The right way for contractors to do Buy-to-Let mortgages

Buy-to-let mortgages offer contractors a cost-effective way to invest. Income from property can top up income today or bolster a pension in the future. But with so much happening around landlords, what's the best way forward? 

We've asked Freelancer Financials, specialists in all types of mortgages for contractors, to explain. They understand both how contractors work and how lenders perceive contract income. Working with underwriters direct, they can arrange the right buy-to-let mortgage for your status.

The barrier of specialist income eliminated

Contractors need to understand that their payment structure makes them a specialist borrower. Getting lenders to accept retained profits in their affordability calculations isn't easy.

Few advisors at branch level have the wherewithal to understand limited company accounts. So why keep on hitting your head against brick walls?

Freelancer Financials circumnavigate the traditional High Street route. They deal with specialist underwriters at head offices, with whom they work daily. When you present your credentials, they instinctively know the best buy-to-let lender for you.

This makes the path to becoming a landlord much straighter for independent professionals. Umbrella, limited company contractor, freelancer or straight up self-employed. If you're got the required history, they'll get the ball rolling.

Being a professional should strengthen your position to buy investment property, not weaken it. Taking the first step is as easy as filling out the form below. A buy-to-let expert will get in touch by return, asking only relevant, pertinent questions.

In the meantime, see our FAQs below to give you an idea of strategy and what they'll need to know.