Hi there.
Having had a good look around, I can see that there are people firmly in the anti-pension camp and those in the pro-pension camp.
I'm 28, currently have good day-rate and am averse to using standard savings accounts. I have some share and fund investments and have used my cash ISA allowance.
Owning no property, I consider whether I should just save as much as possible and buy a house/flat outright with no mortgage, or whether I should really be using my Limited Co to contribute a significant (£2k per month or more) contribution to an existing personal pension I have open.
My outgoings are less then a grand a month, whilst statistically pulling in >£6k a month in.
I'm going to pay off my £8k student loan within the next month, but am very confused as to how to now save money I have coming in. If you were my age again, or are roughly my age, what would/do you do?
Single, reasonable car, flexibly working away from home at the minute.
Thanks for any input!
Having had a good look around, I can see that there are people firmly in the anti-pension camp and those in the pro-pension camp.
I'm 28, currently have good day-rate and am averse to using standard savings accounts. I have some share and fund investments and have used my cash ISA allowance.
Owning no property, I consider whether I should just save as much as possible and buy a house/flat outright with no mortgage, or whether I should really be using my Limited Co to contribute a significant (£2k per month or more) contribution to an existing personal pension I have open.
My outgoings are less then a grand a month, whilst statistically pulling in >£6k a month in.
I'm going to pay off my £8k student loan within the next month, but am very confused as to how to now save money I have coming in. If you were my age again, or are roughly my age, what would/do you do?
Single, reasonable car, flexibly working away from home at the minute.
Thanks for any input!
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