IT Contractor Business Liability Insurance

Public liability insurance

Public liability insurance covers compensation you have to pay a client, contractor or member of the public due to accidental injury or property damage. This could be something that happened at your business premises such as a client slipping on a wet floor, or something outside your workplace such as an employee spilling coffee over a client’s computer when visiting their office.

Public liability insurance will provide your business with important protection if you:

• Deal with the public
• Have clients visiting your home office or business premises
• If you or an employee visit your clients’ offices

Employers' liability insurance

As an employer you are responsible for the health and safety of your employees whilst they are at work. If they suffer an accident in the workplace such as tripping over a computer cable, or claim any physical or mental illness brought on by work, they could bring a claim against you for compensation.

It is a legal requirement in the UK if you employ staff, to have a minimum of £5 million of employers’ liability cover.

Why choose Hiscox Liability insurance:

• You can choose to purchase Hiscox Public and Employers’ Liability together as a single package
• The limit you select means that any claim you make has this limit of cover
• Legal fees are included in the cover, such as the cost of paying a solicitor to defend you in court.

Get a quote by visiting www.hiscox.co.uk/ContractorUK or call 0845 512 1896

Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd, both of which are authorised and regulated by the Financial Services Authority.  This promotion has been authorised by Hiscox Underwriting Ltd.