Contractor Mortgages


If you’re looking for specialist advice regarding contractor mortgages, we would wholeheartedly recommend contacting CMME. Whether you classify yourself as a contractor, freelancer or simply self-employed, CMME are able to rely on more than a decade’s worth of expertise to ensure you get the right help and the best deal.

Having helped thousands of independent professionals receive the mortgage funding they require, CMME are ready and able to help you finance your new home or property. Simply visit or fill in the form below to get the process started. 

We have teamed up with these specialist contractor mortgage advisors to offer solutions to all your home finance needs. Find out more here.

Special Mortgage Offer for Contractor UK Visitors

CMME provides a highly specialised service that provides assistance, advice and mortgage offers tailored to meet the needs of contractors, freelancers and the self-employed. Proving that the financing process does not need to be as challenging as is often believed, CMME distinguish themselves from the competition by offering contractor mortgages that are both fair and affordable. As leaders in the field, they commit to the following four principles;

  • Receive a mortgage offer that’s based on your entire income.
  • Be approved without having to provide accounts for the previous three years.
  • Borrow up to five times your annualised income.
  • Apply with only two forms of ID, such as passport and driving licence and a copy of your current contract.

With a focus on excellent customer service and a strong desire to ensure client satisfaction, CMME are best placed to help you with your mortgage. They also provide a number of other financial services for contractors, including life cover and critical illness and income protection.

Don't just take our word for it...

5* Simple Process with excellent service

If you're a contractor this makes the whole experience of getting a mortgage super easy.

Helped us with a confusing Ltd and Umbrella Public Sector IR35 mess

For second time now CMME have provided excellent service in helping us secure a mortgage. First time as a Ltd Co contractor and then helped us make sense of an otherwise confusing Ltd and Umbrella mess experienced as a result of the Public Sector IR35 fiasco. Really can’t recommend and thank them enough and will definitely be a returning customer.

Fantastic for contractors having difficulty finding a mortgage provider

Superb service - after losing our previous mortgage offer due to changing from a permanent employee to a contractor, CMME helped us to find a better mortgage offer than we had previously in a very short time!

Excellent 5***** Service

CMME's mortgage service throughout our dealings with them has been second to none in particular the service received from Polly. I would therefore have no hesitation in recommending them to everyone. If like me you have either contractor, director and/or other sources of income other than standard employment salary income, CMME are certainly the organisation to support your mortgage application. I first dealt with Polly in Feb 2014 and despite a couple of house purchases falling through, she never lost faith or patience in supporting our mortgage applications. She remained professional throughout and we finally received a mortgage offer for over and above the initial projected lend possibilities in Dec 2017. I and my family hope to move into our new home in a few weeks and are very grateful for the support in this regard. Many thanks to Kelly-Anne and everyone else at CMME too. Look forward to working with you again in the near future. 

If you require additional information regarding mortgages for contractors, freelancers and the self employed, you can find our advice page here

If you would like to know more about the mortgage application process, you can find our helpful guide to getting a Contractor Mortgage here

ContractorUK are not authorised to offer regulated mortgage advice. ContractorUK are introducers to CMME.

Your home may be repossessed if you do not keep up repayments on your mortgage.

CMME is a trading name of CMME Mortgages and Protection Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: Albany House, 5 Omega Park, Alton, Hampshire, GU34 2QE. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.

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