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  1. Replies
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    602

    iMac's aren't laptops. And a 2016 model with a...

    iMac's aren't laptops. And a 2016 model with a decent processor is still worth £500+
  2. I'm not an expert by any means but can't you...

    I'm not an expert by any means but can't you claim "new style JSA" (for 6 months)

    Jobseeker's Allowance (JSA): Eligibility - GOV.UK

    Not means tested (savings amount don't come into it) and...
  3. Replies
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    Hmmmm.... "Go large" on your permie pension...

    Hmmmm....

    "Go large" on your permie pension contributions to reduce your taxable income which would allow you to take higher levels of dividends from your LtdCo ?

    I'm not an accountant tho so...
  4. Replies
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    Sticky: Sounds like your BB axle length is too small, did...

    Sounds like your BB axle length is too small, did you do a like-for-like replacement ?
  5. Thread: Checking Out

    by adubya
    Replies
    28
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    2,318

    November 2019 from what I can see.

    November 2019 from what I can see.
  6. Thread: Checking Out

    by adubya
    Replies
    28
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    2,318

    Did you complete the paperwork before the...

    Did you complete the paperwork before the investment amount increased from $500K to $900K ?
  7. Replies
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    876

    Not now UK firm NOW: Pensions tells 1.7...

    Not now

    UK firm NOW: Pensions tells 1.7 million customers a 'service partner' leaked their data all over 'public software forum' • The Register
  8. Replies
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    3,338

    iWeb

    iWeb
  9. Replies
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    3,338

    Oh yes. All of my SIPP holdings are Vanguard...

    Oh yes. All of my SIPP holdings are Vanguard funds, it just happens to be cheaper to hold them outside of the Vanguard SIPP for me.
  10. Replies
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    Yes, but other providers have a flat fee half of...

    Yes, but other providers have a flat fee half of that.
  11. Replies
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    3,338

    Vanguard are good but for larger holdings...

    Vanguard are good but for larger holdings (£120K+) their %age based fee structure will cost more than a flat-fee provider. That's what's keeping me from using Vanguard currently.
  12. Replies
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    Open an instant access business account and put...

    Open an instant access business account and put the excess in there. Shawbrook instant access is probably the best you'll do currently.

    Business Easy Access Savings Accounts - Shawbrook Bank
  13. Annoying that the web/desktop versions still rely...

    Annoying that the web/desktop versions still rely on the phone to send/receive messages though. Whatsapp were supposed to be releasing standalone versions but hasn't happened yet.
  14. Too old for Big Sur to work OOB, however it can...

    Too old for Big Sur to work OOB, however it can be installed with "tweaks".
  15. I'd put it at "intermediate" level :) The good...

    I'd put it at "intermediate" level :)

    The good news is that you no longer need to open up the Sonoff and solder wires to reflash it. Everything can be done via REST calls.
  16. Co-incidentally I received a Sonoff Mini today...

    Co-incidentally I received a Sonoff Mini today and flashed Tasmota onto it :happy
  17. Replies
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    Buy a £100-£150 Haswell based 4 core i5 corporate...

    Buy a £100-£150 Haswell based 4 core i5 corporate machine (2015-ish), put a SSD in it and Hackintosh it. Great performance and will run Big Sur when it's released tomorrow.
  18. Replies
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    1,683

    Hope you get it sorted. A painful lesson to...

    Hope you get it sorted. A painful lesson to always to your own research and don't just follow others.
  19. Buy a Sonoff Wifi plug and put Tasmota on it. No...

    Buy a Sonoff Wifi plug and put Tasmota on it. No more phoning home to China, all controlled via your home LAN with Alexa compatability if you so desire.
  20. This by any chance ? Paracord Buddy | Home Of...

    This by any chance ?

    Paracord Buddy | Home Of The Best EDC Gear | Shop Now – Paracord Buddy UK
  21. Replies
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    2,371

    name and shame ? (so others don't suffer the...

    name and shame ? (so others don't suffer the same fate)
  22. Replies
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    Kent Reliance still paying 0.9% instant access. ...

    Kent Reliance still paying 0.9% instant access.

    Will no doubt change but I've not had any comms from them stating an upcoming rate cut yet.

    Business Savings Accounts | Kent Reliance
  23. Those "notes" read like a 16 year old kid has...

    Those "notes" read like a 16 year old kid has written them.
  24. Replies
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    Yes, last month and it was paid within 6 days...

    Yes, last month and it was paid within 6 days from submission. Not had this month's payment yet though.
  25. If I were you I'd edit your post and delete the...

    If I were you I'd edit your post and delete the Felicitas link, when you click on it, the URL changes to include a gmail address, yours I guess.
  26. Replies
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    I've got 5 Hikvision cameras wired to a same...

    I've got 5 Hikvision cameras wired to a same brand network video recorder via power over ethernet.

    Good brand and all works well. I've built it up over the last 12 months adding 3 cams in this...
  27. Replies
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    If you're talking about the CJRS furlough payment...

    If you're talking about the CJRS furlough payment then yes, received payment on Weds following application last Friday.
  28. Replies
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    Crazy, mine (Contratax) did is as a BAU service.

    Crazy, mine (Contratax) did is as a BAU service.
  29. Replies
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    12,566

    Do you manage your own PAYE or does your...

    Do you manage your own PAYE or does your accountant do it ? If the latter then they'll probably have the logon.
  30. It's always worked like this for me i.e. retained...

    It's always worked like this for me i.e. retained profits updated as soon as invoice submitted.
  31. ER remains but with a £1million cap. :music:

    ER remains but with a £1million cap. :music:
  32. Thanks, yes that's what I meant. If I had a...

    Thanks, yes that's what I meant. If I had a pension scheme which I paid into say 20 years ago but not since and the pension account were still active, then that would tick the box.
  33. You can contribute £40K + any unused allowance...

    You can contribute £40K + any unused allowance from the previous three years as long as you are a member of a pension scheme. Doesn't matter if it's a new SIPP. I opened a SIPP three years ago and...
  34. Replies
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    Starling here, plays nicely with Freeagent,...

    Starling here, plays nicely with Freeagent, instantaneous updates.
  35. Done

    Done
  36. I will be surprised if it gets completely...

    I will be surprised if it gets completely scrapped. Wouldn't be the first time a doom and gloom story is pushed to the media ahead of a budget following by the actual implementation being a watered...
  37. Thread: Tide bank

    by adubya
    Replies
    10
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    1,237

    I switched from Cater Allen to Starling last year...

    I switched from Cater Allen to Starling last year for the business current account and it's great.
    If you have large amounts of cash sloshing around in the business then I'd open a business savings...
  38. Replies
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    Nope

    Nope
  39. Replies
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    Buyers market.

    Buyers market.
  40. Replies
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    A Pi is really overkill for interfacing to a...

    A Pi is really overkill for interfacing to a one-wire sensor, an ESP8266 based board would cost much less (under $5) and do the job.

    Worth looking into, I have an internet enabled beer fridge...
  41. Replies
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    Yes, I noticed that. Depends upon how close you...

    Yes, I noticed that. Depends upon how close you are to 55 I guess. I'm *very* close so will hold off opening the Vanguard SIPP until the drawdown is available, will look at the terms and compare...
  42. But if those jobs are in the "Job in a shortage...

    But if those jobs are in the "Job in a shortage occupation" category then that adds 20 points. If you can speak English and have a job offer/sponsorship from an employer then you have the necessary...
  43. Replies
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    Yes, Vanguard products only.

    Yes, Vanguard products only.
  44. Replies
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    Yay, another scheme. Pile in.

    Yay, another scheme.

    Pile in.
  45. Replies
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    Companies exempt from the new legislation can.

    Companies exempt from the new legislation can.
  46. Replies
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    Vanguard SIPP now launched

    It's been a long time coming but it's now open.

    Vanguard: Helping you reach your investing goals | Vanguard

    It's still more expensive for me than my current provider, iWeb but will look at the...
  47. Budgie smugglers FTW

    Budgie smugglers FTW
  48. Is it tax deductible ?

    Is it tax deductible ?
  49. While this may be the case, I wouldn't want to be...

    While this may be the case, I wouldn't want to be anywhere near that car crash when it occurs.
  50. I bought a cheapo ethernet crimp tool off ebay...

    I bought a cheapo ethernet crimp tool off ebay and watched a youtube vid. It's fiddly getting the wires straight and into the new "plug" but not difficult. I crimped two plugs and both worked first...
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