IR35 post April 2020: Choosing a legitimate Umbrella IR35 post April 2020: Choosing a legitimate Umbrella - Page 3
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  1. #21

    Still gathering requirements...


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    I get a load of deleted posts?

  2. #22

    Faqqed Off

    TheFaQQer's Avatar
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    Quote Originally Posted by Seahorse17 View Post
    I get a load of deleted posts?
    I'm not sure if my FAQ answers your question or not - IR35 FAQs

    If not, let me know - I'm away enjoying an a free holiday at the moment and limited to only using my phone occasionally but I'm happy to try to help if I can.
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  3. #23

    Still gathering requirements...


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    Thanks - had just found it! Appreciate your efforts.

  4. #24

    Still gathering requirements...


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    Does anyone know of any umbrella company that allows you to pay into your own SIPP as opposed to using their "default provider scheme". Have tried a few and no luck so far.

    Finding this would help with any transition from Ltd Co. to Umbrella.

  5. #25

    My post count is Majestic

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    Quote Originally Posted by drob1984 View Post
    Does anyone know of any umbrella company that allows you to pay into your own SIPP as opposed to using their "default provider scheme". Have tried a few and no luck so far.

    Finding this would help with any transition from Ltd Co. to Umbrella.
    No. They generally don't care about doing anything more than the absolute minimum to meet legislation.

    That said Contractor Umbrella used to allow you to put as much as you want in to their scheme. Once you are done you just transfer it to your SIPP.
    'CUK forum personality of 2011 - Winner - Yes really!!!!

  6. #26

    Double Godlike!

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    Quote Originally Posted by northernladuk View Post
    No. They generally don't care about doing anything more than the absolute minimum to meet legislation.

    That said Contractor Umbrella used to allow you to put as much as you want in to their scheme. Once you are done you just transfer it to your SIPP.
    WNLUKS.

    it was scottish widows IIRC and no transfer fees either.
    Entropy is NOT what it used to be.
    Inertia, however........................

  7. #27

    Fingers like lightning


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    As you are the employee of the umbrella company, the pension goes into the Group Pension Scheme, but as others have said, there are companies that will allow transfers at no cost, in which case you just transfer it once your assignment with the umbrella is done

  8. #28

    More time posting than coding


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    Quote Originally Posted by cojak View Post
    If you've come here looking for advice regarding umbrella companies here it is.

    Choose a company that complies with HMRC guidelines and current UK legislation*.

    You can find a selection here: Ask an Umbrella Company - All Umbrella Companies Are Equal

    Some companies will offer you the moon on a stick, or 85%+ of your day rate. It sounds too good to be true, doesn't it?

    That's because it is.

    Have a read of this: Don't be fooled by imposter umbrella companies

    Because if you join them you will very likely end up here HMRC Scheme Enquiries

    And for newbies, definitely don't join a company with offices in the Isle of Man or Jersey.

    Just don't.

    (*When an umbrella states that they are 'Fully HMRC compliant', ask them what they mean by this - do they mean that they comply with HMRC guidelines? HMRC do not offer compliance reviews and will not 'approve' umbrella companies. Basically they say this just to get you to sign up.)


    @cojak that first link doesn't exist anymore

    "You can find a selection here: Ask an Umbrella Company - All Umbrella Companies Are Equal"

  9. #29

    Some things in Moderation

    cojak's Avatar
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    Thanks, I’ll remove.
    "I can put any old tat in my sig, put quotes around it and attribute to someone of whom I've heard, to make it sound true."
    - Voltaire/Benjamin Franklin/Anne Frank...

  10. #30

    bored now

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    Quote Originally Posted by CanPayButWouldRatherNot View Post
    @cojak that first link doesn't exist anymore

    "You can find a selection here: Ask an Umbrella Company - All Umbrella Companies Are Equal"
    Yep - the site was removed because it sadly wasn't working and could not compete against the adverts some people placed around the search results.

    Can I add here that umbrella companies really don't have the money to run expensive advertising campaigns. If you are seeing a lot of adverts for a particular firm really ask yourself how they can afford those adverts.
    merely at clientco for the entertainment

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