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Mortgage Help

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    #11
    I asked the same question about five months ago. I only had only be contracting 18 months and had a limited for a year. I found that Woolwich came out best although the LTV was quite low. Didn't buy the house in the end, but it was still a useful process to go through.

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      #12
      When did you lot get the base rate + tracker rates, is it in the last year ?
      Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)

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        #13
        Originally posted by lukemg View Post
        When did you lot get the base rate + tracker rates, is it in the last year ?
        Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)
        My BR + 0.49% was agreed somewhere around August/September last year, finally completed Nov 2009, took 4 months from 1st viewing to completion.
        Never has a man been heard to say on his death bed that he wishes he'd spent more time in the office.

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          #14
          Originally posted by lukemg View Post
          When did you lot get the base rate + tracker rates, is it in the last year ?
          Got a Woolwich offset tracker which is .75 over BR, which I am very happy with at the mo, but need another couple of hundred k or so for an upgrade so interested in current options (got a big deposit 40%+)
          it's more like BR + 2.49-2.99 these days

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            #15
            yeah, that's what I thought, rates will push back up and that is likely to sting when they do.

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