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  1. Replies
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    :music:

    :music:
  2. Too. Damn. Real.

    Too. Damn. Real.
  3. Replies
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    Word to the wise, get this (or something else) on...

    Word to the wise, get this (or something else) on a pdf with your trading style on there, with numbered points. Looks a lot more professional, less likely to put client's backs up.
  4. Startups are naturally a higher risk in terms of...

    Startups are naturally a higher risk in terms of getting paid. Friends of mine who have had issues with payment have generally been engaged with start ups. As mentioned above, strict credit terms...
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    Wouldnt the cashback be subject to CT though?

    Wouldnt the cashback be subject to CT though?
  6. Replies
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    How sure can you ever be really? He brought up a...

    How sure can you ever be really? He brought up a lot of different products which I thought were ott. Not sure he understood contractors. Not an IPSE member. The link you shared was for...
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    :frown Whole of market IFA - we pay a setup...

    :frown

    Whole of market IFA - we pay a setup fee.

    Wife with 2 kids for info.

    Me, not the IFA
  8. Replies
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    971

    All the insurance!

    Hi all,

    Met with a financial advisor recently to set up a relevant life policy and critical life cover. The guy talked about income protection, key man cover, business value insurance. Pretty sure...
  9. Replies
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    Or quoting the correct post :ladybags:

    Or quoting the correct post :ladybags:
  10. Replies
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    Which just further supports my point tbh.

    Which just further supports my point tbh.
  11. Replies
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    These questions do come up time and time again,...

    These questions do come up time and time again, agreed. Though using the google site search function, a good percentage of the top ranking posts invite the OP to use the Google site search function!!!
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    I'm not OP!

    I'm not OP!
  13. Replies
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    *This is what I do in those circumstances, though...

    *This is what I do in those circumstances, though YMMV so talk to your accountant*

    I've asked a bunch of stuff from fellow contractors, including the kind of question above. I'll always get advice...
  14. Replies
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    Doxxing yourself never a good idea when it comes...

    Doxxing yourself never a good idea when it comes to these matters. I'd ask an admin to change your username.
  15. Replies
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    I recently made the move into contracting under...

    I recently made the move into contracting under similar circumstances, though admittedly I do have a modest second income through an already active limited company which I was operating on the side....
  16. Thread: Contract

    by Scratch It
    Replies
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    https://www.qdoscontractor.com/ir35/ir35-resources

    https://www.qdoscontractor.com/ir35/ir35-resources
  17. Replies
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    What's the point of an 'accounting / legal'...

    What's the point of an 'accounting / legal' section if the stock answer is 'talk to your accountant / lawyer'.
  18. Sticky: Shout out to Gorilla Accounting. Very efficient...

    Shout out to Gorilla Accounting. Very efficient in the setup process, and qualified advice on hand to make the process as seamless as possible.

    Though I should say I dont have anyone to compare...
  19. Replies
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    booing

    booing
  20. Replies
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    Some doors can't be closed...

    https://twitter.com/netflix/status/884766865095970821

    Stranger Things season 2 slated for October 27th Release!
  21. Replies
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    https://m.popkey.co/54e5d6/ZmL17.gif

    https://m.popkey.co/54e5d6/ZmL17.gif
  22. Replies
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    I don't intend to be rude in the professional...

    I don't intend to be rude in the professional forum, though the clue is here right? Are you good with people generally? When you get into a discussion about these things with clients, do you sense...
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    I'm trying to understand your question. When you...

    I'm trying to understand your question. When you say "unnecessary baggage" do you mean... "people"?
  24. Replies
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    Fair enough - the 12 steps a bit concerning too -...

    Fair enough - the 12 steps a bit concerning too - thoughts on 3?

    "12 steps towards fair and decent work with realistic scope for development and fulfilment

    ...

    Step 3. In the medium term, in...
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    "dependent contractor"... tulip ...

    "dependent contractor"... tulip

    https://pbs.twimg.com/media/DEKWCdQXcAIYcEr.jpg:large
  26. Replies
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    I used AVIS recently. I was happy with the price,...

    I used AVIS recently. I was happy with the price, and if you go through the UK site you get all of the various insurances included as standard. Cars were a decent standard, and no funny business with...
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    I've heard that the yellow cameras over the hard...

    I've heard that the yellow cameras over the hard shoulder are active even when active speed management isn't in place. Even if the signs are off, the cameras are on, controlling at 70.

    I'm 80%...
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    Appreciate the kind (and unexpected) words,...

    Appreciate the kind (and unexpected) words, thanks!
  29. From my sample of 1, it took a couple of days,...

    From my sample of 1, it took a couple of days, with the agent apologising profusely for the delay.
  30. Replies
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    Thanks for the replies. I did quit before I...

    Thanks for the replies.

    I did quit before I had a contract lined up, though I had mitigated the risks somewhat.

    I'd gone through the application process two or three times, only to miss out...
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    Most contractors on this forum work as IT...

    Most contractors on this forum work as IT contractors.

    Even if we weren't, only a lawyer would be able to advise you properly - most will offer your first consultation for free.
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    Jesus, I know CUK doesn't like new contractors...

    Jesus, I know CUK doesn't like new contractors entering the market, though this forum is even more aggressive than it was four years ago. Basically, just a boomed thread, guys, chill!
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    Nearly four years later, finally made the shift....

    Nearly four years later, finally made the shift. Boomed today!

    And yes, I understand why my timing is pretty poor!
  34. Replies
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    SSL Certificate

    Could CUK get one please?
  35. Thread: CV Review

    by Scratch It
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    I've consulted with the rest of Yorkshire. Your...

    I've consulted with the rest of Yorkshire. Your username is blasphemous. Yorkshire shuns you.
  36. Thread: CV Review

    by Scratch It
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    I've had that indirectly. An agent asked me to...

    I've had that indirectly. An agent asked me to make some tweaks to better reflect experience with certain technologies for example, prior to submission to their client.
  37. Thread: CV Review

    by Scratch It
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    I'm currently making the transition into...

    I'm currently making the transition into contracting - I've got a couple of interviews lined up over the next couple of days, and my CV is a very similar standard to what I used to secure permanent...
  38. Entirely reasonable given the circumstances.

    Entirely reasonable given the circumstances.
  39. What would the typical accountancy fee be to...

    What would the typical accountancy fee be to produce final accounts out of interest? I guess with SJD you are getting the two.

    Insolvency is such a murky industry and is in desperate need of...
  40. I dont think anyone has mentioned this yet, but...

    I dont think anyone has mentioned this yet, but SJD insolvency services (i think that's the name) are a separate legal entity to SJD accountancy. I'm sure that you know this - though the implication...
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    One of the reasons a contractor is able to...

    One of the reasons a contractor is able to operate in the capacity of a business is because of the risks involved :)

    Either way, you're letting your emotions get in the way of good decision...
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    Thats all I have done to be honest. I've worked...

    Thats all I have done to be honest. I've worked with BAU guys - no idea how they do it, not for me!
  43. Replies
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    Thanks for this Eek - appreciate the strategic...

    Thanks for this Eek - appreciate the strategic advice and makes perfect sense to me.
  44. Replies
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    Thanks Eek - I have delivered a project in Azure...

    Thanks Eek - I have delivered a project in Azure and hopefully will be working on a project using data lake and data factory in near future. The work is interesting, though I wouldn't say that the...
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    Thanks for the advice. The length of time is a...

    Thanks for the advice. The length of time is a moving target. Back when I was first looking at this five years was the advice, though I guess this industry has only existing for a decade or two, so...
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    Full stack projects all the way from requirement...

    Full stack projects all the way from requirement gathering, DW design, ETL development in SSIS, cube design in SSAS and front end stuff with SSRS and Power BI. I've worked with Qlikview and Tableau...
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    Update

    Hi everyone - I just wanted to provide an update to this.

    In the end, I took the advice to take the time to try to become an expert in my field, and by chance I have moved to the big smoke. I...
  48. most of those I know in the industry without a...

    most of those I know in the industry without a degree in cs etc exploited a situation unique to their personal circumstances so blanket advice will be tough.

    what area of IT are you interested in?...
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    Research 'MVL' which stands for members voluntary...

    Research 'MVL' which stands for members voluntary liquidation. This normally costs between a k or 2k for an insolvency practitioners time but you get entrepreneurs tax relief at a tax rate if 10% of...
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    Typically a paid for service would give you a...

    Typically a paid for service would give you a recommended credit limit. I suspect most small agents would be very low, an awful lot lower than the typical loss to a contractor in the worst case...
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