What you heard down the pub versus the reality can often disappoint. But the sobering reality of company closures is absolutely worth knowing.

A bit of crystal ball gazing to help ensure your priorities as a freelance software developer get sorted for next year.

When even a tiny edge over rivals matters, ditch the drink to see how you perform as energised, enhanced and emotionally-balanced.

Making yourself visible to ‘hidden’ contractor opportunities is the way to go when the open market falters.

IHT, pensions and ISA changes. Each look likelier on Nov 22nd than what contractors actually need -- a new body to license umbrella companies.

Increasing how much tax-free saving accounts can hold would be better than streamlining ISAs on November 22nd.

The process for probing cases of serious harm and suicide linked to government policy is farcical, and insulting to 10 grieving families, says Sammy Wilson MP in this ContractorUK exclusive.

Forget him trying to improve his off-payroll working tool, the taxman should just rename it, ‘CEST - Cheating Every Self-employed Taxpayer.’

It’s the make-up of each brick in the taxman’s 60-strong ‘wall of shame’ that deserves your close scrutiny.

A call to remove the Sword of Damocles is understandable, even if it shouldn't be aimed at the chancellor.