Fee Free Mortgage Advisors

[northernladuk]

No there is always hidden fees. Someone told me this. Always.

So you want a mortgage advisor with hidden fees?

[revelator1969]

So you want a mortgage advisor with hidden fees?

no, it was sarcasm, i want no fees. Someone already stated these fee free advisors have hidden fees, i dont agree with this. Look how many pages we have covered and i got 2 good suggestions.

[northernladuk]

I'd recommend Freelancer Financials. Done me a few mortgages and renewals over a number of years.

[revelator1969]

I'd recommend Freelancer Financials. Done me a few mortgages and renewals over a number of years.

Thanks. I dont want fees though. So im looking for a fee free advisor. Thanks anyway.

[WTFH]

If you've already been offered a deal saving you £600-900, what are you wanting further advice?

You may feel like you're being bullied, but your questioning, reluctance to read and attitude in responses aren't the best.

Let's put some of the responses a different way:

Mortgage advisor 1 makes all his money from the fees/commission he makes from a lender
Mortgage advisor 2 makes most/all his money from the fees/commission he chargers the borrower.

If MA1 is offered £500 by the Halifax and £1000 by Nationwide, which one do you think he'll try to sell more of?
If MA2 is charging £750 fees to the borrower, is he more or less likely to be biased as to which mortgage he recommends to you?

And if you are a contractor, you'll want a mortgage advisor who knows how to get deals for contractors. I'd prefer to get a mortgage that might cost an extra £1 a year over the life of it, than not get one but think it was because no mortgage was available.

...but that's not the answer you're looking for.

[Lance]

I think I know what you are after. You want a fee free mortgage advisor.

That advice was for free.

that was far too subtle for the OP...

[Lance]

this is circular

https://forums.contractoruk.com/gene...xperian-5.html

To OP. If you're so desperate to not pay any fees why don't you do the legwork yourself. I haven't used a mortgage broker/IFA in years, since they couldn't beat a deal I found with some googling. Mind you I have a good credit rating and deposit.

One way or another you'll pay for advice. Unless you do it yourself. But as you've been trying since September, with no success, you probably should pay someone. How about Freelancer Financials, who answered all your previous questions, and you have spoken to directly.

Other lenders who do contractor mortgages:
COOP - But not via an IFA
YBS - excellent rates for offset mortgages at the moment

[I just need to test it]

Mortgages are for wusses. Why don't you just pay cash?
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[CMME]

Hey guys.

I know a lot of you praise the services of a few of the popular mortgage advisors who charge a fee. I had a fee free one lined up but they have now started to charge a fee, it seems they will still take a fee from the lender and now charge a fee to me. Can any of you suggest a fee free mortgage advisor please.

Hi, hope that you are well.

CMME partner with ContractorUK. We do charge a fee for our services, however, we have some of the most competitive rates in the market and deals designed exclusively for self-employed professionals; so you end up potentially saving money in the long run.

We would be happy to talk with you, even if it is just giving advice. If you're interested in speaking with one of our advisers or want to find out how much you could borrow, visit our landing page on the CUK website here

[northernladuk]

Hi, hope that you are well.

CMME partner with CUK and are specialist in finding mortgages for contractors. We do charge a fee for our services, however, we have some of the most competitive rates in the market and deals designed exclusively for self-employed professionals; so you end up saving money in the long run.

We would be happy to talk with you, even if it is just giving advice. If you're interested in speaking with one of our advisers or want to find out how much you could borrow, visit our landing page on the CUK website .

I could be wrong but I have a feeling he's looking for a fee free service....