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  1. Replies
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    The idea was more like the construction/craft...

    The idea was more like the construction/craft based guilds where membership means you are of a suitable quality and professionalism, so no need for individual client references and feedback as this...
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    367

    You would likely have two PAYE employments, one...

    You would likely have two PAYE employments, one with your Ltd and one with whatever approach the client/agency allows to ensure their liabilities are covered in ensuring the correct tax is paid for...
  3. I suppose phablet refers to the super sized...

    I suppose phablet refers to the super sized 'plus' versions, so the SE2 is rumoured (no facts yet from Apple) to be the smaller size of the non-plus versions with 4.7" screen.

    Not sure I'll be...
  4. Contractor Umbrella. Found after reading up on...

    Contractor Umbrella. Found after reading up on brollies and recommendations via the dedicated sub forum
  5. I presume the 6se meant the iPhone SE that was...

    I presume the 6se meant the iPhone SE that was launched between the 6s and 7 according to wikipedia and is the same size as the 5.

    Soon to be replaced with the SE 2 out next year for those of us...
  6. Replies
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    Maybe there should be a CheckATrade type service...

    Maybe there should be a CheckATrade type service accreditation process for contractors where client feedback is used as an anonymous reference to agents for roles that require some proof of skills...
  7. The big game changer from outside to inside IR35...

    The big game changer from outside to inside IR35 contracts is that inside ones mean you can't claim travel and accommodation expenses, which makes a lot of marginal rate away from home contracts not...
  8. I had that, using a brolly and keeping my Ltd on...

    I had that, using a brolly and keeping my Ltd on ice in case needed for further outside IR35 contracts.

    The brolly was around £100/month in fees but charged only when invoices were raised, so...
  9. The scenario I described and worked to for a good...

    The scenario I described and worked to for a good few years prior to 2016 divi tax changes did mean that a 'warchest' was built up inside the company, either through profit not yet declared as...
  10. Nope. I want the excuse that I left the business...

    Nope. I want the excuse that I left the business phone at home when I don't want to be contactable so don't have to do the 'drug dealer ignoring phone in Pulp Fiction' impression when I'm out and...
  11. Size definitely matters. I like a phone that fits...

    Size definitely matters. I like a phone that fits in a front jeans pocket when I'm down the pub and doesn't give me a hernia when I sit down.

    This also requires that the phone isn't too precious...
  12. Obviously their Venn diagram has you in the 'no...

    Obviously their Venn diagram has you in the 'no match but the CV may be out of date so we'll take a punt that a match would occur if we had an up to date CV' segment. :smokin

    Alternatively, they...
  13. Yep. Declared as divi to max basic tax threshold...

    Yep. Declared as divi to max basic tax threshold each tax year then in some cases withdrawn immediately or left in Ltd as a director loan (back to company) for other purposes.

    Point being that...
  14. There are far cheaper and easier ways of getting...

    There are far cheaper and easier ways of getting burners than to even contemplate paying the Apple tax. :tongue

    As it is I've had two phones for years now. Ever since I realised the merit of...
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    I didn't really notice and I rewatched the whole...

    I didn't really notice and I rewatched the whole BB earlier this year.

    So it's only an issue for those that firstly put any weight (:igmc:) behind such trivia as consistent appearance and...
  16. That's where reality, certainly in my case, made...

    That's where reality, certainly in my case, made a difference. I was able to only need divis up to basic tax threshold so never paid the higher tax rate in a tax year, and back then there were divi...
  17. Sweet spot for refurbished iPhone as second handset for business use?

    My second handset is due for replacement and having an Android based one as my primary (personal) smartphone I'm thinking of getting a refurbished iPhone for business use.

    Main thing I'd want to...
  18. Replies
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    I wonder if any re-review with guidance from HMRC...

    I wonder if any re-review with guidance from HMRC will also uncover contracts blanket deemed inside that should be outside. I won't hold my breath on that.

    At least the retrospective aspect of...
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    Ah ok, I was thinking of the scenario where...

    Ah ok, I was thinking of the scenario where consultancies take on contractors for short term resource rather than to convert them to permie, or where contractors are being offered the option of...
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    Well, [again spoiler alert for those not yet got...

    Well, [again spoiler alert for those not yet got round to watching Better Call Saul] each season has a flash-forward of Saul in that Cinnabon shop lifestyle, so they'll likely keep the show going...
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    :facepalm: This is why there will always be a...

    :facepalm: This is why there will always be a need for contractors/consultants to come in and rescue the mess the client management create.

    On one contract my first task was to reverse engineer a...
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    Same reason buying and paying off before...

    Same reason buying and paying off before retirement is usually a better idea than renting ... the state pension or pension provision of a large percentage of the UK population would mean they'd...
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    The best part of El Camino was [major spoiler...

    The best part of El Camino was [major spoiler alert!] the radio broadcast that confirmed Mr White was dead, as that was left a little ambiguous at the end of Breaking Bad and there was the usual...
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    Yes it was just like an extended episode to give...

    Yes it was just like an extended episode to give an epilogue of Jessie's story. Some nice cameos and there was a radio announcement that gave definite closure to one main character.

    Not sure why...
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    The bonus being this new role can be classed as...

    The bonus being this new role can be classed as consultancy and tailored to be outside IR35 in anyone's eyes. :smokin

    At least this client recognises the importance of domain knowledge. A client I...
  26. Sticky: I had a contract with a similar method of...

    I had a contract with a similar method of billing, based on a maximum number of days the client had signed off by management over a period of time for budgeting. There was no contracted terms on how...
  27. Replies
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    Can now see why some recent actions have been...

    Can now see why some recent actions have been taken by banks and other big entities. :eyes




    So consultants need to have multiple active clients, yet consultancies tend to send their...
  28. Replies
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    It depends. Limited liability protection is...

    It depends. Limited liability protection is unlikely to be transferred to personal liability if due diligence on IR35 assessment to operate outside of it can be shown to be done. i.e. if you have...
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    A ploy I stumbled across, which may or may not...

    A ploy I stumbled across, which may or may not still be possible or consistent across providers, is if moving and your current provider can't provide a similar service at the new address they have to...
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    Payments giants abandon Facebook's Libra...

    Payments giants abandon Facebook's Libra cryptocurrency - BBC News



    Just another tulipcoin falling by the wayside.

    Bitcoin is the king. That doesn't have payment giant backing either, but...
  31. Replies
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    Turkey shelling US troops after not all of them...

    Turkey shelling US troops after not all of them pulled out. :eyes

    Turkey Syria offensive: US builds pressure to halt incursion against Kurds - BBC News



    Turkey to call Nato to defend it...
  32. Replies
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    Yup check with the insurance terms and query the...

    Yup check with the insurance terms and query the scenario with the insurance provider if more clarification needed. They are the only ones to rely on whether the insurance is worth continuing beyond...
  33. Thread: Warchests

    by Hobosapien
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    2,198

    Along with personal savings I also count easily...

    Along with personal savings I also count easily accessible investments such as ISAs and premium bonds that can be cashed out quickly if necessary.

    I like to spread the risk across institutions and...
  34. Replies
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    A factor that would determine how I handled such...

    A factor that would determine how I handled such a scenario is how much money is sat in your Ltd's bank account as profit. That would be the basis of how to go about closing the Ltd (MVL if over...
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    Shudda got lego blocks. Laying them is kid's...

    Shudda got lego blocks. Laying them is kid's stuff.
  36. Replies
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    El Camino: A Breaking Bad Movie...

    El Camino: A Breaking Bad Movie is available from today on Netflix. :banana:

    Didn't even know they were doing a movie (apparently it shows what Jessie got up to after the end of the TV show) until...
  37. Replies
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    Getting a buzz cut and joining the nearest...

    Getting a buzz cut and joining the nearest Extinction Rebellion protest with a "White Power is green power" placard. That'll both confuse them and have the rozzers descending on them like a ton of...
  38. The bobby tables ruse is my password for sites...

    The bobby tables ruse is my password for sites that I'm not particularly bothered about working. :smokin Rest easy CUK, you have some use left yet...

    To remain on topic, the risk of HMRC looking...
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    Is there a browser (such as that new Brave one)...

    Is there a browser (such as that new Brave one) that has these settings on by default?

    I think I've read that some browser plug-ins allow a default 'accept' but is there one that does a default...
  40. If you're going to go perm do it sooner than...

    If you're going to go perm do it sooner than later as there is a tsunami of contractors running scared of being deemed inside IR35 next April.

    The tactic to get rid of all contractors and offer...
  41. Thread: The end

    by Hobosapien
    Replies
    52
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    14,968

    There's more to life than contracting. I'd rather...

    There's more to life than contracting. I'd rather have a successful plan B than work away from how week in week out, living out of a suitcase in a hotel or b&b where the bed sheets may look clean....
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    Keep the best DVDs. One day they'll be...

    Keep the best DVDs. One day they'll be collector's items, driven by the lack of availability when all the streaming services are unable to provide the titles through in-fighting of the various rights...
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    Likely a tracking cookie from Travelodge picked...

    Likely a tracking cookie from Travelodge picked up by TripAdvisor who then sent the email based on local settings.

    Hence why there's the annoying cookie consent pop-up bollox on websites that are...
  44. Thread: The end

    by Hobosapien
    Replies
    52
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    14,968

    Client: How can we avoid this IR35 thing? Get rid...

    Client: How can we avoid this IR35 thing? Get rid of the contractors! Who will do the work instead? Permies! Nope, no one wants to work for us for what we are willing to pay and we have such a poor...
  45. You may be right but my understanding is based on...

    You may be right but my understanding is based on the interpretation of the following document. HMRC may well have provided other information that clarifies the situation further for 'in-flight'...
  46. See if QDOS will stand by their original...

    See if QDOS will stand by their original determination for the renewal and back it up with insurance provision if you don't already have that. Presumably the original working practices haven't...
  47. Thread: Economics

    by Hobosapien
    Replies
    62
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    1,370

    Easily solved. Get vegetarians and...

    Easily solved.

    Get vegetarians and fruitarians to pick it, paid in produce. Cheaper than them going to the supermarkets.

    Get prisoners out in the fields doing manual labour. Good for their...
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    Though no-one's asked him why he keeps digging...

    Though no-one's asked him why he keeps digging that hole he's in.

    May is loving it from the backbenches.

    Brexit is the poisoned chalice that knows no end. It will be the graveyard of many a...
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    Thanks NLUK for taking one for the team. Videos...

    Thanks NLUK for taking one for the team. Videos of 'experts' blathering on on YouTube is not something that interests me at all when a document allowing for speed reading to save time is a better...
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    Boris to re-sign extension letter...

    Boris to re-sign extension letter. :tongue
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