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  1. Replies
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    If it's an electric helicopter the BIK is only 2%...

    If it's an electric helicopter the BIK is only 2% next year.
  2. Replies
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    Direction and Control might be an issue here....

    Direction and Control might be an issue here. Make sure the bus driver knows where he's going, and he sticks to the speed limit.
  3. And they with their 90% majority can then...

    And they with their 90% majority can then transfer the app on to their main business leaving you with nothing and you can't do anything to stop them.
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    Transferwise won't work as your main bank account...

    Transferwise won't work as your main bank account - they're not covered by FSCS and they don't offer many traditional banking services - but they work great for transferring money between a bunch of...
  5. Starling will be adding multiple PSC support in...

    Starling will be adding multiple PSC support in the next month or two.
  6. Replies
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    That's pretty much exactly what insurance is.

    That's pretty much exactly what insurance is.
  7. Replies
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    Starling now integrates with FreeAgent

    Starling now integrates with FreeAgent.

    Starling For Business on Twitter: "They say good things come to those who wait, and we know this has been a long one... We are thrilled to announce that our...
  8. I occasionally forward email from my client's...

    I occasionally forward email from my client's email system to my own company's email address. I only do this if I think the email could be useful in the event of an HMRC investigation: confirmation...
  9. It pays for our Christmas turkey.

    It pays for our Christmas turkey.
  10. Replies
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    FreeAgent also uses Yodlee for most of its feeds....

    FreeAgent also uses Yodlee for most of its feeds. (FA does have a small number of direct integrations with certain banks.)
  11. Replies
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    Just go with Starling. They are a proper bank....

    Just go with Starling. They are a proper bank. Their FreeAgent integration is going live very soon. They're adding support for multi-PSC companies in the next month or two as well.
  12. Less hassle still to just type "amazon receipt"...

    Less hassle still to just type "amazon receipt" or "sandwich receipt" or "snazzy trainers" into the Evernote search box and have it show up in a fraction of a second...
  13. I have very few paper receipts. Most of my...

    I have very few paper receipts. Most of my business expenditure is online. I keep all my receipts in Evernote, along with all my other company documentation. It's really easy to just forward your...
  14. I wouldn't touch Revolut with a bargepole.

    I wouldn't touch Revolut with a bargepole.
  15. Replies
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    I'm sure he would if pushed, but when I first...

    I'm sure he would if pushed, but when I first enquired, I was gently told that company cars were generally a bad idea. And so I just left it.
  16. Replies
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    I would also love to see a complete worked...

    I would also love to see a complete worked example of the figures for company car vs. private car, taking into account that nice BIK incentive.
  17. Replies
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    My daughter wants her bedroom redecorated....

    My daughter wants her bedroom redecorated. Apparently she's now too old for pink, and instead wants a dark teal colour. This happens to be the same colour that I use for my company logo, business...
  18. Replies
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    Scansnap + Evernote. Nobody needs to store 7...

    Scansnap + Evernote. Nobody needs to store 7 years' worth of actual physical paper any more.
  19. Replies
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    I also intend to switch over to Starling as soon...

    I also intend to switch over to Starling as soon as they support multi-director companies and FreeAgent integration, both of which are promised in the next couple of months.
  20. Replies
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    If your spouse is also a director then he/she can...

    If your spouse is also a director then he/she can claim the £4 a week too, for £8 total. See previous thread:...
  21. I can't comment on your personal US tax...

    I can't comment on your personal US tax liability, but from a business perspective, I've been contracting in the UK through my Ltd for US-based clients for many years and I've never been asked about...
  22. Replies
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    Is the product something you actually need? If...

    Is the product something you actually need? If not, then don't buy it. Simples.
  23. Replies
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    Add it to your next invoice as a "Completion...

    Add it to your next invoice as a "Completion Payment" or something.
  24. Replies
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    On the confirmation screen which shows the "Copy"...

    On the confirmation screen which shows the "Copy" button is a URL which isn't actually clickable, but which you can copy-and-paste into your browser. That takes you straight to the gift voucher in a...
  25. In that case she can't possibly be inside IR35.

    In that case she can't possibly be inside IR35.
  26. Did you mean personal bank account?

    Did you mean personal bank account?
  27. Get a Transferwise Borderless Account. You can...

    Get a Transferwise Borderless Account. You can hold funds in EUR and it is SEPA compliant.
    TransferWise Help | What are SEPA Transfers?
  28. I use a personal SIM in my company's phone. The...

    I use a personal SIM in my company's phone. The phone was purchased as essential hardware since I develop phone apps for my clients; I never actually use it for business-related phone calls. Calls...
  29. Replies
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    Out of curiosity, why not completely empty and...

    Out of curiosity, why not completely empty and then close the HSBC account before starting the liquidation process?
  30. I presume this £25 is a completely different...

    I presume this £25 is a completely different thing from the standard £10 per night personal expenses allowance? I'm not familiar with the £25 allowance.
  31. I'm aware of that risk, and so I just keep a...

    I'm aware of that risk, and so I just keep a couple of $k in there, not any huge amount. Good point though.
  32. I have a USD borderless account because it's...

    I have a USD borderless account because it's easier to receive payments from my US clients, allows me to maintain a USD balance (so I can wait for better exchange rates before converting to GBP), and...
  33. Transferwise have just launched a private beta...

    Transferwise have just launched a private beta test of borderless account debit cards for business. (I'm invited to the private beta.)

    This will be great for my US expenditure, I'll be able to...
  34. Replies
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    Why?

    Why?
  35. Buying existing shares from a shareholder means...

    Buying existing shares from a shareholder means money goes directly to the shareholder, and may be subject to CGT. No?
  36. Replies
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    I was surprised by it too, but my accountant (who...

    I was surprised by it too, but my accountant (who is very well respected on this forum) assured me it was perfectly normal and acceptable.

    It is factually correct to state that each of my...
  37. Replies
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    I do £4 per week each for me and the Mrs (both...

    I do £4 per week each for me and the Mrs (both directors and shareholders), £416 per annum total.
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    https://www.freeagent.com/

    https://www.freeagent.com/
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    Fair enough, I only just noticed it. :)

    Fair enough, I only just noticed it. :)
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    Amazon Business

    Amazon just launched Amazon Business.
    www.amazon.co.uk/business

    For my business spending I already had a separate (from personal) Amazon account set up, and I've just migrated it to Amazon...
  41. For personal use, a Monzo account is great for...

    For personal use, a Monzo account is great for overseas spending. No fees, and interbank exchange rate.

    For business, a Starling business account looks pretty good although they aren't yet...
  42. Replies
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    Everyone says it, so it must be true. Right.

    Everyone says it, so it must be true. Right.
  43. Am I right in thinking that the proposed changes...

    Am I right in thinking that the proposed changes would not (and could not) affect those of us whose clients are overseas with no UK presence?
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    On the plus side, being terminated without notice...

    On the plus side, being terminated without notice is a good indication that you were outside IR35.
  45. Replies
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    A US Macbook won't have a £ symbol on the...

    A US Macbook won't have a £ symbol on the keyboard, and the " will be in a funny place.

    Just get a UK one.
  46. Been happily using Santander for many years....

    Been happily using Santander for many years. Works well with FreeAgent, via Yodlee, but never had any connection problems. No monthly fee either.
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    Take photos of the odometer before and after each...

    Take photos of the odometer before and after each trip, and make sure the photos are location-tagged.

    (That's not a serious suggestion, by the way.)
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    Umm... cancel the direct debit, surely?

    Umm... cancel the direct debit, surely?
  49. Replies
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    OK, Maslins was right. Apologies! That FA...

    OK, Maslins was right. Apologies!

    That FA data-sharing is a big surprise to me.
  50. Replies
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    You've got this completely back to front.

    You've got this completely back to front.
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