3D Secure/Taking credit card payments 3D Secure/Taking credit card payments
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  1. #1

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    Default 3D Secure/Taking credit card payments

    Morning All...

    So a quick question - we currently take credit card payments on our website - and we need to upgrade to make it '3d secure' (whatever that is! )

    Anyway we have been given a quote that this is going to take 4 people 4 weeks to do (which is a total of 80 man days..)

    This seems a bit steep when in reality all we are doing is handing off to the payment gateway which actually handles the payments.

    Anyone got any ideas of whether we are being led a merry dance or not?

  2. #2

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    Quote Originally Posted by original PM View Post
    Morning All...

    So a quick question - we currently take credit card payments on our website - and we need to upgrade to make it '3d secure' (whatever that is! )

    Anyway we have been given a quote that this is going to take 4 people 4 weeks to do (which is a total of 80 man days..)

    This seems a bit steep when in reality all we are doing is handing off to the payment gateway which actually handles the payments.

    Anyone got any ideas of whether we are being led a merry dance or not?
    Who is your gateway provider? And are they the ones who are telling you it will take 80 days?
    “Live a good life. If there are gods and they are just, then they will not care how devout you have been, but will welcome you based on the virtues you have lived by. If there are gods, but unjust, then you should not want to worship them. If there are no gods, then you will be gone, but will have lived a noble life that will live on in the memories of your loved ones.”

    ― Marcus Aurelius

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    Quote Originally Posted by SimonMac View Post
    Who is your gateway provider? And are they the ones who are telling you it will take 80 days?
    Nope think gateway provide is MasterCard...

    it is our internal 'digital/agile' team who are quoting that - generally thought is they are taking the piss and it is probably right....

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    Quote Originally Posted by original PM View Post
    Nope think gateway provide is MasterCard...

    it is our internal 'digital/agile' team who are quoting that - generally thought is they are taking the piss and it is probably right....
    It might take four weeks with release cycles etc, however it won't take 80 days worth of effort unless you are paying Accenture or the like!
    “Live a good life. If there are gods and they are just, then they will not care how devout you have been, but will welcome you based on the virtues you have lived by. If there are gods, but unjust, then you should not want to worship them. If there are no gods, then you will be gone, but will have lived a noble life that will live on in the memories of your loved ones.”

    ― Marcus Aurelius

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    Are you sure they have not just put down 4 people involved in that project and it's expected to take 4 weeks. So a UI developer may take a couple of days to change the UI, another developer to do the main bulk of the work. Another does DB changes, testing etc?

    I do remember 3D secure being a pain in the arse for a clients perm developers. But they had multiple credit card providers.

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    Standard api for MasterCard

    What are they charging you for / should be seemless


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    Quote Originally Posted by woohoo View Post
    Are you sure they have not just put down 4 people involved in that project and it's expected to take 4 weeks. So a UI developer may take a couple of days to change the UI, another developer to do the main bulk of the work. Another does DB changes, testing etc?

    I do remember 3D secure being a pain in the arse for a clients perm developers. But they had multiple credit card providers.
    Yeah we are asking them to confirm the 4 roles they need and justify each weeks work (e.g. what will they work on in week 1 for 37.5 hours) - we have no problem with it taking 4 weeks but we will not be using 4 people for the full 4 weeks each -so loathed to pay the £30k they are asking for.

    Quote Originally Posted by GhostofTarbera View Post
    Standard api for MasterCard

    What are they charging you for / should be seemless


    Sent from my iPhone using Contractor UK Forum
    This is my view and thus why 4 people for 4 weeks is too much - I get the feeling we are being charged for them learning how to do it...

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    Quote Originally Posted by original PM View Post
    Yeah we are asking them to confirm the 4 roles they need and justify each weeks work (e.g. what will they work on in week 1 for 37.5 hours) - we have no problem with it taking 4 weeks but we will not be using 4 people for the full 4 weeks each -so loathed to pay the £30k they are asking for.



    This is my view and thus why 4 people for 4 weeks is too much - I get the feeling we are being charged for them learning how to do it...
    Do you have a choice? Seems to me like intra-company political issue, more than a technical one.

    Every time I have been prompted for 3D secure by a merchant, the prompt was looking as coming from the card processor, rather than the merchant website. I don't see how it could take much more than installing an update or ticking a box on the merchant side to turn it on.

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    Quote Originally Posted by sal View Post
    Do you have a choice? Seems to me like intra-company political issue, more than a technical one.

    Every time I have been prompted for 3D secure by a merchant, the prompt was looking as coming from the card processor, rather than the merchant website. I don't see how it could take much more than installing an update or ticking a box on the merchant side to turn it on.
    I think this is exactly the problem - generally they are trying to overcharge us - 80 days at £700 per day - which is £56k - just for implementing a payment gateway.....

  10. #10

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    Quote Originally Posted by sal View Post
    Do you have a choice? Seems to me like intra-company political issue, more than a technical one.

    Every time I have been prompted for 3D secure by a merchant, the prompt was looking as coming from the card processor, rather than the merchant website. I don't see how it could take much more than installing an update or ticking a box on the merchant side to turn it on.
    Yup pretty sure the 3DS page will come from card processor, last place I had involvement with this it was a check box to turn it on and page from the card processor was presented in an iframe, not sure if this would still be the case.

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