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  1. Replies
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    Git into contracting the same way and just passed...

    Git into contracting the same way and just passed 12 years.

    Lost both parents
    Been to about 8 countries, some a few times.
    Worked in London for about 6 years, Canary Wharf for 5 of those.
    Seen...
  2. Replies
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    Didn't see this thread...

    Didn't see this thread

    Mods can you delete this thread please.
  3. I know - the point I was making is that NLUK...

    I know - the point I was making is that NLUK suggested it should be 6 months at full rate and then this was upped to 24 months. After 12 years I've got probably 2 years at subsistence level but that...
  4. So you have 24 months of FULL rate sat in the...

    So you have 24 months of FULL rate sat in the bank do you ?

    I'm all for having a war chest but it would take me, or anyone for that matter, years and years to have 200k put aside.

    The money I...
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    £4k to switch business bank account ?

    NatWest have sent me several emails about the new switching service for business accounts and after discovering that my account had no signatories set up on it for the past 12 years I thought I'd...
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    Aren't they non commercial as well - so you can...

    Aren't they non commercial as well - so you can use them to evaluate but can't use them to create anything on a commercial basis ?

    The first contract I ever had the guy used action pack to get his...
  7. We're on Virgin cable (350/30) and see the same...

    We're on Virgin cable (350/30) and see the same thing. Much more noticeable when you wfh. I asked a Virgin engineer once abut it and he said sometimes they push out new router configs that can cause...
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    They do a 38 inch curved 4k monitor...

    They do a 38 inch curved 4k monitor
  9. Replies
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    3,206

    I've just bought a Dell U2720Q recently, 4k with...

    I've just bought a Dell U2720Q recently, 4k with USB C and all the fancy colour stuff. Not cheap at around £500 but well worth it. Wish I'd done it ages ago.
    Whilst I don't do web work I write...
  10. Replies
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    Leeds Bradford Airport

    Just dropped my daughter at the airport, was in there for about 5 mins and was charged £3 to get out of the car park !!!

    What the ****ity **** ?:devil

    It's also got to be the worst airport in...
  11. Replies
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    Plus I think you can only backfill full years -...

    Plus I think you can only backfill full years - so 40k this year, then 40k last year, then whatever's left over. Going through this now but Vanguard only accept debit card top-ups, which caused me...
  12. Replies
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    First SIPP

    I know there's another thread for SIPP newbies but I came across this as I was just about to open a Vanguard SIPP account. I'm thinking of putting about 30k in and have 60k in 2 others that I'd...
  13. Replies
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    There was a £1k difference with the first...

    There was a £1k difference with the first umbrella (umbrella.co.uk) I think of a net of 6.4k a month but a weekly of 1.5k
    Second umbrella was the same figures (+/- 20 or so)

    Contractor off...
  14. Replies
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    1,310

    Thanks guys - went for a 30% increase inside with...

    Thanks guys - went for a 30% increase inside with full tax paid - not holding my breath though and preparing a stint on the bench.
  15. Replies
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    1,310

    The correct off payroll calculations ...

    Hi guys,

    Not been around for a long time but thought I'd seek some final advice as contracting spirals down the pan.

    Been told by my client they want to extend, have been given an SDS of inside...
  16. Replies
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    1,327

    It's like a bad tooth I can't stop prodding with...

    It's like a bad tooth I can't stop prodding with my tongue
  17. Replies
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    1,327

    Shutting this account down

    How do I do it ?

    Can't seem to find any info anywhere ?

    Ta.
  18. Wouldn't we all satisfy the exemption ? I...

    Wouldn't we all satisfy the exemption ?

    I don't actually claim anyway so don't really care.
  19. The view of my previous accountant has always...

    The view of my previous accountant has always been that you can claim a personal mobile contract as an expense. HMRC is never going to go through a £20 a month deal and filter business and personal...
  20. Replies
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    I'm not sure how practical this is - I've rented...

    I'm not sure how practical this is - I've rented 3 flats in London and have ben told each time that a business let isn't possible as a business credit check isn't possible or acceptable. How many...
  21. Replies
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    Good for you. But you increased the risk of being...

    Good for you. But you increased the risk of being rejected. I had the same initial query with the current bank job and was told if I didn't supply company bank accounts then I would be rejected.
    ...
  22. Replies
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    Absolute bulltulip.

    Absolute bulltulip.
  23. Whilst your anecdote is very interesting Phil...

    Whilst your anecdote is very interesting Phil you're missing the point.

    I have insurance for IR35 and other tax investigations. I do get it. I just don't choose to be part of IPSE.
  24. I was mistakenly thinking you were in the IPSE...

    I was mistakenly thinking you were in the IPSE club.
  25. If you're referring to the first post above we're...

    If you're referring to the first post above we're of the same opinion it seems.
  26. Total nonsense. The reason I'm not in your club...

    Total nonsense. The reason I'm not in your club is because I get the same benefits elsewhere I don't believe that IPSE is relevant any more, if it ever was.
  27. Replies
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    I agree. I was in London for 5 or 6 years, get...

    I agree. I was in London for 5 or 6 years, get yourself a house share with a contract or rent a flat and get an agreement. I don't see how you can expense nnn and say I gave it to see bloke for half...
  28. Get a 100% off with my linky below. Have a...

    Get a 100% off with my linky below.

    Have a think about where IPSE's lobbying has got contractors in the last 10 years and don't buy a package on the basis you might get your money back if you eat...
  29. Replies
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    The best description of Brexit I've seen in a...

    The best description of Brexit I've seen in a long time
  30. Replies
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    I love the way that the argument was framed as...

    I love the way that the argument was framed as 'you said it would all go wrong after the referendum' instead of the truth as I remember it of 'it will all go wrong when we leave Europe'
  31. call Hiscox

    call Hiscox
  32. Replies
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    zzzzzzz loved the guy who was programming it...

    zzzzzzz

    loved the guy who was programming it with a fag in his mouth though ...
  33. interesting just watching that ****er Farage on...

    interesting just watching that ****er Farage on Daily Politics just and the connect between him, Trump, Bannon and rise of the far right across Europe, whilst Bannon is touring Europe whipping up...
  34. Replies
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    St Lucia for 2 weeks in August

    St Lucia for 2 weeks in August
  35. Replies
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    Yeah it seems you did - I was reading it in the...

    Yeah it seems you did - I was reading it in the context of your previous post I think … my bad.
  36. Replies
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    And back in the real world. You kick up a big...

    And back in the real world.

    You kick up a big fuss over something that is quite reasonable and expected and suddenly the gig goes to someone else.
  37. Replies
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    I for one am fed up of seeing these posts and...

    I for one am fed up of seeing these posts and each one should get a short sharp **** off.

    To the OP - have a DNA test if you're unsure but meet your obligations. If it's your child stop being such...
  38. Replies
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    The key point is that the government owns the...

    The key point is that the government owns the public sector so they can effectively do what they want.

    They do not have the same control/leverage over the private sector. This is a key point....
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    My money is still on it just never happening. ...

    My money is still on it just never happening.

    IR35 is simply a mechanism to create a state of fear.
  40. Replies
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    A grade 1 induction cut. Feels awesome. I had...

    A grade 1 induction cut.

    Feels awesome. I had the same thing when I noticed the curve of the tube was getting colder. About 6 months back I cut it all off and have not looked back.
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    I think with the milk thing he's moaning about...

    I think with the milk thing he's moaning about with Canada the US gov gives huge subsidies to US farmers to produce milk - they try to sell it to Canada and Canada adds a tariff to level up the...
  42. Replies
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    Who would insure your substitute ?

    Who would insure your substitute ?
  43. Replies
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    3,473

    I have a line manager, and a functional manager -...

    I have a line manager, and a functional manager - as does everyone, including the 15k contractors and even the 15k consultants here do. Along with the 260k employees. What would HMRC make of that ?
  44. Replies
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    But that's ok 'cos we'll have our own Brixt...

    But that's ok 'cos we'll have our own Brixt SatNav

    Which will be tulip.
  45. I don't think you have a chance. You no longer...

    I don't think you have a chance. You no longer have a right to light which is the way is used to be.
  46. Replies
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    I've never had an IR35 check either. To the OP...

    I've never had an IR35 check either.

    To the OP

    What's stopping you emailing in an invoice for the work you've done with 7 day payment terms. Wait the 7 days then bring it up with the client. If...
  47. Replies
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    There must be a cheaper way of killing civilians...

    There must be a cheaper way of killing civilians in Syria - can't we just get our very, very good friend the Israelis to do it for us ?
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    I know a guy who knows a guy etc. and he said TSB...

    I know a guy who knows a guy etc. and he said TSB was down to a stupid Go/No Go and the fact they fired a lot of contractors working on the migration. So it was people not hardware for TSB.
  49. The perm demand is high ?

    The perm demand is high ?
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    … and take that credit again ...

    … and take that credit again ...
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