700

    Fair enough provided that the advice is also to...

    Fair enough provided that the advice is also to change client as well, to reduce the risk of retrospective action.
  46. Replies
    5
    Views
    666

    Beyond the usual concerns of sub contracting,...

    Beyond the usual concerns of sub contracting, (your reputation, cashflow etc), the additional risk with a sole trader as opposed to a limited company is that yourco would be liable for taxes if subby...
  47. It's obvious to me that this is just a construct...

    It's obvious to me that this is just a construct attempting to bypass the rules, but how are HCL actingly different from Capita (for example) ?
  48. Replies
    40
    Views
    1,868

    Using agencies means that clients only deal with...

    Using agencies means that clients only
    deal with a few invoices rather than many.
  49. ... but how does the client know you are working...

    ... but how does the client know you are working through a brolly?
  50. The 5% is relevant when income comes into the...

    The 5% is relevant when income comes into the limited company for an inside contract as declared by the contractor - I.e. only private sector currently.
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