Expat mortgage case study: Jane

Jane is a Client Director with an Insurance company, who recently moved back to the UK after 7 years living and working abroad.  This is her story…

“Before I left the UK I cancelled my credit cards to ensure I had no debt in the UK but kept my bank account running.  Unbeknownst to me, this resulted in me being treated as a virtual alien in my home country as my credit history was completely wiped after 6 years away  from home.

Despite having a healthy cash deposit and being a first time buyer I had zero credit history and no recent UK address and despite a long term permanent well paid role in Australia, I was in my 3 month probation period in my new role in the UK.  

Even my own UK high street bank of over 30 years were struggling to give me an answer on a mortgage that would enable me to buy a house of the value I required and could afford in my budget.

After a recommendation from a friend I contacted the fantastic team at CMME. They secured me a mortgage within 48hrs of my first contact with them and supported me throughout the process to get me a highly competitive rate that beat anything my bank would have offered.

They also provided crucial end to end support to ensure I was clear on every decision I made and removed as much stress from the process as possible.  They had direct contact with my mortgage provider and got answers within hours.  

I am now happily settled in my new home and this is all down to the seamless work of Megan and her team at CMME”.