Profile picture for user Lucy Smith

Lucy Smith

Lucy has over 9 years extensive experience in the umbrella market, much of this time spent managing one of the most reputable umbrella companies in the market and now, Clarity Umbrella.

Lucy has sat on HMRC round table events; contributed to the Low Income Tax reform group and is always on hand to provide advice to the ContractorUK forums.

Author Content

Rate, deductions, conversation, and IR35. And possibly explorable in that order -- if you want to avoid nasty surprises as an umbrella employee.

30th November, 2022 | Umbrella Companies

Make the umbrella company selection process less daunting by posing these ten queries.

14th June, 2022 | Umbrella Companies

How much contractors can get paid if they work via an umbrella, now or post-IR35 reform.

5th May, 2022 | Umbrella Companies

The call for evidence on umbrella companies is welcome, but it’s not before time.

Payments, pensions and deductions not being to your liking doesn’t (always) mean they’re unlawful.

10th September, 2021 | Umbrella Companies

Explainer on what goes into the Employer’s NICs payment to HMRC.

2nd September, 2021 | Umbrella Companies

The government must use its June RTW review to bring the UK’s outdated employing process into the 21st century.

What contractors should ask to work out which PAYE brolly is best for them.

13th April, 2021 | Umbrella Companies

An unwieldy IR35 reform consequence that HMRC doesn’t intend for, and is going to snuff out, is creating quite the furore.

Consistency was one of IR35 reform’s silver linings. But without many noticing, it’s now been removed.

With IR35 reform on the horizon, the good, the bad and the ugly brollies are out in force.

23rd June, 2020 | Umbrella Companies

To furlough or not to furlough? That’s the question troubling contractors, and brollies.

Sensible and efficient, the Right to Work changes covering you and your umbrella are in force immediately.

1st April, 2020 | Coronavirus

Despite the IR35 hype, and the Taylor Review fanfare, the SDM’s demise should be quite a quiet affair.

Agency PAYE, umbrella or PSC contractor? You should expect a KID, with these characteristics.

9th October, 2019 | Guide To Agencies

Doing due diligence on umbrellas will come into its own should IR35 change again.

Get to grips with your brolly's deductions and fees so you're covered, not cross.

Lots of talk on expenses belies the mere handful of claims that the T&S rules permit.

From today, T&S tax relief for 'SDC' and IR35 contractors is outlawed.

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