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John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Contractors with a buy-to-let who believe Autumn Budget will be bruising face a choice: raise the rent, or get out now before the taxman cometh.

Three housing market measures could upend the UK’s property landscape from this Wednesday.

While the crystal ball is as opaque as it gets, it’s clear that the contractor-friendly lender is meeting a need, at least psychologically.

A day looks like a long time in leaky Budget politics, or so suggests the global market reaction to Rachel Reeves being at the helm.

What will make government happy on October 30th will make UK homeowners happy, too. At least that’s the theory.

Our contractor mortgage rates are better than the market's average rates -- plus while they’re not sub-4%, unlike the Nationwide’s new deal, they are sustainable.

30th July, 2024 | Money

It’s a bit like a mouse pondering if the moon is made of cheese -- nonetheless, here’s a pondering about the possible future of other square structures with holes.

21st June, 2024 | Money

Your home comprises a big portion of your life, so at general election 2024, ‘bricks and mortar’ pledges could win or lose your vote.

20th June, 2024 | Money

The loan/repayments parts of a high street deal can appear just like a specialist deal. But looks can be very (very) deceiving -- not to mention massively costly.

10th May, 2024 | Money

The realm of reality with contractor mortgages is only for the informed – and those who slay vanilla brokers while shunning the high street fleece.

30th April, 2024 | Money

Resolved: the key buy-to-let query contractors eyeing an investment property are understandably asking right about now.

15th April, 2024 | Limited Companies

Everything contractors need to know about home loans, to ensure the biggest monthly bill works for you.

21st March, 2024 | Money

Freelancer Financials homes in on Jeremy Hunt’s key announcements affecting UK housing, including implications for your own bricks and mortar.

The UK housing market desperately needs a fillip, but chancellor Jeremy Hunt won’t roll out the very big guns until just before contractors go to the polls.

When market forces are too erratic to fathom, the best mortgage for contractors is entirely based on your now, and what you want from your tomorrow.

Revealed: the paperwork bound to impress your contractor mortgage lender.

15th December, 2023 | Money

Lacking boldness, relevance and even substance, yesterday’s chancellor is one that contractors who have property will want to forget.

23rd November, 2023 | Money

Today’s a big acid test for our well-heeled chancellor. But for the good of your home loan, property, or investment, will he pass it?

Slow and steady is inflation’s new trajectory, helped massively by a sharp drop in October -- which should now ease contractors’ interest rate fears.

We are where we are, which - decoded for contractors - means the cheap money era is over. So don’t lose your dream home over FOMO.