News
Who the hell is Ethica Resolve — and is it ethical?
A new name has appeared in the long-running contractor loan saga. It promises financial wellness, claims to have thousands of staff, and says it helps customers become…
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News & HMRC
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Data Kraken v Torry Harris: 5 lessons for software developer contractors
From ‘permitted purpose’ clauses to ‘flow down’ obligations, a live High Court case triggered by ‘unusual email alerts’ and centring on a displaced software supplier…
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Loan Recall Case Study: Amanda
Amanda worked for eight weeks in 2016. She is now 63, retired and a grandmother of six — and almost a decade later, she is still being told that some of the money she…
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How IR35 inflated an £8.5bn consultancy bill — and tests Burnham at the Budget
There’s a slow tightening of the screw on the self-employed that might as well have eight consultancy giants at the handle end, and government policy as the torque. The…
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Autumn Budget 2026: FCSA’s 5 contractor asks of John Healey
Contractor-turned-umbrella-company-body-CEO Chris Bryce outlines what’s deliverable, affordable and tangible in the new chancellor’s first budget, ranging from MSC…
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Andy Burnham's Zoom gripe doesn’t apply to IT contractors, say recruiters
First Point Group, Bowers Partnership, VIQU IT and Robert Walters tell ContractorUK why the PM’s dislike of video interviews doesn't map onto professional tech…
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Check your Loan Recall paperwork for the Isle of Man: it could matter
ContractorUK's investigation into historic contractor loan recalls has uncovered a regulatory question surrounding loans that were bought or administered in the Isle of…
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Budget 2026: Contractor advisers ask for ‘IR35 reset’
Urged to intervene against ‘HMRC cruelty’ in MSC cases, and U-turn employer NICs changes, chancellor John Healey is being called by SG, Re Legal and Caroola to fix the…
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Why might an umbrella company fail to pay its total tax bill to HMRC?
Not every umbrella that underpays HMRC is doing the same thing wrong — and Joint & Several Liability doesn’t treat all three scenarios the same way. Nevertheless, ‘Can…
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Contractors, here are the late payment fixes that the Lords just turned down
The Commercial Payments Bill avoided the usual fate of promising legislation — getting butchered by the Lords and sent back watered down. But surviving intact isn't the…
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How will HMRC's Direct Debit plan affect contractors paying VAT and PAYE?
HMRC is consulting until Sunday on plans to make Direct Debit mandatory for VAT and PAYE payments, hitting contractors paid on agency terms of 30-60 days. Dedicated tax…
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HMRC's new 'reckless' tax offence: an IR35 game-changer for contractors?
HMRC’s recent focus on ‘reckless’ tax offences is a blunt instrument that risks tarring legitimate contractors with the same brush as tax evaders, warns SG Accounting’s…
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“I’m not a Machiavellian overlord”: Adrian Sacco breaks his silence on the Contractor Loan Recalls
The former Felicitas director says contractors were never supposed to be pursued for the full face value of their loans — and reveals that Felicitas cancelled at least…
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‘Bounce back’ in IT contractor demand in July 2026, even if ‘one swallow doesn’t make a summer’
After June's heatwave-linked dip, IT contractor demand is back in growth — its best month in nearly three years. First Point Group, SThree and Morgan McKinley reveal…
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Where is UK IT contractor demand heading before 2027?
UK IT contracting isn't shrinking, but it is getting pickier. SThree's Nicholas Tsappis explains why cybersecurity, AI and enterprise transformation are pulling in…
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Outside IR35 isn’t making a comeback in 2026/27 — it’s something more complex
As LinkedIn users herald a ‘quiet comeback’ in outside IR35 contracting, Reed's head of contract IT hiring Kelly Macey sets the record straight, and explains what's…
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Why contractors keep putting off their pension (and why I'm one of them)
Auto enrolment quietly sorts pensions for employees. Contractors get nothing of the sort, and fewer than one in five of the self-employed now saves into one at all…
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HMRC loan charge settlement offer: 3 things to check before you sign
Got an HMRC loan charge settlement letter? Here's what to check before you sign — including the £70,000 cap and how an untaxed income estimate could fall from £11,000 to…
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Who owns the loans? Inside the mystery of the loan charge recall scandal
ContractorUK investigates how the alleged rights to thousands of historic contractor loans passed between private companies — and why the paper trail proving who owns…
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Andy Burnham's first 100 days: five things contractors need from the new PM
IR35, employment status, security clearance: IPSE's Joshua Toovey outlines the five tests Andy Burnham's government must pass in its first 100 days to earn contractors'…
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Starmer vs Burnham on housing: What their rival plans mean for your contractor mortgage
Sir Keir Starmer's property-buying reforms appear locked in, but new PM Andy Burnham's instincts point somewhere else entirely. Freelancer Financials demystifies what…
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In Khalil v Innovate Transport, a limited company contractor wasn’t a worker and was on £2.30 — not £230
Markel Tax’s David Harmer unpacks how a mix-up between day rate and drop rate underpins an employment tribunal's ruling, with six key takeaways for contractors concerned…
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Andy Burnham is PM: 5 new IT policies set to shape UK tech and its contractors
Digital ID dropped, Palantir in the cold, a UK-AI focus and a VPN clampdown — plus the tax reversal that could revive contractor hiring under PM Andy Burnham.
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Taxed on money I haven't earned yet? Bold move, HMRC
There's a certain confidence in billing someone for money they don't have. As contractors, we spend half our lives chasing clients for payment on work we've actually…