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  1. Thread: Warchests

    by jmo21
    Replies
    18
    Views
    2,187

    I'm not sure about everyone else, but I consider...

    I'm not sure about everyone else, but I consider personal savings and company retained profit my* warchest.

    fwiw, I try to stay on around the higher tax rate with my dividends, which leaves a lot...
  2. Can someone quote me for a Little Bobby Tables...

    Can someone quote me for a Little Bobby Tables style new surname that will break VLOOKUPS, please and thank you?
  3. this is the reason to go perm.

    this is the reason to go perm.
  4. Replies
    40
    Views
    1,337

    I didn't suggest it compromised their existing...

    I didn't suggest it compromised their existing model. I don't think the OP's suggestion threatens the agency model at all.

    I don't maintain a list of what agencies do, but I believe many of them...
  5. Replies
    40
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    1,337

    *most* client co's want an agency in between to...

    *most* client co's want an agency in between to keep the contractor at arms length. You are immediately targeting a very small number of contracts. (settle down hordes, I know some of you have/had...
  6. Thread: Contract Spy

    by jmo21
    Replies
    12
    Views
    922

    £250 a year!!! :freaky:

    £250 a year!!!
    :freaky:
  7. FWIW, rumour on the grapevine at current client...

    FWIW, rumour on the grapevine at current client co (insurance company), upper management was going to get rid of all contractors completely.

    They were eventually talked down from this when they...
  8. Thread: Boom time

    by jmo21
    Replies
    8
    Views
    454

    That's how it's done kids!

    That's how it's done kids!
  9. On a serious note, you are both absolutely...

    On a serious note, you are both absolutely correct.

    The first project/team was the really brutal one, I shall muddle on
  10. Hurrah!

    Hurrah!
  11. what's with the sensible answer, this is General!

    what's with the sensible answer, this is General!
  12. Contractors assemble (and boot me in the rrrrsss)

    Current contract, on 2nd project with them, approx 14 months in.

    First project almighty suckage, seriously considered handing in notice, but slogged it out.

    Moved on to 2nd project after 4...
  13. Replies
    11
    Views
    1,197

    They did give a valid reason. Annoying as...

    They did give a valid reason.

    Annoying as f**k? yes.

    Your fault? Absolutely not

    Their fault? yes.

    Them realising what they actually needed way too late? yes.
  14. Were his lips moving? He's lying. And I can...

    Were his lips moving? He's lying.

    And I can guarantee, the agent thought he was doing nothing wrong in all this. He was trying to make sure you were on the hook, ready to join the moment the end...
  15. Mine are with Aldermore Business Savings...

    Mine are with Aldermore
    Business Savings Accounts - Aldermore Bank
  16. My worst business savings account pays my co 1%

    My worst business savings account pays my co 1%
  17. Starling, Monzo, Revolut (and others new banks)...

    Starling, Monzo, Revolut (and others new banks) are app only.

    Many of the older banks are now catching up feature-wise with some of the things the "new" banks brought into their apps first, eg pin...
  18. Replies
    47
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    6,926

    £85+VAT fwiw

    £85+VAT fwiw
  19. unleash the nluk-bot!!!

    unleash the nluk-bot!!!
  20. Or "current" and "savings" to use UK terminology...

    Or "current" and "savings" to use UK terminology :laugh
  21. Replies
    12
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    1,863

    Hope you haven't recently revised your CV and...

    Hope you haven't recently revised your CV and broke your email address on it :tongue
  22. Replies
    17
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    1,702

    Notice is essentially irrelevant for contractors....

    Notice is essentially irrelevant for contractors.

    They don't have to provide you with work, and you won't have a timesheet for days not worked, you are not a permie any more.
  23. Never worked for a startup, but you get all that...

    Never worked for a startup, but you get all that at established big corps too.

    My worry with start ups would be lack of cash, both low rates, and likelihood of not getting paid.
  24. You gave them a 25% discount and THEY are in a...

    You gave them a 25% discount and THEY are in a rage?

    **** em.
  25. Pretty much the same for me, gets the client...

    Pretty much the same for me, gets the client focused on an extension either way in T-4 weeks. T-3 weeks, nudge them again, get CV updated and on job boards/linkedIn etc
  26. Replies
    6
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    1,076

    A few months work, doesn't know if will continue...

    A few months work, doesn't know if will continue contracting past then, mentions £5k ( is that how much you expect to invoice?), an accountant will cost ~£1k.

    +1 for umbrella
  27. Replies
    17
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    2,138

    +1 to all the above. The agency knows this too...

    +1 to all the above.

    The agency knows this too by the way.

    They are simply trying to ring the last few pennies out of the contract by getting the end client, or you, to pay a fee to drop the...
  28. Replies
    33
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    4,199

    Wait a minute..... do we have absolute...

    Wait a minute.....

    do we have absolute agreement from EVERYONE?!?

    seems suspicious to me!
  29. Replies
    11
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    3,250

    The main issue for me would be the 3 years break....

    The main issue for me would be the 3 years break.

    Permanent might be the easier route to get back into work for you.

    You might get lucky and pick up a contract role, especially if you go in...
  30. Replies
    22
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    6,506

    Got a Monzo business account invite the other...

    Got a Monzo business account invite the other day, but they charge £5/month

    Starlings is free, but not sure if that is a long term thing to build numbers.
  31. Replies
    9
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    619

    Mostly deleted now

    Mostly deleted now
  32. Replies
    117
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    7,332

    I think you should go for it now!

    I think you should go for it now!
  33. I might be wrong, but as I understand it..... ...

    I might be wrong, but as I understand it.....

    From the IR35 link in the in section 5 of the link you posted:

    "The intermediary can be:

    a worker’s own limited company - known as a personal...
  34. The umbrella company becomes your employer, and...

    The umbrella company becomes your employer, and everything comes out of your day rate.
  35. Replies
    117
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    7,332

    to be fair, he's talking about them, not...

    to be fair, he's talking about them, not him/herself.
  36. Replies
    117
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    7,332

    5 lawyers :eek: ***** it, good luck!

    5 lawyers :eek:

    ***** it, good luck!
  37. Replies
    14
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    2,219

    +1, they have turned the "I need 2 references"...

    +1, they have turned the "I need 2 references" lie into a work of art. They can stick their virtual bench, up their virtual (o)
  38. Replies
    117
    Views
    7,332

    take a shafting, duty of care, fortitude or...

    take a shafting, duty of care, fortitude or bravery, come on dude, someone over estimated how long a project might take, and the contract has provisions for it ending early FOR WHATEVER REASON,...
  39. Replies
    117
    Views
    7,332

    Someone said "it probably should have only been a...

    Someone said "it probably should have only been a 4 month contract", and you are breaking out a 10 page thread, lawyers etc

    I get the sentiment of not wanting to "bend over" to companies, but it...
  40. Replies
    4
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    1,165

    Drop to a more normal 37.5 hours per week and...

    Drop to a more normal 37.5 hours per week and maybe you'll be raking it in?
  41. Replies
    16
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    2,101

    yip.

    yip.
  42. Replies
    16
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    2,101

    I don't have any experience of your situation,...

    I don't have any experience of your situation, but what I would say is that a large redundancy payment is almost like a free pass to give contracting a try.

    You might struggle to find a contract,...
  43. Replies
    34
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    3,580

    :laugh

    :laugh
  44. Replies
    34
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    3,580

    I am similar, a lot of what I do is easy, and I...

    I am similar, a lot of what I do is easy, and I feel like lots of people can do it, but I often find myself feeling pretty clueless about a lot of things (software developer for 20 years this summer,...
  45. Replies
    8
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    1,062

    I've never quit a contract, or refused an...

    I've never quit a contract, or refused an extension, though I have came close a couple of times.

    I know some folk here hate this outlook, but I just prefer to see out a contract that I have...
  46. Replies
    6
    Views
    720

    In the nicest terms: No work, no pay - it is in...

    In the nicest terms:
    No work, no pay - it is in 99.9% of cases as simple as that.

    In the strongest terms:
    Your partner doesn't understand how contracting works, but even worse, neither do you.
  47. It's the only reason I am on LI.

    It's the only reason I am on LI.
  48. Thread: StackOverflow...

    by jmo21
    Replies
    32
    Views
    1,071

    ftfy

    ftfy
  49. Thread: Boomed!

    by jmo21
    Replies
    23
    Views
    849

    :yay:

    :yay:
  50. Replies
    2
    Views
    461

    Can you rephrase, these 2 sentences seem at odds...

    Can you rephrase, these 2 sentences seem at odds with each other?
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