Applying for a personal credit card

[frontenddeveloper]

Hi,

I want to apply for a credit card, when it asks me to enter annual income before tax do I enter the salary + dividends amount or just the salary?

Currently I'm taking min wage + some dividends.

Thanks in advance

[Craig@Clarity]

I would assume that to mean gross salary + gross dividend (net dividend + 10% tax credit)

[frontenddeveloper]

Thanks

So to clarify...

for example if I took:

£500 as salary
£3000 as dividends
£300 as 10% tax credits

Total NET would be £3800

Total GROSS would be around £67k (based on an online target income calculator)

Does that seem about right?


Does that seem

[DaveB]

Frankly they dont care, as long as the number is in their acceptable range and your credit history is not cack, they'll give you a card.

If you get into trouble with the payments or anything else down the line, *then* they'll go back and scrutinise every detail looking for a way to screw you over.

[frontenddeveloper]

Thanks DaveB

Going for a card thats 0% on balance transfers for 14 months and 0% purchases for 14 months

[Craig@Clarity]

Thanks

So to clarify...

for example if I took:

£500 as salary
£3000 as dividends
£300 as 10% tax credits

Total NET would be £3800

Total GROSS would be around £67k (based on an online target income calculator)

Does that seem about right?


Does that seem

If gross salary is £500 and dividends + 10% tax credit = gross dividends of £3,333 then total gross income would be £3,833.