Hiscox offers a range of business insurance products for small office based professional businesses and contractors in the UK. Over 180,000 businesses trust Hiscox to insure them as they understand the need for flexible cover so that you can tailor your policy to suit your individual business needs.
We have a range of insurance policies available to help contractors operate their businesses effectively. These include:
- Professional indemnity insurance for IT contractors
- IT contractor business liability insurance
- Office insurance
- Cyber and data risk insurance
- Personal accident insurance
- Contractor IR35 Insurance
- Income Protection Insurance for IT Contractors
- Relevant Life Insurance for Contractors
- Life Insurance for Contractors
- Medical Cover for contractors from WPA
- Critical Illness Insurance cover for Contractors
- Jury Service Insurance for Contractors
Making sure you have the right business insurance is important, but with so many products to choose from it’s hard to know where to start. That’s why Hiscox have created an easy to follow decision tree to help you understand the insurance you might need -you might find this Contractors' Guide to Insurance helpful too.
The Hiscox office contents policy protects home or office-based small businesses if your business equipment is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your policy such as portable equipment (e.g. laptops), and business interruption (cover for the financial losses that result from being unable to trade due to an unexpected interruption).
Cyber and data risks insurance
The Hiscox cyber and data risks cover supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
Personal accident insurance
What would happen to your business if you, or a key employee, are unable to work after an accident? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
With the current uncertainty surrounding the IR35 legislation, one way you can protect yourself is by taking out IR35 insurance (also known as tax liability cover).
If you would like a tailored quote visit www.hiscox.co.uk/ContractorUK or call 0800 2800 359.
Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. Hiscox Underwriting Ltd is authorised and regulated by the Financial Conduct Authority and Hiscox Insurance Company Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.