I'm not really happy putting all our ISA contributions (me and the missus) in S&S, but cash ISAs are still a waste of time.
I've put some money in a Zopa ifISA as I spent a year exploring the platform with a couple of grand but there seem to be a range of products these days and I'm not sure Zopa is the best.
I view ifISA as a fairly high-risk angle but I like having diversity of holdings and risk... what such products are you lot already investing in as the 17/18 year is coming to an end? Are they all lending products or are there other categories too?
And no I am not looking for BitCoin
https://www.money.co.uk/savings-acco...-peer-isas.htm
Lists up to 10% targeted return which is double Zopa, but I don't have any idea how realistic these targets are. Happy to try £10k in something risky but not more.
I've put some money in a Zopa ifISA as I spent a year exploring the platform with a couple of grand but there seem to be a range of products these days and I'm not sure Zopa is the best.
I view ifISA as a fairly high-risk angle but I like having diversity of holdings and risk... what such products are you lot already investing in as the 17/18 year is coming to an end? Are they all lending products or are there other categories too?
And no I am not looking for BitCoin
https://www.money.co.uk/savings-acco...-peer-isas.htm
Lists up to 10% targeted return which is double Zopa, but I don't have any idea how realistic these targets are. Happy to try £10k in something risky but not more.
Comment